Universitatea din Oradea, University of Twente, Bern University of Applied Sciences (BFH), Cyprus University of Technology, Cyprus University of Technology, University of Twente, University of Latvia, National Yang Ming Chiao Tung University, affiliation not provided to SSRN, TED University, Babes-Bolyai University, affiliation not provided to SSRN, University of Oradea, Warsaw School of Economics (SGH) - Department of Economics I, University of Economics in Bratislava, Geostrategic Institute Global and University of Hamburg - Faculty of Business, Economics, and Social Sciences