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Sara Ray

Indiana University

SCHOLARLY PAPERS

5

DOWNLOADS

367

TOTAL CITATIONS

0

Scholarly Papers (5)

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1.

Artificial Intelligence Chatbots: Are Chatbots Programmed to Provide Financial Wellness Counseling to College Students?

Number of pages: 17 Posted: 07 May 2025
Zachary Taylor, Andrew Marx, Dez Nixon, Sara Ray, Richard Simonds, Mallorie Smith, Sophie Glass, Joseph Mesa, Jenny Becker, Aly Blakeney, Tim Cerebe, Amanda Miller, Justin Enlow, Steven Hughes, Helen Colby, Tristia Kayser, Becky Smith and Brandan Wheeler
The University of Texas at Austin, Tufts University, Philadelphia College of Osteopathic Medicine (PCOM), Indiana University, University of Houston - Downtown - University of Houston - Downtown, Mississippi State University, Indiana University, Sam Houston State University, University of Chicago, University of Delaware, affiliation not provided to SSRN, Indiana University, Tulsa Community College, Independent, Indiana University, Columbia University, Mississippi State University and Alabama A&M University
Downloads 111 (635,507)

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higher education, financial wellness, college students, artificial intelligence, technology, Internet, chatbots, financial literacy, financial counseling, financial education, education

2.

HEFWA Research Brief: Literacy, Wellness, and Everything Else: How Are Financial Wellness Websites in Higher Education Named?

Number of pages: 11 Posted: 16 Jan 2025
Zachary Taylor, Andrew Marx, Dez Nixon, Sara Ray, Richard Simonds, Joseph Mesa, Mallorie Smith, Amanda Miller, Aly Blakeney, Jenny Becker, Sophie Glass, Tim Cerebe, Justin Enlow, Steven Hughes, Tristia Kayser, Becky Smith and Brandan Wheeler
The University of Texas at Austin, Tufts University, Philadelphia College of Osteopathic Medicine (PCOM), Indiana University, University of Houston - Downtown - University of Houston - Downtown, Sam Houston State University, Mississippi State University, Indiana University, University of Delaware, University of Chicago, Indiana University, affiliation not provided to SSRN, Tulsa Community College, Independent, Columbia University, Mississippi State University and Alabama A&M University
Downloads 79 (809,932)

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higher education, financial wellness, financial education, personal finance, college students, websites, technology, college, university, postsecondary, financial literacy

3.

Artificial Intelligence and Financial Counseling: Do Institutions of Higher Education Embed Chatbots in their Financial Wellness Websites?

Number of pages: 9 Posted: 16 Apr 2025
Zachary Taylor, Andrew Marx, Dez Nixon, Sara Ray, Richard Simonds, Mallorie Smith, Sophie Glass, Joseph Mesa, Jenny Becker, Aly Blakeney, Tim Cerebe, Amanda Miller, Justin Enlow, Steven Hughes, Helen Colby, Tristia Kayser, Becky Smith and Brandan Wheeler
The University of Texas at Austin, Tufts University, Philadelphia College of Osteopathic Medicine (PCOM), Indiana University, University of Houston - Downtown - University of Houston - Downtown, Mississippi State University, Indiana University, Sam Houston State University, University of Chicago, University of Delaware, affiliation not provided to SSRN, Indiana University, Tulsa Community College, Independent, Indiana University, Columbia University, Mississippi State University and Alabama A&M University
Downloads 62 (942,565)

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higher education, financial planning, financial counseling, financial wellness, college students, artificial intelligence, chatbots, college, university, postsecondary, technology, Internet, websites, financial literacy, financial education, personal finance

4.

HEFWA Research Brief: Financial Wellness Education Software: What is Higher Education Including on Their Websites for College Students?

Number of pages: 9 Posted: 05 Feb 2025
Zachary Taylor, Sara Ray, Sophie Glass, Andrew Marx, Richard Simonds, Joseph Mesa, Dez Nixon, Jenny Becker, Mallorie Smith, Aly Blakeney, Tim Cerebe, Amanda Miller, Justin Enlow, steven hughes, Helen Colby, Tristia Kayser, Becky Smith and Brandan Wheeler
The University of Texas at Austin, Indiana University, Indiana University, Tufts University, University of Houston - Downtown - University of Houston - Downtown, Sam Houston State University, Philadelphia College of Osteopathic Medicine (PCOM), University of Chicago, Mississippi State University, University of Delaware, affiliation not provided to SSRN, Indiana University, Tulsa Community College, affiliation not provided to SSRN, Indiana University, Columbia University, Mississippi State University and Alabama A&M University
Downloads 59 (970,490)

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higher education, personal finance, financial education, financial wellness, financial literacy, college students, website, technology, Internet, software, iGrad, CashCourse, HEFWA

5.

HEFWA Research Brief: A Gradual-Release-of-Responsibility (G-R-R) Model for Developing Peer Financial Mentors in Higher Education

Number of pages: 8 Posted: 24 Jan 2025
Zachary Taylor and Sara Ray
The University of Texas at Austin and Indiana University
Downloads 56 (1,000,027)

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higher education, personal finance, financial mentoring, peer mentoring, college students, financial wellness, financial literacy