Bandung Institute of Technology, affiliation not provided to SSRN, affiliation not provided to SSRN, Nakhon Pathom Rajabhat University, affiliation not provided to SSRN, Nakhon Pathom Rajabhat University, National Research and Innovation Agency of Indonesia, affiliation not provided to SSRN, affiliation not provided to SSRN, Nakhon Pathom Rajabhat University, Nakhon Pathom Rajabhat University, affiliation not provided to SSRN, Nakhon Pathom Rajabhat University, Chiang Mai University and affiliation not provided to SSRN