Howard Kunreuther

University of Pennsylvania - Wharton Risk Management and Decision Processes Center

Co-Director

3819 Chestnut Street

Suite 130

Philadelphia, PA 19104

United States

National Bureau of Economic Research (NBER)

SCHOLARLY PAPERS

73

DOWNLOADS
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Top 9,619

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6,273

SSRN CITATIONS
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SSRN RANKINGS

Top 3,624

in Total Papers Citations

135

CROSSREF CITATIONS

245

Scholarly Papers (73)

1.

Framing, Probability Distortions, and Insurance Decisions

Journal of Risk and Uncertainty, Vol. 7, No. 1, 1993
Number of pages: 9 Posted: 29 Jun 2009
Eric J. Johnson, John C. Hershey, Jacqueline Meszaros, Howard Kunreuther and Howard Kunreuther
Columbia Business School - Marketing, University of Pennsylvania - Operations & Information Management Department, affiliation not provided to SSRN and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 796 (39,015)
Citation 53

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insurance decisions, biases, probability distortions, framing

2.

Managing Catastrophe Risk: Why Do Homeowners, Insurers, and Banks Not Use Simple Measures to Mitigate the Risk from Hurricanes and Earthquakes?

Number of pages: 6 Posted: 17 Jan 2001
Paul R. Kleindorfer, Howard Kunreuther and Howard Kunreuther
University of Pennsylvania - Operations & Information Management Department and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 376 (99,785)

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3.
Downloads 244 (157,830)

Managing Catastrophic Risk

Encyclopedia of Energy, Natural Resources and Environmental Economics, J. Shogren (ed.), Forthcoming
Number of pages: 20 Posted: 01 May 2012
Howard Kunreuther, Howard Kunreuther and Geoffrey M. Heal
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and Columbia Business School - Finance and Economics
Downloads 215 (177,853)

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Behavioural biases, Catastrophe bonds, Interdependencies, Multi-year insurance, Natural disasters, Nuclear risks, Protective decision making, Terrorism

Managing Catastrophic Risk

NBER Working Paper No. w18136
Number of pages: 21 Posted: 16 Jun 2012 Last Revised: 23 Jul 2021
Howard Kunreuther, Howard Kunreuther and Geoffrey M. Heal
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and Columbia Business School - Finance and Economics
Downloads 29 (596,584)

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4.

Measuring Community Resilience: The Role of the Community Rating System (CRS)

Number of pages: 38 Posted: 15 Jun 2016 Last Revised: 23 Jun 2016
Ajita Atreya, Howard Kunreuther and Howard Kunreuther
University of Pennsylvania - Center for Risk Management and Decision Processes and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 220 (174,304)
Citation 3

Abstract:

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resilience, disasters, National Flood Insurance Program, Community Rating System

5.

Modeling the 'Pseudodeductible' in Insurance Claims Decisions

Management Science, Forthcoming
Number of pages: 36 Posted: 14 Jun 2005
Michael Braun, Peter Fader, Eric Bradlow, Howard Kunreuther and Howard Kunreuther
Southern Methodist University (SMU) Cox School of Business, University of Pennsylvania - Marketing Department, University of Pennsylvania - Marketing Department and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 211 (181,324)
Citation 2

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Duration models, Dirichlet process priors, insurance claims, semiparametric Bayesian statistics, underreporting

6.

Decision-Making Under Social Pressure: The Political Economy of Debating Socially Sensitive Issues

Number of pages: 34 Posted: 09 Nov 2000
Felix Oberholzer-Gee, Howard Kunreuther and Howard Kunreuther
Harvard Business School, Strategy Unit and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 208 (183,696)
Citation 1

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7.

The Role of Public and Private Insurance in Reducing Losses from Extreme Weather Events and Disasters

Asia Pacific Journal of Environmental Law, Vol. 19, pp. 29-54, 2016, Sydney Law School Research Paper No. 17/40
Number of pages: 26 Posted: 25 May 2017
Howard Kunreuther, Howard Kunreuther and Rosemary Lyster
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and The University of Sydney Law School
Downloads 205 (186,200)
Citation 1

Abstract:

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Extreme weather events, climate disasters, flood insurance, disaster insurance, public-private partnerships, catastrophic risk pooling, parametric insurance, micro insurance

8.

The Role of Insurance in Reducing Losses from Extreme Events: The Need for Public-Private Partnerships

Geneva Risk and Insurance Review, Forthcoming, Presentation at the International Insurance Society (IIS) Global Insurance Forum, June, 2015
Number of pages: 22 Posted: 22 Apr 2015
Howard Kunreuther and Howard Kunreuther
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 205 (186,200)
Citation 5

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natural disasters, flood insurance, earthquake insurance, disaster insurance, terrorism, public-private partnerships

You Only Die Once: Managing Discrete Interdependent Risks

Number of pages: 31 Posted: 24 Jul 2003
Geoffrey M. Heal, Howard Kunreuther and Howard Kunreuther
Columbia Business School - Finance and Economics and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 158 (234,292)
Citation 2

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Nash equilibrium, tipping, cascading, terrorism, security, interdependence

You Only Die Once: Managing Discrete Interdependent Risks

NBER Working Paper No. w9885
Number of pages: 31 Posted: 05 Aug 2003 Last Revised: 04 Jan 2021
Geoffrey M. Heal, Howard Kunreuther and Howard Kunreuther
Columbia Business School - Finance and Economics and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 47 (499,748)

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10.

Availability Heuristic and Gambler's Fallacy over Time in a Natural Disaster Insurance Choice Setting

Number of pages: 30 Posted: 20 Jun 2016
Haitao Yin, Jingqiu Chen, Howard Kunreuther, Howard Kunreuther and Erwann Michel-Kerjan
Shanghai Jiao Tong University (SJTU) - Antai College of Economics and Management, Shanghai Jiao Tong University (SJTU), National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and University of Pennsylvania - The Wharton School - Center for Risk Management
Downloads 204 (187,019)
Citation 2

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Experiment in China, Availability Heuristic, Gambler's Fallacy, Natural Disaster, Insurance Demand

11.

Flood Risk and the U.S. Housing Market

Number of pages: 45 Posted: 31 Jul 2019
Howard Kunreuther, Howard Kunreuther, Susan M. Wachter, Carolyn Kousky, Michael LaCour-Little and Michael LaCour-Little
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center, University of Pennsylvania - Wharton School, Department of Real Estate, University of Pennsylvania and California State University at FullertonFederal National Mortgage Association (Fannie Mae)
Downloads 201 (189,646)
Citation 3

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flood risk, housing market, insurance

12.
Downloads 189 (200,460)
Citation 13

Interdependent Security: The Case of Identical Agents

Columbia Business School Working Paper
Number of pages: 21 Posted: 06 Mar 2002
Geoffrey M. Heal, Howard Kunreuther and Howard Kunreuther
Columbia Business School - Finance and Economics and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 138 (261,760)

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externalities, contagion, terrorism, Nash equilibrium

Interdependent Security: The Case of Identical Agents

NBER Working Paper No. w8871
Number of pages: 30 Posted: 04 Apr 2002 Last Revised: 07 Oct 2021
Howard Kunreuther, Howard Kunreuther and Geoffrey M. Heal
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and Columbia Business School - Finance and Economics
Downloads 51 (482,204)
Citation 1

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13.

Terrorism Insurance 2005

Regulation, Vol. 28, No. 1, pp. 44-51, Spring 2005
Number of pages: 8 Posted: 27 Sep 2005
Howard Kunreuther, Howard Kunreuther and Erwann Michel-Kerjan
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and University of Pennsylvania - The Wharton School - Center for Risk Management
Downloads 177 (212,290)

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Terrorism insurance, insurance industry, terrorism, terrorist attack, insurance, Terrorism Risk Insurance Act of 2002, terrorism risk, TRIA

14.

Fast and Slow Thinking in the Face of Catastrophic Risk

Number of pages: 24 Posted: 29 Aug 2014
Howard Kunreuther, Howard Kunreuther, Paul Slovic and Kim Olson
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center, Decision Research and Independent
Downloads 172 (217,621)
Citation 2

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insurance, catastrophic risk, natural disasters, genocide

15.

Can Environmental Insurance Succeed Where Other Strategies Fail? The Case of Underground Storage Tanks

Risk Analysis, 2011, 31(1):12-24
Number of pages: 30 Posted: 10 Sep 2008 Last Revised: 21 Jun 2014
Howard Kunreuther, Howard Kunreuther, Alexander Pfaff and haitao Yin
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center, Duke University - Policy, Economics, Environment and Shanghai Jiao Tong University (SJTU) - Antai College of Economics and Management
Downloads 129 (274,653)

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Insurance, Fines, Risk Management, Environment, Regulation, Underground Storage Tanks

16.

Defining the Roles of the Public and Private Sector in Risk Communication, Risk Reduction, and Risk Transfer

Resources for the Future Discussion Paper 17-09
Number of pages: 31 Posted: 06 Sep 2017
Carolyn Kousky, Howard Kunreuther and Howard Kunreuther
Resources for the Future and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 127 (277,898)

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17.

Tipping and Supermodularity

Number of pages: 28 Posted: 15 May 2006
Geoffrey M. Heal, Howard Kunreuther and Howard Kunreuther
Columbia Business School - Finance and Economics and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 126 (279,587)

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tipping, security, supermodularity, increasing differences, cascading, interdependence, networks

18.

Improving Flood Insurance and Flood Risk Management: Insights from St. Louis, Missouri

RFF Discussion Paper No. 09-07
Number of pages: 38 Posted: 06 Mar 2009 Last Revised: 29 May 2013
Carolyn Kousky, Howard Kunreuther and Howard Kunreuther
Resources for the Future and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 121 (288,056)
Citation 1

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disaster insurance, National Flood Insurance Program, risk, floods

19.

Procurement in Supply Chains When the End-Product Exhibits the 'Weakest Link' Property

Number of pages: 46 Posted: 05 Jun 2012
Stanley Baiman, Serguei Netessine, Howard Kunreuther and Howard Kunreuther
University of Pennsylvania - Accounting Department, The Wharton School, University of Pennsylvania and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 110 (308,056)
Citation 16

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20.

Do Environmental Regulations Cause Firms to Exit the Market? Evidence from Underground Storage Tank (UST) Regulations

Number of pages: 38 Posted: 11 Sep 2008 Last Revised: 08 May 2012
haitao Yin, Howard Kunreuther, Howard Kunreuther and Matthew W. White
Shanghai Jiao Tong University (SJTU) - Antai College of Economics and Management, National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and University of Pennsylvania - Business & Public Policy Department
Downloads 104 (320,160)
Citation 8

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Environmental Regulations, Economies of Scale, Liquidity Constraints, Underground Storage Tank

21.

Impact of Behavioral Issues on Green Growth Policies and Weather-Related Disaster Reduction in Developing Countries

World Bank Policy Research Working Paper No. 6241
Number of pages: 30 Posted: 20 Apr 2016
Howard Kunreuther, Howard Kunreuther and Erwann Michel-Kerjan
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and University of Pennsylvania - The Wharton School - Center for Risk Management
Downloads 90 (351,267)

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Hazard Risk Management, Debt Markets, Climate Change Economics, Insurance & Risk Mitigation, Banks & Banking Reform

22.

Climate Change, Insurability of Large-Scale Disasters and the Emerging Liability Challenge

NBER Working Paper No. w12821
Number of pages: 42 Posted: 12 Jan 2007 Last Revised: 28 Apr 2013
Howard Kunreuther, Howard Kunreuther and Erwann Michel-Kerjan
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and University of Pennsylvania - The Wharton School - Center for Risk Management
Downloads 88 (356,189)
Citation 2

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23.

Assessing, Managing, and Financing Extreme Events: Dealing with Terrorism

NBER Working Paper No. w10179
Number of pages: 35 Posted: 04 Jan 2004 Last Revised: 08 May 2012
Howard Kunreuther, Howard Kunreuther, Erwann Michel-Kerjan and Beverly Porter
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center, University of Pennsylvania - The Wharton School - Center for Risk Management and AIR Worldwide Corporation
Downloads 87 (358,681)

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24.

The Willingness to Pay for Flood Insurance

Netusil, N.R., C. Kousky, S. Neupane, W. Daniel, and H. Kunreuther. (2020). The Willingness to Pay for Flood Insurance.
Number of pages: 44 Posted: 19 Nov 2020
Noelwah R. Netusil, Carolyn Kousky, Shulav Neupane, William Daniel, Howard Kunreuther and Howard Kunreuther
Reed College, University of Pennsylvania, Reed College - Department of Economics, Reed College - Department of Economics and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 85 (363,873)
Citation 2

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Flood Insurance; Affordability; FEMA

25.

All by Myself? Testing Descriptive Social Norm-Nudges to Increase Flood Preparedness among Homeowners

Behavioural Public Policy, First View , pp. 1 - 33 DOI: https://doi.org/10.1017/bpp.2021.17
Number of pages: 45 Posted: 24 Jun 2020 Last Revised: 03 May 2021
Jantsje M. Mol, W.J.W. Botzen, Julia Blasch, Elissa Kranzler, Howard Kunreuther and Howard Kunreuther
University of Amsterdam - Center for Experimental Economics and Political Decision Making (CREED), VU University Amsterdam - Institute for Environmental Studies (IVM), Vrije Universiteit Amsterdam - Institute for Environmental Studies (IVM), Cancer Support Community and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 79 (379,988)
Citation 1

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Flood preparedness, Homeowners, Lab-in-the-field experiment, Norm-nudge

Aiding Decision-Making to Reduce the Impacts of Climate Change

Columbia Business School Research Paper No. 14-5
Number of pages: 26 Posted: 19 Dec 2013
Howard Kunreuther, Howard Kunreuther and Elke U. Weber
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and Princeton University - Department of Psychology
Downloads 62 (439,053)

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climate change, decision processes, behavioral economics, energy efficiency, mitigation and adaptation measures, choice architecture

Aiding Decision-Making to Reduce the Impacts of Climate Change

NBER Working Paper No. w19776
Number of pages: 27 Posted: 10 Jan 2014
Howard Kunreuther, Howard Kunreuther and Elke U. Weber
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and Princeton University - Department of Psychology
Downloads 14 (710,114)

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All-Hazards Homeowners Insurance: Challenges and Opportunities

Resources for the Future Discussion Paper 17-08
Number of pages: 24 Posted: 11 Apr 2017
Howard Kunreuther and Howard Kunreuther
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 74 (398,740)
Citation 3

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homeowners insurance, disaster, premiums

All‐Hazards Homeowners Insurance: Challenges and Opportunities

Risk Management and Insurance Review, Vol. 21, Issue 1, pp. 141-155, 2018
Number of pages: 15 Posted: 26 Mar 2018
Howard Kunreuther and Howard Kunreuther
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 1 (828,170)
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28.

Is Imprecise Knowledge Better than Conflicting Expertise? Evidence from Insurers’ Decisions in the United States

Nottingham University Business School Research Paper No. 2010-04
Number of pages: 27 Posted: 01 Mar 2010
Laure Cabantous, Denis Hilton, Howard Kunreuther, Howard Kunreuther and Erwann Michel-Kerjan
Cass Business School, City University London, University of Toulouse, National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and University of Pennsylvania - The Wharton School - Center for Risk Management
Downloads 72 (400,374)
Citation 7

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Ambiguity, Source of Uncertainty, Insurance Pricing, Decision-Making

29.

Policy Watch: Challenges for Terrorism Risk Insurance in the United States

NBER Working Paper No. w10870
Number of pages: 21 Posted: 28 Oct 2004 Last Revised: 15 Sep 2021
Howard Kunreuther, Howard Kunreuther and Erwann Michel-Kerjan
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and University of Pennsylvania - The Wharton School - Center for Risk Management
Downloads 69 (409,755)
Citation 2

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30.

Interdependent Security: A General Model

NBER Working Paper No. w10706
Number of pages: 26 Posted: 13 Sep 2004 Last Revised: 08 May 2012
Geoffrey M. Heal, Howard Kunreuther and Howard Kunreuther
Columbia Business School - Finance and Economics and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 62 (433,094)
Citation 4

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31.

Ambiguity Types, Robust Learning and Natural Catastrophe Insurance: How Long-Term Contracts May Help

Number of pages: 38 Posted: 20 Jul 2012 Last Revised: 28 May 2016
Wenge Zhu, Howard Kunreuther, Howard Kunreuther and Erwann Michel-Kerjan
Shanghai University of Finance and Economics, National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and University of Pennsylvania - The Wharton School - Center for Risk Management
Downloads 59 (443,749)
Citation 2

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Ambiguity Types, Robust Learning, Insurance Pricing, Esscher Transform, LTI

Social Reinforcement: Cascades, Entrapment and Tipping

American Economic Journals: Microeconomics, Vol. 2, No. 1, pp. 86-99, 2010
Number of pages: 14 Posted: 22 Oct 2011
Geoffrey M. Heal, Howard Kunreuther and Howard Kunreuther
Columbia Business School - Finance and Economics and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 31 (583,862)
Citation 1

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Social Reinforcement: Cascades, Entrapment and Tipping

NBER Working Paper No. w13579
Number of pages: 20 Posted: 05 Nov 2007 Last Revised: 09 Aug 2021
Geoffrey M. Heal, Howard Kunreuther and Howard Kunreuther
Columbia Business School - Finance and Economics and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 24 (631,581)
Citation 3

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33.

Characterizing Households' Large (and Small) Stakes Decisions: Evidence from Flood Insurance

Number of pages: 61 Posted: 10 Jan 2020 Last Revised: 06 May 2020
Benjamin Collier, Daniel Schwartz, Howard Kunreuther, Howard Kunreuther and Erwann Michel-Kerjan
Temple University - Risk Management & Insurance & Actuarial Science, University of Chile, National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and University of Pennsylvania - The Wharton School - Center for Risk Management
Downloads 51 (474,128)
Citation 1

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Consumer choice, risk attitudes; insurance; decision making under risk and uncertainty; National Flood Insurance Program

34.

Addressing Affordability in the National Flood Insurance Program

Number of pages: 22 Posted: 21 Dec 2013
Carolyn Kousky, Howard Kunreuther and Howard Kunreuther
Resources for the Future and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 49 (482,290)
Citation 14

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NFIP, Biggert–Waters, flood, insurance, means-tested vouchers, hazard mitigation, New Jersey, hurricane, Sandy

35.

Reflections on U.S. Disaster Insurance Policy for the 21st Century

NBER Working Paper No. w12449
Number of pages: 39 Posted: 14 Sep 2006 Last Revised: 09 Jul 2021
Howard Kunreuther and Howard Kunreuther
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 49 (482,290)

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36.

Rules Rather than Discretion: Lessons from Hurricane Katrina

NBER Working Paper No. w12503
Number of pages: 32 Posted: 04 Sep 2006 Last Revised: 01 Sep 2021
Howard Kunreuther, Howard Kunreuther and Mark V. Pauly
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and University of Pennsylvania - Health Care Systems Department
Downloads 47 (490,758)

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Evaluating the Role of Insurance in Managing Risk of Future Pandemics

Number of pages: 27 Posted: 24 Jun 2021
Howard Kunreuther, Howard Kunreuther and Jason Schupp
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and Centers for Better Insurance, LLC
Downloads 26 (616,983)

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insurance, public-private partnerships, pandemics, catastrophic risk

Evaluating the Role of Insurance in Managing Risk of Future Pandemics

NBER Working Paper No. w28968
Number of pages: 26 Posted: 28 Jun 2021 Last Revised: 27 Aug 2021
Howard Kunreuther, Howard Kunreuther and Jason Schupp
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and Centers for Better Insurance, LLC
Downloads 20 (661,903)

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38.

Learning from the COVID-19 Pandemic to Address Climate Change

Management and Business Review, Vol. 1, No. 1, Winter 2021
Number of pages: 8 Posted: 02 Sep 2021
Howard Kunreuther, Howard Kunreuther and Paul Slovic
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and Decision Research
Downloads 44 (504,021)

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39.

Deterministic and Stochastic Prisoner&Apos;S Dilemma Games: Experiments in Interdependent Security

NBER Working Paper No. t0341
Number of pages: 45 Posted: 09 Aug 2007 Last Revised: 09 Jun 2021
Howard Kunreuther, Howard Kunreuther, Gabriel Silvasi, Eric Bradlow and Dylan Small
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center, University of Pennsylvania - The Wharton School, University of Pennsylvania - Marketing Department and University of Pennsylvania - Statistics Department
Downloads 44 (504,021)

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Broad Bracketing for Low Probability Events

Number of pages: 37 Posted: 08 Mar 2020
Shereen Chaudhry, Michael Hand, Howard Kunreuther and Howard Kunreuther
University of Chicago - Booth School of Business, affiliation not provided to SSRN and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 42 (523,496)

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Broad bracketing; Risk communication, Decisions from experience, Cumulative probabilities, Low-probability high-consequence events, Insurance

Broad Bracketing for Low Probability Events

NBER Working Paper No. w27319
Number of pages: 37 Posted: 09 Jun 2020 Last Revised: 25 Aug 2021
Shereen Chaudhry, Michael Hand, Howard Kunreuther and Howard Kunreuther
University of Chicago - Booth School of Business, affiliation not provided to SSRN and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 1 (828,170)
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41.

Long Term Insurance (Lti) for Addressing Catastrophe Risk

NBER Working Paper No. w14210
Number of pages: 37 Posted: 18 Aug 2008 Last Revised: 01 May 2021
Dwight M. Jaffee, Howard Kunreuther, Howard Kunreuther and Erwann Michel-Kerjan
University of California, Berkeley - Finance Group, National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and University of Pennsylvania - The Wharton School - Center for Risk Management
Downloads 42 (513,045)

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42.

Evaluating the Effectiveness of Terrorism Risk Financing Solutions

NBER Working Paper No. w13359
Number of pages: 34 Posted: 21 Sep 2007 Last Revised: 04 Jul 2021
Howard Kunreuther, Howard Kunreuther and Erwann Michel-Kerjan
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and University of Pennsylvania - The Wharton School - Center for Risk Management
Downloads 41 (517,783)

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43.

A Policy Maker’s Dilemma: Preventing Terrorism or Preventing Blame

Organizational Behavior and Human Decision Processes, Vol. 115, pp. 25-34
Number of pages: 10 Posted: 18 Feb 2011 Last Revised: 08 May 2012
A. Peter McGraw, Alexander Todorov, Howard Kunreuther and Howard Kunreuther
University of Colorado at Boulder - Department of Marketing, Princeton University and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 40 (522,536)

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Judgment, Likelihood, Risk, Probability Neglect, Outcome Bias, Hindsight Bias, Terrorism, Policy, Blame

44.

Supermodularity and Tipping

NBER Working Paper No. w12281
Number of pages: 28 Posted: 25 Aug 2006 Last Revised: 24 Jul 2021
Geoffrey M. Heal, Howard Kunreuther and Howard Kunreuther
Columbia Business School - Finance and Economics and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 38 (532,168)

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45.

A Successful (Yet Somewhat Untested) Case of Disaster Financing: Terrorism Insurance Under TRIA, 2002–2020

Resources for the Future Discussion Paper 17-06
Number of pages: 33 Posted: 11 Apr 2017
Erwann Michel-Kerjan, Howard Kunreuther and Howard Kunreuther
University of Pennsylvania - The Wharton School - Center for Risk Management and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 36 (542,299)
Citation 5

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terrorism, insurance, national security, public-private partnerships, TRIA

46.

Tipping Climate Negotiations

NBER Working Paper No. w16954
Number of pages: 19 Posted: 18 Apr 2011 Last Revised: 30 Apr 2021
Geoffrey M. Heal, Howard Kunreuther and Howard Kunreuther
Columbia Business School - Finance and Economics and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 35 (547,585)

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47.

Cautious Defection: Group Representatives Cooperate and Risk Less than Individuals

Journal of Behavioral Decision Making, Forthcoming
Number of pages: 32 Posted: 21 Mar 2015
Pavel D. Atanasov, Howard Kunreuther and Howard Kunreuther
Pytho LLC and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 34 (552,946)
Citation 2

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Interdependent Security, Risk, Cooperation, Agents, Representatives, Groups

48.

Risk Management and Climate Change

NBER Working Paper No. w18607
Number of pages: 18 Posted: 07 Dec 2012 Last Revised: 20 Aug 2021
Howard Kunreuther, Howard Kunreuther, Geoffrey M. Heal, Myles Allen, Ottmar Edenhofer, Christopher Field and Gary Yohe
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center, Columbia Business School - Finance and Economics, University of Oxford - School of Geography and the Environment, Potsdam Institute for Climate Impact Research (PIK), Stanford University - Freeman Spogli Institute for International Studies and Wesleyan University - Department of Economics
Downloads 34 (552,946)
Citation 3

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49.

Goals and Plans in Protective Decision Making

NBER Working Paper No. w12446
Number of pages: 42 Posted: 30 Aug 2006 Last Revised: 05 Jul 2021
David Krantz, Howard Kunreuther and Howard Kunreuther
Columbia University and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 34 (552,946)
Citation 3

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50.

The Critical Role of Markets in Climate Change Adaptation

NBER Working Paper No. w24645
Number of pages: 21 Posted: 30 May 2018
University of California, Santa Barbara (UCSB) - Donald Bren School of Environmental Science & Management, Stanford University - The Hoover Institution on War, Revolution and Peace, Stanford University - The Hoover Institution on War, Revolution and Peace, University of Southern California, National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center, University of California, Santa Barbara (UCSB) - Donald Bren School of Environmental Science & Management, University of Pittsburgh, University of California, Davis - Department of Agricultural and Resource Economics, University of California, Santa Barbara (UCSB) - Donald Bren School of Environmental Science & Management and Arizona State University (ASU) - Economics Department
Downloads 32 (563,748)
Citation 4

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51.

The Political Economy of Responses to Covid-19 in the U.S.A

NBER Working Paper No. w28578
Number of pages: 54 Posted: 22 Mar 2021 Last Revised: 02 Aug 2021
Zhihan Cui, Geoffrey M. Heal, Howard Kunreuther, Howard Kunreuther and Lu Liu
Columbia University, Columbia Business School - Finance and Economics, National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and Columbia University - Columbia Business School
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52.

Firms’ Management of Infrequent Shocks

NBER Working Paper No. w22612
Number of pages: 58 Posted: 12 Sep 2016 Last Revised: 15 Oct 2021
Benjamin Collier, Andrew Haughwout, Howard Kunreuther, Howard Kunreuther, Erwann Michel-Kerjan and Michael Stewart
Temple University - Risk Management & Insurance & Actuarial Science, Federal Reserve Bank of New York, National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center, University of Pennsylvania - The Wharton School - Center for Risk Management and Federal Reserve Banks - Federal Reserve Bank of New York
Downloads 28 (587,101)
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53.

Self-Protection and Insurance with Interdependencies

NBER Working Paper No. w12827
Number of pages: 22 Posted: 12 Jan 2007 Last Revised: 21 Jul 2021
Alexander Muermann, Howard Kunreuther and Howard Kunreuther
WU (Vienna University of Economics and Business) and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 27 (593,268)
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54.

Looking Beyond Tria: A Clinical Examination of Potential Terrorism Loss Sharing

NBER Working Paper No. w12069
Number of pages: 39 Posted: 10 May 2006 Last Revised: 08 May 2012
Howard Kunreuther, Howard Kunreuther and Erwann Michel-Kerjan
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and University of Pennsylvania - The Wharton School - Center for Risk Management
Downloads 27 (593,268)

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55.

Risk-Based Pricing and Risk-Reducing Effort: Does the Private Insurance Market Reduce Environmental Accidents?

NBER Working Paper No. w15100
Number of pages: 50 Posted: 20 Jun 2009 Last Revised: 06 Oct 2021
Haitao Yin, Howard Kunreuther, Howard Kunreuther and Matthew W. White
Shanghai Jiao Tong University (SJTU) - Antai College of Economics and Management, National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and University of Pennsylvania - Business & Public Policy Department
Downloads 24 (613,051)

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56.

Addressing Biases that Impact Homeowners' Adoption of Solar Panels

Number of pages: 11 Posted: 12 Apr 2021
Howard Kunreuther, Howard Kunreuther, Anna Polise and Quinlyn Spellmeyer
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center, University of Pennsylvania and University of Pennsylvania
Downloads 22 (626,820)

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climate change, solar energy, solar power, cognitive biases, myopia, behavioral risk audit

57.

Covid-19, Shelter-In Place Strategies and Tipping

NBER Working Paper No. w27124
Number of pages: 15 Posted: 12 May 2020 Last Revised: 13 Aug 2021
Zhihan Cui, Geoffrey M. Heal, Howard Kunreuther and Howard Kunreuther
Columbia University, Columbia Business School - Finance and Economics and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 21 (633,845)

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The Impact of a Government Risk Pool and an Opt-Out Framing on Demand for Earthquake Protection

Number of pages: 33 Posted: 11 Aug 2021
Howard Kunreuther, Howard Kunreuther, Lynn Conell-Price, Paul Kovacs, Paul Kovacs and Katsu Goda
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center, Consumer Financial Protection Bureau, IndependentInstitute for Catastrophic Loss Reduction and Western University, Canada
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earthquake, insurance, default options, risk pool, opt-out

The Impact of a Government Risk Pool and an Opt-Out Framing on Demand for Earthquake Protection

NBER Working Paper No. w29144
Number of pages: 34 Posted: 16 Aug 2021 Last Revised: 21 Aug 2021
Howard Kunreuther, Howard Kunreuther, Lynn Conell-Price, Paul Kovacs, Paul Kovacs and Katsu Goda
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center, Consumer Financial Protection Bureau, IndependentInstitute for Catastrophic Loss Reduction and Western University, Canada
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59.

Organizational Decision Making Under Uncertainty Shocks

NBER Working Paper No. w24924
Number of pages: 41 Posted: 22 Aug 2018 Last Revised: 07 Feb 2021
Luis Ballesteros, Howard Kunreuther and Howard Kunreuther
George Washington University and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 20 (640,803)
Citation 2

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60.

Corporate Demand for Insurance: an Empirical Analysis of the U.S. Market for Catastrophe and Non-Catastrophe Risks

NBER Working Paper No. w17403
Number of pages: 34 Posted: 21 Sep 2011 Last Revised: 22 Jul 2021
Erwann Michel-Kerjan, Paul Raschky, Howard Kunreuther and Howard Kunreuther
University of Pennsylvania - The Wharton School - Center for Risk Management, Monash University - Department of Economics and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
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61.

Risk Preferences in Small and Large Stakes: Evidence from Insurance Contract Decisions

NBER Working Paper No. w23579
Number of pages: 73 Posted: 17 Jul 2017 Last Revised: 06 Jun 2021
Benjamin Collier, Howard Kunreuther, Howard Kunreuther, Erwann Michel-Kerjan and Daniel Schwartz
Temple University - Risk Management & Insurance & Actuarial Science, National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center, University of Pennsylvania - The Wharton School - Center for Risk Management and University of Chile
Downloads 18 (655,223)
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62.

Punishment and Cooperation in Stochastic Social Dilemmas

NBER Working Paper No. w18458
Number of pages: 37 Posted: 13 Oct 2012 Last Revised: 09 Jun 2021
Erte Xiao, Howard Kunreuther and Howard Kunreuther
Monash University and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 16 (669,604)
Citation 3

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63.

Insurance Decision-Making for Rare Events: The Role of Emotions

NBER Working Paper No. w20886
Number of pages: 21 Posted: 27 Jan 2015 Last Revised: 28 Jul 2021
Howard Kunreuther, Howard Kunreuther and Mark V. Pauly
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and University of Pennsylvania - Health Care Systems Department
Downloads 11 (708,228)
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64.
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Citation 1

Default Options and Insurance Demand

Number of pages: 39 Posted: 24 Jun 2020
Peter John Robinson, W.J.W. Botzen, Howard Kunreuther, Howard Kunreuther and Shereen Chaudhry
VU University Amsterdam - Institute for Environmental Studies (IVM), VU University Amsterdam - Institute for Environmental Studies (IVM), National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and University of Chicago - Booth School of Business
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Choice architecture, default options, experience, flood insurance demand, loss aversion

Default Options and Insurance Demand

NBER Working Paper No. w27381
Number of pages: 37 Posted: 22 Jun 2020 Last Revised: 03 Sep 2021
Peter John Robinson, W.J.W. Botzen, Howard Kunreuther, Howard Kunreuther and Shereen Chaudhry
VU University Amsterdam - Institute for Environmental Studies (IVM), VU University Amsterdam - Institute for Environmental Studies (IVM), National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and University of Chicago - Booth School of Business
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Corporate Demand for Insurance: New Evidence from the U.S. Terrorism and Property Markets

NBER Working Paper No. w19532
Number of pages: 24 Posted: 18 Oct 2013 Last Revised: 16 May 2021
Erwann Michel-Kerjan, Paul Raschky, Howard Kunreuther and Howard Kunreuther
University of Pennsylvania - The Wharton School - Center for Risk Management, Monash University - Department of Economics and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
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Corporate Demand for Insurance: New Evidence from the U.S. Terrorism and Property Markets

Journal of Risk and Insurance, Vol. 82, Issue 3, pp. 505-530, 2015
Number of pages: 26 Posted: 28 Aug 2015
Erwann Michel-Kerjan, Paul Raschky, Howard Kunreuther and Howard Kunreuther
University of Pennsylvania - The Wharton School - Center for Risk Management, Monash University - Department of Economics and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
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66.

Do People Have a Bias for Low-Deductible Insurance?

NBER Working Paper No. w26994
Number of pages: 15 Posted: 20 Apr 2020 Last Revised: 07 Oct 2021
Howard Kunreuther, Howard Kunreuther and Mark Pauly
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and University of Pennsylvania
Downloads 6 (747,688)
Citation 1

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67.

Addressing Biases that Impact Homeowners’ Adoption of Solar Panels

NBER Working Paper No. w28678
Number of pages: 12 Posted: 12 Apr 2021 Last Revised: 12 May 2021
Howard Kunreuther, Howard Kunreuther, Anna Polise and Quinlyn Spellmeyer
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center, University of Pennsylvania and University of Pennsylvania
Downloads 2 (780,454)
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68.

Risk Management Roles of the Public and Private Sector

Risk Management and Insurance Review, Vol. 21, Issue 1, pp. 181-204, 2018
Number of pages: 24 Posted: 26 Mar 2018
Carolyn Kousky, Howard Kunreuther and Howard Kunreuther
Resources for the Future and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
Downloads 1 (791,863)
Citation 1
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69.

A Successful (Yet Somewhat Untested) Case of Disaster Financing: Terrorism Insurance Under Tria, 2002–2020

Risk Management and Insurance Review, Vol. 21, Issue 1, pp. 157-180, 2018
Number of pages: 24 Posted: 26 Mar 2018
Erwann Michel‐Kerjan, Howard Kunreuther and Howard Kunreuther
McKinsey & Co. Inc. and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center
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70.

Does Private Insurance Reduce Environmental Accidents?

Regulation
Posted: 29 Sep 2013
haitao Yin, Howard Kunreuther, Howard Kunreuther and Matthew W. White
Shanghai Jiao Tong University (SJTU) - Antai College of Economics and Management, National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and University of Pennsylvania - Business & Public Policy Department

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The Development of New Catastrophe Risk Markets

Annual Review of Resource Economics, Vol. 1, No. 1, pp. 119-139, 2009
Posted: 04 Jun 2010
Howard Kunreuther, Howard Kunreuther and Erwann Michel-Kerjan
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and University of Pennsylvania - The Wharton School - Center for Risk Management

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The Development of New Catastrophe Risk Markets

Annual Review of Resource Economics, Vol. 1, Issue 1, pp. 119-139, 2009
Posted: 16 Sep 2011
Howard Kunreuther, Howard Kunreuther and Erwann Michel-Kerjan
National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and University of Pennsylvania - The Wharton School - Center for Risk Management

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72.

Risk-Based Pricing and Risk-Reducing Effort: Does the Private Insurance Market Reduce Environmental Accidents?

Journal of Law and Economics, Vol. 54, No. 2, 2011
Posted: 11 Sep 2008 Last Revised: 29 Sep 2013
haitao Yin, Howard Kunreuther, Howard Kunreuther and Matthew W. White
Shanghai Jiao Tong University (SJTU) - Antai College of Economics and Management, National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center and University of Pennsylvania - Business & Public Policy Department

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Environmental Regulation, Risk-based Pricing, Insurance, Public Fund, Underground Storage Tank

73.

Retroactive Liability or the Public Purse?

Journal of Regulatory Economics (1997).
Posted: 21 May 1997
James Boyd, Howard Kunreuther and Howard Kunreuther
Resources for the Future and National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center

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