Bucharest University of Economic Studies, Bucharest University of Economic Studies, Bucharest University of Economic Studies, Department of Money and Banking and CEFIMO, Faculty of Finance and Banking, Bucharest University of Economic Studies, The Bucharest University of Economic Studies, Bucharest University of Economic Studies, Bucharest University of Economic Studies, School of Business and Economics, Humboldt-University of Berlin, Bucharest University of Economic Studies, University of Applied Sciences for Engineering and Economics (HTW Berlin), School of Computing, Communication and Business and The Bucharest University of Economic Studies