Vincent Yao

Georgia State University - J. Mack Robinson College of Business

Professor of Real Estate and Finance

P.O. Box 4050

Atlanta, GA 30303-3083

United States

SCHOLARLY PAPERS

48

DOWNLOADS
Rank 3,016

SSRN RANKINGS

Top 3,016

in Total Papers Downloads

21,438

SSRN CITATIONS
Rank 1,638

SSRN RANKINGS

Top 1,638

in Total Papers Citations

652

CROSSREF CITATIONS

363

Scholarly Papers (48)

1.

Corporate Climate Risk: Measurements and Responses

Review of Financial Studies, Forthcoming
Number of pages: 82 Posted: 08 Jan 2020 Last Revised: 07 Dec 2023
Qing Li, Hongyu Shan, Yuehua Tang and Vincent Yao
University of Florida - Department of Finance, Insurance and Real Estate, Fordham University - Finance Area, University of Florida - Department of Finance and Georgia State University - J. Mack Robinson College of Business
Downloads 4,265 (4,465)
Citation 40

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Climate risk, Transition Risk, Climate finance, Earnings calls, Valuation, Textual analysis

2.
Downloads 1,956 (15,594)
Citation 61

Fintech Borrowers: Lax-Screening or Cream-Skimming?

The Review of Financial Studies (forthcoming)
Number of pages: 73 Posted: 16 Aug 2018 Last Revised: 06 Apr 2022
Marco Di Maggio and Vincent Yao
Harvard Business School and Georgia State University - J. Mack Robinson College of Business
Downloads 1,916 (15,840)
Citation 13

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Fintech, Credit History, Self-Control, Present-Bias

Fintech Borrowers: Lax-Screening or Cream-Skimming?

NBER Working Paper No. w28021
Number of pages: 74 Posted: 02 Nov 2020 Last Revised: 26 Jul 2023
Marco Di Maggio and Vincent Yao
Harvard Business School and Georgia State University - J. Mack Robinson College of Business
Downloads 40 (793,611)
Citation 1

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3.
Downloads 1,910 (16,178)
Citation 5

Second Chance: Life without Student Debt

Number of pages: 75 Posted: 26 Apr 2019 Last Revised: 09 Mar 2020
Marco Di Maggio, Ankit Kalda and Vincent Yao
Harvard Business School, Indiana University - Kelley School of Business - Department of Finance and Georgia State University - J. Mack Robinson College of Business
Downloads 1,849 (16,775)
Citation 1

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Student Debt, Private Student Loans, Legal Settlement, Mobility, Debt Collection

Second Chance: Life Without Student Debt

NBER Working Paper No. w25810
Number of pages: 76 Posted: 07 May 2019 Last Revised: 10 Jul 2023
Marco Di Maggio, Ankit Kalda and Vincent Yao
Harvard Business School, Indiana University - Kelley School of Business - Department of Finance and Georgia State University - J. Mack Robinson College of Business
Downloads 61 (655,820)
Citation 2

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Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinance Program

Columbia Business School Research Paper No. 15-85, Kreisman Working Papers Series in Housing Law and Policy No. 27
Number of pages: 77 Posted: 21 Sep 2015 Last Revised: 24 Apr 2020
National University of Singapore, Federal Reserve Bank of Chicago, Government of the United States of America - Office of the Comptroller of the Currency (OCC), University of Pennsylvania - The Wharton School, Columbia University - Columbia Business School, Finance, Stanford University and Georgia State University - J. Mack Robinson College of Business
Downloads 1,159 (33,877)
Citation 17

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Financial Crisis, HARP, Debt, Refinancing, Consumption, Spending, Household Finance, Mortgages, Policy Intervention

Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program

NBER Working Paper No. w21512
Number of pages: 78 Posted: 31 Aug 2015 Last Revised: 13 Apr 2023
National University of Singapore, Federal Reserve Bank of Chicago, Government of the United States of America - Office of the Comptroller of the Currency (OCC), Columbia University - Columbia Business School, Finance, Stanford University and Georgia State University - J. Mack Robinson College of Business
Downloads 62 (650,329)
Citation 5

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5.
Downloads 1,017 (41,475)

FinTech Lending with LowTech Pricing

Fisher College of Business Working Paper No. 2023-03-008, Charles A. Dice Center Working Paper No. 2023-08
Number of pages: 52 Posted: 12 Apr 2023
Brigham Young University - Department of Finance, Ohio State University (OSU) - Department of Finance, U.S. Securities and Exchange Commission and Georgia State University - J. Mack Robinson College of Business
Downloads 1,011 (41,183)

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FinTech, Personal loans, Credit score, Nonprime borrowers, Market segmentation

Fintech Lending with Lowtech Pricing

NBER Working Paper No. w31154
Number of pages: 52 Posted: 24 Apr 2023 Last Revised: 08 May 2023
Brigham Young University - Department of Finance, Ohio State University (OSU) - Department of Finance, U.S. Securities and Exchange Commission and Georgia State University - J. Mack Robinson College of Business
Downloads 6 (1,118,724)
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6.
Downloads 1,016 (41,529)
Citation 1

Surviving the Fintech Disruption

Number of pages: 94 Posted: 07 Jul 2021 Last Revised: 28 Dec 2023
Wei Jiang, Yuehua Tang, Rachel Xiao and Vincent Yao
Emory University Goizueta Business School, University of Florida - Department of Finance, Fordham University - Finance Area and Georgia State University - J. Mack Robinson College of Business
Downloads 966 (43,933)

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Fintech, Creative Destruction, Jobs, Tasks, Technology, Innovation

Surviving the Fintech Disruption

NBER Working Paper No. w28668
Number of pages: 64 Posted: 03 May 2021 Last Revised: 01 May 2023
Wei Jiang, Yuehua Tang, Rachel Xiao and Vincent Yao
Emory University Goizueta Business School, University of Florida - Department of Finance, Fordham University - Finance Area and Georgia State University - J. Mack Robinson College of Business
Downloads 50 (722,261)
Citation 1

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7.

The Contagion Effect of Foreclosed Properties

Journal of Urban Economics, Vol. 66, No. 3, pp. 164-178
Number of pages: 42 Posted: 17 Jul 2008 Last Revised: 17 Sep 2010
John P. Harding, Eric Rosenblatt and Vincent Yao
University of Connecticut - School of Business - Center for Real Estate and Urban Economic Studies, Federal National Mortgage Association (Fannie Mae) - Research and Georgia State University - J. Mack Robinson College of Business
Downloads 967 (44,546)
Citation 42

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Foreclosure, Contagion

Mortgage Rates, Household Balance Sheets, and the Real Economy

Columbia Business School Research Paper No. 14-53
Number of pages: 61 Posted: 06 Oct 2014 Last Revised: 07 Nov 2014
The Wharton School - University of Pennsylvania, Real Estate Department, Columbia University - Columbia Business School, Finance, Stanford University and Georgia State University - J. Mack Robinson College of Business
Downloads 912 (47,552)

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Household Leverage, Crisis, Deleveraging, Monetary Policy, Mortgage Rates, Household Consumption, Adjustable-Rate Mortgages

Mortgage Rates, Household Balance Sheets, and the Real Economy

NBER Working Paper No. w20561
Number of pages: 62 Posted: 06 Oct 2014 Last Revised: 08 Mar 2023
The Wharton School - University of Pennsylvania, Real Estate Department, Columbia University - Columbia Business School, Finance, Stanford University and Georgia State University - J. Mack Robinson College of Business
Downloads 53 (702,916)

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9.
Downloads 741 (64,071)
Citation 4

Searching for Approval

Number of pages: 77 Posted: 30 Jun 2020
National University of Singapore, University of Chicago, University of Chicago, Northwestern University - Kellogg School of Management, Stanford University and Georgia State University - J. Mack Robinson College of Business
Downloads 641 (76,088)

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Search, Screening, Mortgages, Credit Markets, Approval, Rejection, Fintech, AI, CRA

Searching for Approval

NBER Working Paper No. w27341
Number of pages: 78 Posted: 09 Jun 2020 Last Revised: 17 Mar 2023
National University of Singapore, University of Chicago, University of Chicago, Northwestern University - Kellogg School of Management, Stanford University and Georgia State University - J. Mack Robinson College of Business
Downloads 100 (487,475)
Citation 4

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10.

Spillover Effects of Foreclosures on Neighborhood Property Values

Journal of Real Estate Finance and Economics, Vol. 38, No. 4, May 2009
Number of pages: 36 Posted: 29 Nov 2007 Last Revised: 07 Jan 2015
Florida International University (FIU) - Hollo School of Real Estate, Federal National Mortgage Association (Fannie Mae) - Research and Georgia State University - J. Mack Robinson College of Business
Downloads 706 (68,096)
Citation 10

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Foreclosure, Spillover, Valuation

11.

Systematic Mistakes in the Mortgage Market and Lack of Financial Sophistication

Journal of Financial Economics (JFE), Forthcoming, Charles A. Dice Working Paper No. 2016-09, Fisher College of Business Working Paper No. 2016-03-9
Number of pages: 45 Posted: 12 Jan 2015 Last Revised: 23 Jun 2016
Sumit Agarwal, Itzhak Ben-David and Vincent Yao
National University of Singapore, Ohio State University (OSU) - Department of Finance and Georgia State University - J. Mack Robinson College of Business
Downloads 613 (81,447)
Citation 60

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Discount points, mortgage decision making, refinancing, leverage, financial literacy, household finance, inattentiveness

12.
Downloads 528 (98,275)
Citation 55

Why Do Borrowers Make Mortgage Refinancing Mistakes?

Forthcoming, Management Science
Number of pages: 46 Posted: 07 Jun 2014 Last Revised: 01 Jun 2015
Sumit Agarwal, Richard J. Rosen and Vincent Yao
National University of Singapore, Federal Reserve Bank of Chicago - Economic Research and Georgia State University - J. Mack Robinson College of Business
Downloads 377 (144,813)
Citation 12

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Household Finance, Mortgages, Refinance, Option Value, Financial Crisis, Rational Inattention

Why Do Borrowers Make Mortgage Refinancing Mistakes?

FRB of Chicago Working Paper No. 2013-02
Number of pages: 52 Posted: 04 May 2013
Sumit Agarwal, Richard J. Rosen and Vincent Yao
National University of Singapore, Federal Reserve Bank of Chicago - Economic Research and Georgia State University - J. Mack Robinson College of Business
Downloads 151 (354,873)
Citation 26

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Household Finance, Mortgages, Refinance, Option Value, Financial Crisis, Rational Inattention

Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market

Number of pages: 47 Posted: 15 Dec 2013
Sumit Agarwal, Itzhak Ben-David and Vincent Yao
National University of Singapore, Ohio State University (OSU) - Department of Finance and Georgia State University - J. Mack Robinson College of Business
Downloads 242 (230,956)
Citation 2

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collateral valuation, lending, banks, loans, default, financial crisis

Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market

Fisher College of Business Working Paper No. 2012-03-011, Charles A. Dice Center Working Paper No. 2012-11
Number of pages: 47 Posted: 02 Jul 2012 Last Revised: 10 Feb 2014
Sumit Agarwal, Itzhak Ben-David and Vincent Yao
National University of Singapore, Ohio State University (OSU) - Department of Finance and Georgia State University - J. Mack Robinson College of Business
Downloads 123 (417,771)

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collateral valuation, institutional pressure, lending, banks, loans, default, financial crisis

Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market

NBER Working Paper No. w19606
Number of pages: 51 Posted: 01 Nov 2013 Last Revised: 27 Jan 2023
Sumit Agarwal, Itzhak Ben-David and Vincent Yao
National University of Singapore, Ohio State University (OSU) - Department of Finance and Georgia State University - J. Mack Robinson College of Business
Downloads 80 (563,173)
Citation 15

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14.

Financial Decision Making When Buying and Owning a Home

Number of pages: 40 Posted: 21 Sep 2014
National University of Singapore, Cornell University - School of Hotel Administration, Massachusetts Institute of Technology and Georgia State University - J. Mack Robinson College of Business
Downloads 416 (130,610)
Citation 5

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Household Finance, Mortgages, Refinance, Option Value, Financial Crisis

15.

The Mistakes People Make: Financial Decision Making when Buying and Owning a Home

MIT Center for Real Estate Research Paper No. 21/09
Number of pages: 56 Posted: 17 Feb 2021
National University of Singapore, Cornell University - School of Hotel Administration, Massachusetts Institute of Technology and Georgia State University - J. Mack Robinson College of Business
Downloads 375 (146,927)

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Household Finance, Mortgages, Refinance, Option Value, Financial Crisis

16.

Banking Competition and Shrouded Attributes: Evidence from the US Mortgage Market

Number of pages: 56 Posted: 16 Jan 2017 Last Revised: 30 Nov 2022
Sumit Agarwal, Changcheng Song and Vincent Yao
National University of Singapore, Singapore Management University and Georgia State University - J. Mack Robinson College of Business
Downloads 333 (167,271)
Citation 8

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Deregulation; competition; shrouding; behavioral bias

Valuing Long-Term Property Rights with Anticipated Political Regime Shifts

University of Chicago, Becker Friedman Institute for Economics Working Paper No. 2020-105
Number of pages: 54 Posted: 11 Aug 2020 Last Revised: 07 Dec 2023
Zhiguo He, Maggie Hu, Zhenping Wang and Vincent Yao
Stanford University - Knight Management Center, The Chinese University of Hong Kong, State of Wisconsin Investment Board and Georgia State University - J. Mack Robinson College of Business
Downloads 293 (190,377)
Citation 1

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Political uncertainty, Housing, Land lease, Asset pricing, Reneging risk

Valuing Long-Term Property Rights with Anticipated Political Regime Shifts

NBER Working Paper No. w27665
Number of pages: 70 Posted: 10 Aug 2020 Last Revised: 03 Feb 2023
Zhiguo He, Maggie Hu, Zhenping Wang and Vincent Yao
Stanford University - Knight Management Center, The Chinese University of Hong Kong, State of Wisconsin Investment Board and Georgia State University - J. Mack Robinson College of Business
Downloads 29 (885,288)
Citation 1

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18.

The Foreclosure Discount: Myth or Reality?

Journal of Urban Economics, Vol. 71, 2012, 2, p. 204-219.
Number of pages: 45 Posted: 12 Jan 2010 Last Revised: 14 Nov 2015
John P. Harding, Eric Rosenblatt and Vincent Yao
University of Connecticut - School of Business - Center for Real Estate and Urban Economic Studies, Federal National Mortgage Association (Fannie Mae) - Research and Georgia State University - J. Mack Robinson College of Business
Downloads 322 (173,432)
Citation 10

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Foreclosure Discount, Distressed Borrower, Bargaining, Valuation

19.

Can Regulation De-bias Appraisers?

Journal of Financial Intermediation, Forthcoming
Number of pages: 35 Posted: 21 Dec 2014 Last Revised: 23 Apr 2019
Sumit Agarwal, Brent W. Ambrose and Vincent Yao
National University of Singapore, Pennsylvania State University and Georgia State University - J. Mack Robinson College of Business
Downloads 305 (183,549)
Citation 21

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mortgages, valuation, financial crisis, regulations, appraisal bias

Monthly Output Index for the U.S. Transportation Sector

Journal of Transportation and Statistics, Vol. 6, No. 2, 2003
Posted: 13 May 2008
Kajal Lahiri, H.O. Stekler, Vincent Yao and Peg Young
State University of New York (SUNY) at Albany, George Washington University - Department of Economics, Georgia State University - J. Mack Robinson College of Business and U.S. Department of Transportation

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transportation output, Fisher Ideal Index,business cycles, growth cycles, freight transportation.

Model Stability and the Subprime Mortgage Crisis

Journal of Real Estate Finance and Economics, Forthcoming
Number of pages: 43 Posted: 14 Sep 2010
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Wisconsin School of Business, University of Wisconsin-Madison, Federal National Mortgage Association (Fannie Mae) - Research and Georgia State University - J. Mack Robinson College of Business
Downloads 216 (257,697)
Citation 2

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Subprime Mortgage, Default Risk, Model Stability, Hazard Model, Logit Model

Model Stability and the Subprime Mortgage Crisis

Journal of Real Estate Finance and Economics, Vol. 45, No. 3, 2012
Posted: 26 Oct 2012 Last Revised: 20 Feb 2021
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Wisconsin School of Business, University of Wisconsin-Madison, Federal National Mortgage Association (Fannie Mae) - Research and Georgia State University - J. Mack Robinson College of Business

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Subprime mortgage, Default risk, Model stability, Hazard model, Logit model

22.
Downloads 199 (278,864)
Citation 7

The Pass-Through of Uncertainty Shocks to Households

Journal of Financial Economics (JFE), Forthcoming
Number of pages: 49 Posted: 18 Sep 2020 Last Revised: 26 Feb 2022
Harvard Business School, University of California, Berkeley, University of Southern California, Marshall School of Business, Georgia State University - J. Mack Robinson College of Business and Federal Reserve Bank of Philadelphia
Downloads 166 (327,307)

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Employment Risk, Consumption, Insurance

The Pass-Through of Uncertainty Shocks to Households

NBER Working Paper No. w27646
Number of pages: 25 Posted: 10 Aug 2020 Last Revised: 15 Jan 2023
Harvard Business School, University of California, Berkeley, University of Southern California, Marshall School of Business, Georgia State University - J. Mack Robinson College of Business and Federal Reserve Bank of Philadelphia
Downloads 33 (850,037)

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23.

Financial Literacy and Mortgage Credit: Evidence from the Recent Mortgage Market Crisis

Number of pages: 52 Posted: 18 Jul 2015
Xudong An, Raphael W. Bostic and Vincent Yao
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Atlanta and Georgia State University - J. Mack Robinson College of Business
Downloads 184 (299,099)
Citation 3

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financial literacy, mortgage credit, mortgage choice, borrowing cost, default, prepayment

24.

Lender Steering in Residential Mortgage Markets

Real Estate Economics, Forthcoming.
Number of pages: 33 Posted: 06 Oct 2015 Last Revised: 05 May 2017
Sumit Agarwal, Brent W. Ambrose and Vincent Yao
National University of Singapore, Pennsylvania State University and Georgia State University - J. Mack Robinson College of Business
Downloads 183 (300,623)
Citation 8

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Steering, Securitization, Banking Deregulation, Insurance

25.

Market-Based Innovation Policy: Evidence from High-Tech Incubators in China

Number of pages: 59 Posted: 28 Sep 2022 Last Revised: 16 Dec 2022
Yue Pan, Tao Shu, Vincent Yao and Pengdong Zhang
Xiamen University - School of Economics, The Chinese University of Hong Kong (CUHK) - CUHK Business School, Georgia State University - J. Mack Robinson College of Business and Sun Yat-sen University (SYSU)
Downloads 178 (308,143)

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Entrepreneurship, Incubators, High-tech startups, Industrial policy, Innovation

26.

Preserving a Living Legacy: Marital Ownership and Risk Taking in Family Firms

Number of pages: 52 Posted: 20 Nov 2018 Last Revised: 03 Feb 2020
Yue Pan, Jinli Xiao, Vincent Yao and Jian Zhang
Xiamen University - School of Economics, Xiamen University - School of Management, Georgia State University - J. Mack Robinson College of Business and The University of Hong Kong - Faculty of Business and Economics
Downloads 178 (308,143)
Citation 2

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Gender, Risk taking, Family firm, Family legacy, Cultural norms, Marriage market

27.

Relational Contracts in the Housing Market

Georgetown McDonough School of Business Research Paper No. 3076944
Number of pages: 64 Posted: 29 Nov 2017 Last Revised: 14 Apr 2020
Sumit Agarwal, Changcheng Song and Vincent Yao
National University of Singapore, Singapore Management University and Georgia State University - J. Mack Robinson College of Business
Downloads 166 (327,420)
Citation 5

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relational contracts; appraiser; bunching; reputational concern; moral hazard; third party

28.

Asymmetric Information and Subprime Mortgage Default

Number of pages: 34 Posted: 15 Nov 2015
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, San Diego State University, University of Wisconsin - School of Business - Department of Real Estate and Urban Land Economics and Georgia State University - J. Mack Robinson College of Business
Downloads 164 (330,855)

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excess premium, soft information, adverse selection, subprime mortgage

29.

Credit Expansion, Competition, and House Prices

Number of pages: 45 Posted: 03 Sep 2016 Last Revised: 17 Nov 2016
Xudong An and Vincent Yao
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Georgia State University - J. Mack Robinson College of Business
Downloads 160 (337,950)
Citation 4

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Conforming loan limit; credit supply; financial crisis

30.

Gender Difference and Intra-Household Economic Power in Mortgage Signing Order

Journal of Financial Intermediation, Forthcoming
Number of pages: 48 Posted: 12 Jun 2015 Last Revised: 20 Jan 2018
National University of Singapore, University of Southern California - Lusk Center for Real Estate, Federal National Mortgage Association (Fannie Mae) - Research, Georgia State University - J. Mack Robinson College of Business and The University of Hong Kong - Faculty of Business and Economics
Downloads 157 (343,257)
Citation 2

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Gender Difference, Economic Power, Mortgage Application, Household Finance

31.

Deadly Subprime Credit

Number of pages: 35 Posted: 03 Sep 2019 Last Revised: 19 Apr 2022
Geng Li, Han Ma and Vincent Yao
Board of Governors of the Federal Reserve System, Shanghai University of Economics and Finance and Georgia State University - J. Mack Robinson College of Business
Downloads 152 (352,778)

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Subprime credit, Traffic fatality, Ridesharing, Fintech

32.

Collateral Pledge, Sunk-Cost Fallacy and Mortgage Default

Number of pages: 37 Posted: 07 Jun 2014 Last Revised: 11 Aug 2014
National University of Singapore, University of Southern California - Lusk Center for Real Estate, Federal National Mortgage Association (Fannie Mae) - Research and Georgia State University - J. Mack Robinson College of Business
Downloads 147 (362,361)
Citation 6

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Household Finance, Mortgages, Collateral, Option Value, Financial Crisis, Sunk Cost

33.

The Political Economy of Loan Modification

Number of pages: 47 Posted: 29 May 2018
National University of Singapore, Federal Reserve Bank of Atlanta and Georgia State University - J. Mack Robinson College of Business
Downloads 144 (368,495)

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Political Economy, Financial Crisis, Loan Modification, Mortgages, Dodd-Frank Act

34.

Sales Force Incentives and Consumer Credit

Number of pages: 54 Posted: 14 Dec 2021 Last Revised: 18 Oct 2022
Rodney Ramcharan and Vincent Yao
University of Southern California, Marshall School of Business and Georgia State University - J. Mack Robinson College of Business
Downloads 140 (376,650)

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Auto Loans, Sales Incentives, Business Days, Credit Supply, Vertical Integration, Markup

35.

How Do Households Make Mortgage Choices?

Real Estate Economics, Virtual Issue, 2016
Number of pages: 9 Posted: 11 Nov 2016 Last Revised: 07 Dec 2016
Andra C. Ghent and Vincent Yao
University of Utah - David Eccles School of Business and Georgia State University - J. Mack Robinson College of Business
Downloads 117 (432,081)
Citation 1

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Mortgage Choice; Broker; Contracts; Reverse Mortgages

36.

Sales of Distressed Residential Property: What Have We Learned from Recent Research?

Review, Vol. 98, Issue 3, pp. 159-88, 2016
Number of pages: 30 Posted: 15 Sep 2016 Last Revised: 17 Jul 2019
University of Connecticut - School of Business, Federal Reserve Bank of St. Louis - Research Division and Georgia State University - J. Mack Robinson College of Business
Downloads 116 (434,824)
Citation 2

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37.

Statistical Analysis of Home-Sharing Effect

Number of pages: 13 Posted: 16 Feb 2022 Last Revised: 23 May 2022
Liang Peng, Xinyuan Wei and Vincent Yao
Georgia State University - Risk Management & Insurance Department, Georgia State University - Risk Management & Insurance Department and Georgia State University - J. Mack Robinson College of Business
Downloads 86 (532,954)

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Predictability, Regression, Sharing Economy, Stationarity

38.

Should Transportation Output Be Included as Part of the Coincident Indicators System?

CESifo Working Paper Series No. 3477
Number of pages: 44 Posted: 06 Jun 2011
Kajal Lahiri and Vincent Yao
State University of New York (SUNY) at Albany and Georgia State University - J. Mack Robinson College of Business
Downloads 82 (552,467)
Citation 2

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transportation services index (TSI), business cycles, coincident indicators

39.
Downloads 79 (560,685)
Citation 72

Foreclosure Externalities: Some New Evidence

NBER Working Paper No. w18353
Number of pages: 47 Posted: 08 Sep 2012 Last Revised: 24 Feb 2023
Federal Reserve Bank of Atlanta, Federal National Mortgage Association (Fannie Mae) - Research, Federal Reserve Bank of Boston - Research Department and Georgia State University - J. Mack Robinson College of Business
Downloads 43 (770,839)
Citation 39

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Foreclosure Externalities: Some New Evidence

FRB Atlanta Working Paper No. 2012-11
Number of pages: 46 Posted: 22 Mar 2015
Federal Reserve Bank of Atlanta, Federal National Mortgage Association (Fannie Mae) - Research, Federal Reserve Bank of Boston - Research Department and Georgia State University - J. Mack Robinson College of Business
Downloads 36 (825,002)
Citation 3

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foreclosure, mortgage, judicial, power of sale, right to cure

40.

Do People Leave Money on the Table? Evidence from Joint Mortgage Applications and the Minimum FICO Rule

FEDS Notes. No. 2016-03-28 https://doi.org/10.17016/2380-7172.1718
Number of pages: 4 Posted: 17 Mar 2016
Geng Li, Weifeng Wu and Vincent Yao
Board of Governors of the Federal Reserve System, Independent and Georgia State University - J. Mack Robinson College of Business
Downloads 70 (600,047)

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Mistakes; Mortgages; Couples

41.

Comovements and Asymmetric Tail Dependence in State Housing Prices in the US: A Nonparametric Approach

Number of pages: 10 Posted: 28 Aug 2018 Last Revised: 25 Jan 2019
Haitao Huang, Liang Peng and Vincent Yao
Nankai University - School of Finance, Georgia State University - Risk Management & Insurance Department and Georgia State University - J. Mack Robinson College of Business
Downloads 63 (633,856)
Citation 1

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AR-GARCH Model, Comovements, House Price Index

42.

Ownership Restriction and Housing Values: Evidence from American Housing Survey

Journal of Real Estate Research, Vol. 32, No. 2, p. 201, 2010
Number of pages: 20 Posted: 16 Oct 2011
Zhenguo (Len) Lin, Yingchun Liu and Vincent Yao
Florida International University (FIU) - Hollo School of Real Estate, Dept. of Finance, Insurance, Real Estate and Law, University of North Texas and Georgia State University - J. Mack Robinson College of Business
Downloads 34 (818,581)

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Ownership restriction, Housing value

43.

Fintech, Market Power and Monetary Transmission

Posted: 06 Apr 2022 Last Revised: 16 Feb 2024
Vincent Yao and Qing Wang
Georgia State University - J. Mack Robinson College of Business and Southwestern University of Finance and Economics (SWUFE)

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Fintech; Banks; Shadow Banking; Monetary Policy Transmission; Market Power; Automobile

44.

Home Equity Extraction by Homeowners: 2000-2006

Journal of Real Estate Research, 2009
Posted: 01 Feb 2009
California State University - Fullerton - Department of Finance, Federal National Mortgage Association (Fannie Mae) - Research and Georgia State University - J. Mack Robinson College of Business

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Cash our refinance, equity extraction

45.

Transportation Investment and Economic Development

Annals of Regional Science, Vol. 42, No. 3, 2008
Posted: 03 Sep 2008 Last Revised: 17 Sep 2010
Federal Reserve Bank of St. Louis - Research Division, W.E. Upjohn Institute for Employment Research and Georgia State University - J. Mack Robinson College of Business

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Transportation investment, Economic development

46.

Economic Indicators for the US Transportation Sector

Transportation Research A: Policy and Practice, Vol. 40, No. 10, 2006
Posted: 13 May 2008
Kajal Lahiri and Vincent Yao
State University of New York (SUNY) at Albany and Georgia State University - J. Mack Robinson College of Business

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Transportation, Business cycles, Leading indicators, Index of concordance, Dynamic factor models

47.

Measuring and Predicting Turning Points Using a Dynamic Bi-Factor Model

International Journal of Forecasting, Vol. 21, No. 3, 2005
Posted: 13 May 2008
Konstantin A. Kholodilin and Vincent Yao
German Institute for Economic Research (DIW Berlin) and Georgia State University - J. Mack Robinson College of Business

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Forecasting turning points, Composite coincident indicator, Composite leading indicator, Dynamic bi-factor model

48.

Interstate Spillovers of Private Capital and Public Spending

Annals of Regional Science, Vol. 42, Number 3, pages 505-518, 2008
Posted: 14 Apr 2008 Last Revised: 16 Sep 2010
Vincent Yao and Brian W. Sloboda
Georgia State University - J. Mack Robinson College of Business and affiliation not provided to SSRN

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Private capital stocks, public spending, spillover effects, economic growth, infrastructure investment