Kristopher Gerardi

Federal Reserve Bank of Atlanta

Research Economist

1000 Peachtree Street N.E.

Atlanta, GA 30309-4470

United States

http://sites.google.com/site/kristophergerardishomepage/

SCHOLARLY PAPERS

38

DOWNLOADS
Rank 5,319

SSRN RANKINGS

Top 5,319

in Total Papers Downloads

13,163

SSRN CITATIONS
Rank 934

SSRN RANKINGS

Top 934

in Total Papers Citations

763

CROSSREF CITATIONS

727

Scholarly Papers (38)

Common Ownership Does Not Have Anti-Competitive Effects in the Airline Industry

Journal of Finance, Forthcoming
Number of pages: 76 Posted: 02 Nov 2017 Last Revised: 02 Sep 2021
Patrick J. Dennis, Kristopher Gerardi and Carola Schenone
University of Virginia - McIntire School of Commerce, Federal Reserve Bank of Atlanta and University of Virginia - McIntire School
Downloads 2,684 (8,348)
Citation 10

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Common Owners, Competition, Airlines

Common Ownership Does Not Have Anti-Competitive Effects in the Airline Industry

FRB Atlanta Working Paper No. 2019-15
Number of pages: 65 Posted: 25 Jul 2019 Last Revised: 29 Apr 2020
Patrick J. Dennis, Kristopher Gerardi and Carola Schenone
University of Virginia - McIntire School of Commerce, Federal Reserve Bank of Atlanta and University of Virginia - McIntire School
Downloads 157 (310,735)
Citation 18

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common ownership, airline prices, institutional ownership, competition

2.

Subprime Facts: What (We Think) We Know about the Subprime Crisis and What We Don't

FRB of Boston Public Policy Discussion Paper No. 08-2
Number of pages: 57 Posted: 30 Jun 2008
Federal Reserve Bank of Boston, Federal Reserve Bank of Atlanta, University of Lausanne and Federal Reserve Bank of Boston - Research Department
Downloads 1,596 (19,298)
Citation 25

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3.

Subprime Outcomes: Risky Mortgages, Homeownership Experiences, and Foreclosures

FRB of Boston Working Paper No. 07-15
Number of pages: 58 Posted: 16 Dec 2007
Kristopher Gerardi, Adam Hale Shapiro and Paul Willen
Federal Reserve Bank of Atlanta, Federal Reserve Bank of San Francisco and Federal Reserve Bank of Boston - Research Department
Downloads 1,301 (26,220)
Citation 188

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Financial Literacy and Subprime Mortgage Delinquency: Evidence from a Survey Matched to Administrative Data

Federal Reserve Bank of Atlanta Working Paper Series No. 2010-10
Number of pages: 54 Posted: 06 May 2010
Kristopher Gerardi, Lorenz Goette and Stephan Meier
Federal Reserve Bank of Atlanta, University of Lausanne and Federal Reserve Bank of Boston
Downloads 964 (40,337)
Citation 119

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subprime mortgage, delinquency, default, financial literacy, cognitive ability, survey

5.
Downloads 723 (59,768)
Citation 101

Making Sense of the Subprime Crisis

FRB Atlanta Working Paper No. 2009-2
Posted: 02 Jul 2021 Last Revised: 01 Jul 2021
Kristopher Gerardi, Andreas Lehnert, Shane M. Sherlund and Paul Willen
Federal Reserve Bank of Atlanta, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Federal Reserve Bank of Boston - Research Department

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Making Sense of the Subprime Crisis

Brookings Papers on Economic Activity, Forthcoming, Federal Reserve Bank of Atlanta Working Paper No. 2009-2
Number of pages: 75 Posted: 22 Feb 2009
Kristopher Gerardi, Andreas Lehnert, Paul Willen and Shane Sherlund
Federal Reserve Bank of Atlanta, Board of Governors of the Federal Reserve System, Federal Reserve Bank of Boston - Research Department and Board of Governors of the Federal Reserve System
Downloads 578 (78,509)
Citation 17

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subprime, foreclosure, house prices, underwriting standards

Making Sense of the Subprime Crisis

FRB of Boston Public Policy Discussion Paper No. 09-1
Number of pages: 74 Posted: 13 Feb 2009
Kristopher Gerardi, Andreas Lehnert, Shane Sherlund and Paul Willen
Federal Reserve Bank of Atlanta, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Federal Reserve Bank of Boston - Research Department
Downloads 145 (332,117)
Citation 26

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6.

The Effects of Competition on Price Dispersion in the Airline Industry: A Panel Analysis

FRB of Boston Working Paper No. 07-7
Number of pages: 47 Posted: 11 Sep 2007
Kristopher Gerardi and Adam Hale Shapiro
Federal Reserve Bank of Atlanta and Federal Reserve Bank of San Francisco
Downloads 620 (72,823)
Citation 5

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Do Households Benefit from Financial Deregulation and Innovation? The Case of the Mortgage Market

Federal Reserve Bank of Boston Research Paper Series Public Policy Discussion Paper No. 06-6, Hudson Institute Research Paper No. 06-07
Number of pages: 59 Posted: 03 Oct 2006 Last Revised: 06 Aug 2008
Kristopher Gerardi, Harvey S. Rosen and Paul Willen
Federal Reserve Bank of Atlanta, Princeton University - Department of Economics and Federal Reserve Bank of Boston - Research Department
Downloads 319 (157,625)
Citation 4

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Do Households Benefit from Financial Deregulation and Innovation? The Case of the Mortgage Market

NBER Working Paper No. w12967
Number of pages: 61 Posted: 15 Mar 2007 Last Revised: 08 Dec 2022
Kristopher Gerardi, Harvey S. Rosen and Paul Willen
Federal Reserve Bank of Atlanta, Princeton University - Department of Economics and Federal Reserve Bank of Boston - Research Department
Downloads 121 (382,340)
Citation 8

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Are Lemons Sold First? Dynamic Signaling in the Mortgage Market

FRB Atlanta Working Paper No. 2016-8
Number of pages: 67 Posted: 19 Jul 2016 Last Revised: 30 Aug 2017
Manuel Adelino, Kristopher Gerardi and Barney Hartman-Glaser
Duke University, Federal Reserve Bank of Atlanta and University of California, Los Angeles (UCLA) - Anderson School of Management
Downloads 405 (120,825)
Citation 1

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securitization, mortgage default, adverse selection, signaling, asymmetric information

Are Lemons Sold First? Dynamic Signaling in the Mortgage Market

NBER Working Paper No. w24180
Number of pages: 76 Posted: 09 Jan 2018 Last Revised: 26 Jan 2023
Manuel Adelino, Kristopher Gerardi and Barney Hartman-Glaser
Duke University, Federal Reserve Bank of Atlanta and University of California, Los Angeles (UCLA) - Anderson School of Management
Downloads 31 (781,634)
Citation 14

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Are Lemons Sold First? Dynamic Signaling in the Mortgage Market

CEPR Discussion Paper No. DP12591
Number of pages: 78 Posted: 16 Jan 2018 Last Revised: 12 Mar 2018
Manuel Adelino, Kristopher Gerardi and Barney Hartman-Glaser
Duke University, Federal Reserve Bank of Atlanta and University of California, Los Angeles (UCLA) - Anderson School of Management
Downloads 0
Citation 11
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9.

Unemployment, Negative Equity, and Strategic Default

Number of pages: 50 Posted: 13 Jul 2013
Kristopher Gerardi, Kyle Herkenhoff, Lee E. Ohanian and Paul Willen
Federal Reserve Bank of Atlanta, University of Minnesota - Minneapolis, University of California, Los Angeles (UCLA) - Department of Economics and Federal Reserve Bank of Boston - Research Department
Downloads 433 (112,844)
Citation 22

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unemployment, employment, job loss, assets, mortgage, modifications, default, strategic, strategic default, negative equity, trigger, single trigger, double trigger, liquidity constraint, mortgage default, delinquency, PSID, mortgage distress, financial liquidity, negative equity and unemployment

The Failure of Supervisory Stress Testing: Fannie Mae, Freddie Mac, and OFHEO

FRB Atlanta Working Paper No. 2015-3
Number of pages: 57 Posted: 13 Apr 2015
W. Scott Frame, Kristopher Gerardi and Paul Willen
Structured Finance Association, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 267 (189,815)
Citation 9

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Bank supervision, stress test, model risk, residential mortgages, government-sponsored enterprises

The Failure of Supervisory Stress Testing: Fannie Mae, Freddie Mac, and Ofheo

FRB of Boston Working Paper No. 15-4
Number of pages: 55 Posted: 19 Oct 2015 Last Revised: 06 May 2016
W. Scott Frame, Kristopher Gerardi and Paul Willen
Structured Finance Association, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 117 (391,882)

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bank supervision, stress tests, model risk, residential mortgages, government-sponsored enterprises

Why Don't Lenders Renegotiate More Home Mortgages? Redefaults, Self-Cures, and Securitization

FRB of Boston Public Policy Discussion Paper No. 09-4, Federal Reserve Bank of Atlanta Working Paper 2009-17
Number of pages: 41 Posted: 17 Jul 2009 Last Revised: 30 May 2015
Manuel Adelino, Kristopher Gerardi and Paul Willen
Duke University, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 244 (207,652)
Citation 12

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Why Don't Lenders Renegotiate More Home Mortgages? Redefaults, Self-Cures and Securitization

NBER Working Paper No. w15159
Number of pages: 42 Posted: 21 Jul 2009 Last Revised: 04 Jun 2023
Manuel Adelino, Kristopher Gerardi and Paul Willen
Duke University, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 59 (600,068)

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Subprime Mortgages, Foreclosures, and Urban Neighborhoods

FRB of Boston Public Policy Discussion Paper No. 08-6
Number of pages: 38 Posted: 08 Jan 2009
Kristopher Gerardi and Paul Willen
Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 229 (221,032)
Citation 1

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Subprime Mortgages, Foreclosures, and Urban Neighborhoods

Berkeley Electronic Journal of Economic Analysis & Policy, Vol. 9, No. 3, 2009 , Federal Reserve Bank of Atlanta Working Paper Series No. 2009-1
Number of pages: 39 Posted: 27 Aug 2009
Kristopher Gerardi and Paul Willen
Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 74 (531,056)
Citation 6

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subprime, foreclosure, minority, homeownership

13.

Negative Equity and Foreclosure: Theory and Evidence

FRB of Boston Public Policy Discussion Paper No. 08-3
Number of pages: 36 Posted: 30 Jun 2008
Christopher L. Foote, Kristopher Gerardi and Paul Willen
Federal Reserve Bank of Boston, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 288 (176,668)
Citation 87

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14.

Reasonable People did Disagree: Optimism and Pessimism About the U.S. Housing Market Before the Crash

FRB of Boston Public Policy Discussion Paper No. 10-5
Number of pages: 32 Posted: 16 Oct 2010
Kristopher Gerardi, Christopher L. Foote and Paul Willen
Federal Reserve Bank of Atlanta, Federal Reserve Bank of Boston and Federal Reserve Bank of Boston - Research Department
Downloads 285 (178,582)
Citation 16

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Downloads 231 (219,919)
Citation 11

Mortgage Prepayment, Race, and Monetary Policy

Number of pages: 81 Posted: 09 Feb 2021
Kristopher Gerardi, Paul Willen and David Hao Zhang
Federal Reserve Bank of Atlanta, Federal Reserve Bank of Boston - Research Department and Rice University - Jesse H. Jones Graduate School of Business
Downloads 185 (269,585)

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Mortgage Prepayment, Race, and Monetary Policy

FRB Atlanta Working Paper No. 2020-22
Number of pages: 81 Posted: 20 Apr 2021
Kristopher Gerardi, Paul Willen and David Hao Zhang
Federal Reserve Bank of Atlanta, Federal Reserve Bank of Boston - Research Department and Rice University - Jesse H. Jones Graduate School of Business
Downloads 46 (674,285)

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mortgage, refinance, race, monetary policy, interest rate

The Effect of Large Investors on Asset Quality: Evidence from Subprime Mortgage Securities

Number of pages: 56 Posted: 27 Jul 2014 Last Revised: 27 Sep 2016
Manuel Adelino, W. Scott Frame and Kristopher Gerardi
Duke University, Structured Finance Association and Federal Reserve Bank of Atlanta
Downloads 158 (309,019)

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mortgage default, GSEs, securitization, private information

The Effect of Large Investors on Asset Quality: Evidence from Subprime Mortgage Securities

FRB Atlanta Working Paper No. 2014-4
Number of pages: 58 Posted: 04 Apr 2015
Manuel Adelino, W. Scott Frame and Kristopher Gerardi
Duke University, Structured Finance Association and Federal Reserve Bank of Atlanta
Downloads 60 (595,063)
Citation 6

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mortgage default, GSEs, securitization, private information

17.

Reducing Foreclosures

FRB of Boston Public Policy Discussion Paper No. 09-2
Number of pages: 52 Posted: 21 May 2009
Federal Reserve Bank of Boston, Federal Reserve Bank of Atlanta, University of Lausanne and Federal Reserve Bank of Boston - Research Department
Downloads 203 (248,094)

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Identifying the Effect of Securitization on Foreclosure and Modification Rates Using Early-Payment Defaults

Federal Reserve Bank of Atlanta Working Paper Series No. 2010-8
Number of pages: 28 Posted: 06 May 2010 Last Revised: 30 May 2015
Manuel Adelino, Kristopher Gerardi and Paul Willen
Duke University, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 90 (471,065)
Citation 6

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foreclosure, mortgage, house prices

What Explains Differences in Foreclosure Rates? A Response to Piskorski, Seru, and Vig

FRB of Boston Working Paper No. 10-2
Number of pages: 16 Posted: 06 May 2010
Manuel Adelino, Kristopher Gerardi and Paul Willen
Duke University, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 76 (522,754)
Citation 3

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19.
Downloads 159 (307,166)
Citation 28

Reducing Foreclosures: No Easy Answers

NBER Macroeconomics Annual, Vol. 24, 2009, Federal Reserve Bank of Atlanta Working Paper 2009-15
Number of pages: 53 Posted: 23 Aug 2009
Federal Reserve Bank of Boston, Federal Reserve Bank of Atlanta, University of Lausanne and Federal Reserve Bank of Boston - Research Department
Downloads 103 (430,123)
Citation 10

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mortgage, foreclosure, modification, securitization

Reducing Foreclosures: No Easy Answers

NBER Working Paper No. w15063
Number of pages: 54 Posted: 16 Jun 2009 Last Revised: 27 Feb 2023
Federal Reserve Bank of Boston, Federal Reserve Bank of Atlanta, University of Lausanne and Federal Reserve Bank of Boston - Research Department
Downloads 56 (615,996)
Citation 4

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Why Did so Many People Make so Many Ex Post Bad Decisions? The Causes of the Foreclosure Crisis

FRB Atlanta Working Paper No. 2012-7
Number of pages: 62 Posted: 22 Mar 2015
Christopher L. Foote, Kristopher Gerardi and Paul Willen
Federal Reserve Bank of Boston, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 83 (495,677)
Citation 1

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financial crisis, mortgage, foreclosure, asymmetric information, mortgage-backed security (MBS), collaterized debt obligation (CDO)

Why Did so Many People Make so Many Ex Post Bad Decisions? the Causes of the Foreclosure Crisis

NBER Working Paper No. w18082
Number of pages: 63 Posted: 19 May 2012 Last Revised: 29 May 2023
Christopher L. Foote, Kristopher Gerardi and Paul Willen
Federal Reserve Bank of Boston, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 66 (566,250)
Citation 5

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21.
Downloads 136 (348,623)
Citation 4

Fracking and Mortgage Default

Number of pages: 55 Posted: 23 Mar 2017
Chris Cunningham, Kristopher Gerardi and Lily Shen
Federal Reserve Bank of Atlanta, Federal Reserve Bank of Atlanta and Department of Finance, Clemson University
Downloads 82 (499,359)
Citation 5

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fracking, mortgage, default, real estate, credit risk, oil and gas, debt

Fracking and Mortgage Default

FRB Atlanta Working Paper No. 2017-4
Number of pages: 53 Posted: 06 Apr 2017 Last Revised: 29 Nov 2017
Chris Cunningham, Kristopher Gerardi and Yannan Shen
Federal Reserve Bank of Atlanta, Federal Reserve Bank of Atlanta and Clemson University
Downloads 54 (626,980)

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mortgage defaults, hydraulic fracking, house prices, shale gas

22.

The Political Economy of Loan Modification

Number of pages: 47 Posted: 29 May 2018
Sumit Agarwal, Kristopher Gerardi and Vincent Yao
National University of Singapore, Federal Reserve Bank of Atlanta and Georgia State University - J. Mack Robinson College of Business
Downloads 129 (362,865)

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Political Economy, Financial Crisis, Loan Modification, Mortgages, Dodd-Frank Act

Can't Pay or Won't Pay?: Unemployment, Negative Equity, and Strategic Default

FRB of Boston Working Paper No. 15-13
Number of pages: 81 Posted: 25 Nov 2015
Kristopher Gerardi, Kyle Herkenhoff, Lee E. Ohanian and Paul Willen
Federal Reserve Bank of Atlanta, University of Minnesota - Minneapolis, University of California, Los Angeles (UCLA) - Department of Economics and Federal Reserve Bank of Boston - Research Department
Downloads 67 (561,720)

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Can't Pay or Won't Pay? Unemployment, Negative Equity, and Strategic Default

NBER Working Paper No. w21630
Number of pages: 74 Posted: 12 Oct 2015 Last Revised: 06 Feb 2023
Kristopher Gerardi, Kyle Herkenhoff, Lee E. Ohanian and Paul Willen
Federal Reserve Bank of Atlanta, University of Minnesota - Minneapolis, University of California, Los Angeles (UCLA) - Department of Economics and Federal Reserve Bank of Boston - Research Department
Downloads 44 (686,831)
Citation 24

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Villains or Scapegoats? The Role of Subprime Borrowers in Driving the U.S. Housing Boom

FRB Atlanta Working Paper No. 2018-10
Number of pages: 48 Posted: 29 Aug 2018 Last Revised: 29 Apr 2020
James Conklin, W. Scott Frame, Kristopher Gerardi and Haoyang Liu
University of Georgia, Structured Finance Association, Federal Reserve Bank of Atlanta and Federal Reserve Banks - Federal Reserve Bank of Dallas
Downloads 73 (535,241)
Citation 1

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mortgages, subprime, house prices, credit scores, housing boom

25.

Double Trigger for Mortgage Default: The Fracking Boom

Number of pages: 46 Posted: 17 Sep 2020
Chris Cunningham, Kristopher Gerardi and Lily Shen
Federal Reserve Bank of Atlanta, Federal Reserve Bank of Atlanta and Department of Finance, Clemson University
Downloads 75 (520,517)
Citation 2

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credit risk, household finance, mortgage default, fracking, financial crisis

Do Borrower Rights Improve Borrower Outcomes? Evidence from the Foreclosure Process

FRB Atlanta Working Paper No. 2011-16a
Number of pages: 43 Posted: 22 Mar 2015
Kristopher Gerardi, Lauren Lambie-Hanson and Paul Willen
Federal Reserve Bank of Atlanta, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Boston - Research Department
Downloads 41 (706,979)
Citation 1

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foreclosure, mortgage, judicial, power of sale, right to cure

Do Borrower Rights Improve Borrower Outcomes? Evidence from the Foreclosure Process

NBER Working Paper No. w17666
Number of pages: 49 Posted: 17 Dec 2011 Last Revised: 10 Apr 2022
Kristopher Gerardi, Lauren Lambie-Hanson and Paul Willen
Federal Reserve Bank of Atlanta, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Boston - Research Department
Downloads 34 (757,807)
Citation 10

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27.

Decomposing the Foreclosure Crisis: House Price Depreciation versus Bad Underwriting

FRB Atlanta Working Paper No. 2009-25
Number of pages: 47 Posted: 23 Mar 2015
Kristopher Gerardi, Adam Hale Shapiro and Paul Willen
Federal Reserve Bank of Atlanta, Federal Reserve Bank of San Francisco and Federal Reserve Bank of Boston - Research Department
Downloads 72 (532,600)
Citation 23

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foreclosure, mortgage, house prices

The Effect of Social Entitlement Programs on Private Transfers: New Evidence of Crowding Out

Number of pages: 28 Posted: 23 Jul 2010 Last Revised: 05 Jul 2014
Kristopher Gerardi and Yuping Tsai
Federal Reserve Bank of Atlanta and Spelman College
Downloads 72 (539,494)

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Private Transfers, Public Transfers, Crowding Out

The Effect of Social Entitlement Programs on Private Transfers: New Evidence of Crowding Out

Economica 81, October 2014, pp.721-746
Posted: 07 Feb 2013 Last Revised: 07 Oct 2014
Kristopher Gerardi and Yuping Tsai
Federal Reserve Bank of Atlanta and Government of the United States of America - Centers for Disease Control and Prevention (CDC)

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crowding out, private transfers, Social Security

29.

A Surrebuttal: There Are No Anti-Competitive Effects of Common Ownership in the Airline Industry

Number of pages: 16 Posted: 29 Dec 2022
Patrick J. Dennis, Kristopher Gerardi and Carola Schenone
University of Virginia - McIntire School of Commerce, Federal Reserve Bank of Atlanta and University of Virginia - McIntire School
Downloads 67 (553,739)

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Common Owners, Competition, Airlines

30.

The Good, the Bad, and the Ordinary: Estimating Agent Value-Added Using Real Estate Transactions

FRB Atlanta Working Paper No. 2022-11
Number of pages: 52 Posted: 15 Nov 2022
Chris Cunningham, Kristopher Gerardi and Lily Shen
Federal Reserve Bank of Atlanta, Federal Reserve Bank of Atlanta and Department of Finance, Clemson University
Downloads 65 (562,557)

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real estate, housing, real estate agent, house prices

31.
Downloads 60 (585,291)
Citation 60

Foreclosure Externalities: Some New Evidence

NBER Working Paper No. w18353
Number of pages: 47 Posted: 08 Sep 2012 Last Revised: 24 Feb 2023
Kristopher Gerardi, Eric Rosenblatt, Paul Willen and Vincent Yao
Federal Reserve Bank of Atlanta, Federal National Mortgage Association (Fannie Mae) - Research, Federal Reserve Bank of Boston - Research Department and Georgia State University - J. Mack Robinson College of Business
Downloads 33 (765,659)
Citation 29

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Foreclosure Externalities: Some New Evidence

FRB Atlanta Working Paper No. 2012-11
Number of pages: 46 Posted: 22 Mar 2015
Kristopher Gerardi, Eric Rosenblatt, Paul Willen and Vincent Yao
Federal Reserve Bank of Atlanta, Federal National Mortgage Association (Fannie Mae) - Research, Federal Reserve Bank of Boston - Research Department and Georgia State University - J. Mack Robinson College of Business
Downloads 27 (814,849)
Citation 2

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foreclosure, mortgage, judicial, power of sale, right to cure

32.

Foreclosure Externalities and Vacant Property Registration Ordinances

FRB Atlanta Working Paper No. 2019-20
Number of pages: 41 Posted: 04 Dec 2019 Last Revised: 29 Apr 2020
Arnab Biswas, Chris Cunningham, Kristopher Gerardi and Daniel Sexton
National Institute of Technology Karnataka (NITK), Surathkal, Federal Reserve Bank of Atlanta, Federal Reserve Bank of Atlanta and Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 55 (610,044)
Citation 2

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foreclosures, policy, externality, vacancy, mortgage defaults, diversity

33.

Price Discrimination and Business-Cycle Risk

FRB Atlanta Working Paper No. 2011-3
Number of pages: 35 Posted: 23 Mar 2015
Marco Cornia, Kristopher Gerardi and Adam Hale Shapiro
Johns Hopkins University - Department of Economics, Federal Reserve Bank of Atlanta and Federal Reserve Bank of San Francisco
Downloads 54 (615,285)
Citation 2

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airlines, price discrimination, price dispersion, markup, business cycle

Evaluating the Benefits of a Streamlined Refinance Program

Federal Reserve Bank of Boston Research Paper Series Current Policy Perspectives Paper No. 89267
Number of pages: 24 Posted: 31 Dec 2020
Kristopher Gerardi, Lara Loewenstein and Paul Willen
Federal Reserve Bank of Atlanta, Federal Reserve Bank of Cleveland and Federal Reserve Bank of Boston - Research Department
Downloads 22 (859,793)
Citation 1

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refinancing, mortgage markets, GSEs

Evaluating the Benefits of a Streamlined Refinance Program

FRB of Cleveland Working Paper No. 20-21
Number of pages: 24 Posted: 08 Jul 2020
Kristopher Gerardi, Lara Loewenstein and Paul Willen
Federal Reserve Bank of Atlanta, Federal Reserve Bank of Cleveland and Federal Reserve Bank of Boston - Research Department
Downloads 21 (869,230)

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government-sponsored enterprises, refinancing, business cycles

35.

Can Everyone Tap into the Housing Piggy Bank? Racial Disparities in Access to Home Equity

FRB Atlanta Working Paper No. 2022-17
Number of pages: 56 Posted: 01 Dec 2022
James Conklin, Kristopher Gerardi and Lauren Lambie-Hanson
University of Georgia, Federal Reserve Bank of Atlanta and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 33 (744,670)

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housing wealth, mortgage, home equity, racial disparities

36.

Racial Differences in Mortgage Refinancing, Distress, and Housing Wealth Accumulation During COVID-19

FRB of Philadelphia Payment Cards Center Discussion Paper No. 21-2
Posted: 09 Jul 2021 Last Revised: 30 Apr 2022
Kristopher Gerardi, Lauren Lambie-Hanson and Paul Willen
Federal Reserve Bank of Atlanta, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Boston - Research Department

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mortgage refinancing, mortgage repayment, home equity, racial inequality

37.

Unexpected Wealth Change and Mortgage Default: Evidence from the Shale Gas Boom

Posted: 20 Feb 2017
Lily Shen, Chris Cunningham and Kristopher Gerardi
Department of Finance, Clemson University, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Atlanta

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fracking, mortgage, default, gas, real estate, shale gas

38.

Identifying the Effect of Securitization on Foreclosure and Modification Rates Using Early Payment Defaults

Journal of Real Estate Finance and Economics, Vol. 49, No. 3, 2014
Posted: 03 Oct 2014
Manuel Adelino, Kristopher Gerardi and Paul Willen
Duke University, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department

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Early payment default; Foreclosure; Mortgage; Securitization