European Central Bank (ECB) - Directorate General Macroprudential Policy and Financial Stability, Bank of Portugal, European Central Bank (ECB), Bank of Italy, Bank of Slovenia, European Central Bank (ECB), Bank of Italy, Central Bank of Hungary, Banque de France, CUNEF Universidad, Deutsche Bundesbank, Catholic University of Louvain (UCL), Bank of Finland, Bank of Ireland, Oesterreichische Nationalbank (OeNB), BaFin- Federal Financial Supervisory Authority, Bank of Portugal and Bank of Lithuania