David P. Richardson

TIAA Institute

Managing Director of Research

8500 Andrew Carnegie Blvd

BET/04/01

Charlotte, NC 28262

United States

http://https://www.tiaa-crefinstitute.org/public/institute

SCHOLARLY PAPERS

17

DOWNLOADS

908

SSRN CITATIONS
Rank 40,090

SSRN RANKINGS

Top 40,090

in Total Papers Citations

20

CROSSREF CITATIONS

4

Scholarly Papers (17)

1.

Achieving Retirement Income Security: A Comparison of Guaranteed Lifetime Withdrawal Benefit, Systematic Withdrawal and Partial Variable Annuity Strategies

Number of pages: 27 Posted: 29 Jan 2019
Benjamin Goodman and David P. Richardson
Teachers Insurance and Annuity Association College Retirement Equities Fund (TIAA-CREF) and TIAA Institute
Downloads 104 (480,300)

Abstract:

Loading...

Annuity, Retirement

Trends in Retirement and Retirement Income Choices by Tiaa Participants: 2000–2018

TIAA Institute Research Paper Series No. 01, 2022
Number of pages: 24 Posted: 03 Nov 2022
Jeffrey R. Brown, James M. Poterba and David P. Richardson
University of Illinois at Urbana-Champaign - Department of Finance, National Bureau of Economic Research (NBER) and TIAA Institute
Downloads 49 (742,651)

Abstract:

Loading...

TIAA, RMD, required, minimum, distribution, retirement, income, life annuity, payout, strategy, de facto, default, participants

Trends in Retirement and Retirement Income Choices by Tiaa Participants: 2000–2018

NBER Working Paper No. w29946
Number of pages: 37 Posted: 18 Apr 2022 Last Revised: 29 Apr 2023
Jeffrey R. Brown, James M. Poterba and David P. Richardson
University of Illinois at Urbana-Champaign - Department of Finance, National Bureau of Economic Research (NBER) and TIAA Institute
Downloads 44 (777,898)
Citation 2

Abstract:

Loading...

3.

Young Adults, Their Attitudes and Outlook Toward Retirement and the Future

TIAA Institute Research Paper Series No.
Number of pages: 30 Posted: 31 Jul 2023 Last Revised: 29 Aug 2023
Georgetown University, TIAA Institute, TIAA Institute, TIAA Institute and TIAA Institute
Downloads 86 (543,065)

Abstract:

Loading...

psychological, emotional, cognitive, decision making, household finance, saving, youth

4.

TIAA and CREF: Program Features and Recent Evidence on Performance and Utilization

Goodman, Benjamin, and David P. Richardson (2014). " TIAA and CREF: Program Features and Recent Evidence on Performance and Utilization." TIAA-CREF Institute Research Dialogue #114, March 2014.
Number of pages: 16 Posted: 18 Feb 2015 Last Revised: 27 Feb 2020
David P. Richardson and Benjamin Goodman
TIAA Institute and Teachers Insurance and Annuity Association College Retirement Equities Fund (TIAA-CREF)
Downloads 78 (575,626)

Abstract:

Loading...

Pensions, Annuity, Retirement Plans

5.

Staying on the Path to a Secure Retirement: Using the Asset-Salary Ratio as a Retirement Compass

Hammond, P. Brett, and David P. Richardson (2009). "Staying on the Path to a Secure Retirement: Using the Asset-Salary Ratio as a Retirement Compass." TIAA-CREF Institute Research Dialogue #95, December 2009.
Number of pages: 23 Posted: 21 Feb 2015
P. Brett Hammond and David P. Richardson
Pension Research Council and TIAA Institute
Downloads 62 (650,943)

Abstract:

Loading...

Life-Cycle, Retirement, Savings,Retirement Plans

New Evidence on the Demand for Advice within Retirement Plans

TIAA Institute Research Paper Series No. 2022-01
Number of pages: 30 Posted: 02 Feb 2023 Last Revised: 14 Apr 2023
Jonathan Reuter and David P. Richardson
Boston College - Department of Finance and TIAA Institute
Downloads 54 (709,785)

Abstract:

Loading...

TIAA, advice, retirement plan, wealth management, engagement, web access, participant, default, target-date funds, plan sponsor, retirement, income,

New Evidence on the Demand for Advice within Retirement Plans

NBER Working Paper No. w30261
Number of pages: 57 Posted: 18 Jul 2022 Last Revised: 14 Apr 2023
Jonathan Reuter and David P. Richardson
Boston College - Department of Finance and TIAA Institute
Downloads 4 (1,164,776)

Abstract:

Loading...

7.

Who's Watching the Door? How Controlling Provider Access Can Improve K-12 Teacher Retirement Outcomes

TIAA-CREF Institute Research Dialogue No. 98, November 2010
Number of pages: 26 Posted: 13 Mar 2015 Last Revised: 18 Jan 2019
Robert L. Clark and David P. Richardson
North Carolina State University - Poole College of Management and TIAA Institute
Downloads 57 (677,979)

Abstract:

Loading...

Retirement Plan, Investment Fees, Retirement Income

8.

Trends in Retirement Plan Contributions and Asset Allocations by TIAA Participants: 2012 to 2018

TIAA Institute Research Paper Series No. 168
Number of pages: 35 Posted: 04 Apr 2023
Brent Davis and David P. Richardson
TIAA Institute and TIAA Institute
Downloads 53 (701,128)

Abstract:

Loading...

Household Saving, Retirement Plans, Portfolio Choice, Investment Decisions

Do Required Minimum Distributions Matter? The Effect of the 2009 Holiday on Retirement Plan Distributions

TIAA Institute Research Paper Series No. 2022-01
Number of pages: 27 Posted: 24 Oct 2022 Last Revised: 02 Nov 2022
Jeffrey R. Brown, James M. Poterba and David P. Richardson
University of Illinois at Urbana-Champaign - Department of Finance, National Bureau of Economic Research (NBER) and TIAA Institute
Downloads 28 (911,909)

Abstract:

Loading...

Retirement, Required minimum distributions, Qualified plans, Pension, 401(k)

Do Required Minimum Distributions Matter? The Effect of the 2009 Holiday on Retirement Plan Distributions

NBER Working Paper No. w20464
Number of pages: 45 Posted: 08 Sep 2014 Last Revised: 02 Jun 2023
University of Illinois at Urbana-Champaign - Department of Finance, National Bureau of Economic Research (NBER)Massachusetts Institute of Technology (MIT) - Department of Economics and TIAA Institute
Downloads 25 (941,221)
Citation 1

Abstract:

Loading...

10.

Trends in Premium and Asset Allocations by TIAA-CREF Participants: 2005-2011

Richardson, David P. and Benjamin Bissette (2014) "Trends in Premium and Asset Allocation by TIAA-CREF Participants: 2005-2011." TIAA-CREF Research Dialogue #112, March 2014.
Number of pages: 25 Posted: 27 Feb 2015
David P. Richardson and Benjamin Bissette
TIAA Institute and TIAA Institute
Downloads 51 (713,426)

Abstract:

Loading...

Retirement Plans, Investment Risk, Portfolio Allocation

11.

Assessing the Relative Need and Demand for Financial Education Programs: A Case Study of Graduate Students

Number of pages: 20 Posted: 27 Dec 2022
Brent Davis, David P. Richardson and Jason S. Seligman
TIAA Institute, TIAA Institute and The Investment Company Institute
Downloads 44 (759,201)

Abstract:

Loading...

financial literacy, education, household saving, personal finance

12.

Social Security: Factors Affecting the Decision of 'When to Begin' Benefits

Richardson, David P. (2008). "Social Security: Factors Affecting "When to Begin" Benefits." TIAA-CREF Institute Trends and Issues, December 2008.
Number of pages: 19 Posted: 21 Feb 2015
David P. Richardson
TIAA Institute
Downloads 44 (759,201)

Abstract:

Loading...

Social Security, Life-Cycle, Retirement

13.

Health Savings Accounts: Will They Impact Markets?

National Tax Journal, 60:3, pp. 455 - 467, 2007
Number of pages: 14 Posted: 24 Mar 2020
David P. Richardson and Jason S. Seligman
TIAA Institute and The Investment Company Institute
Downloads 36 (818,092)

Abstract:

Loading...

Tax Policy, Health Savings

14.

State of Financial Preparedness in a Diverse America

TIAA Institute Research Paper Series Forthcoming
Number of pages: 19 Posted: 18 Feb 2024
Surya Kolluri, Anne Ollen, David P. Richardson, Ryan Tully and Emily Sprague
TIAA Institute, TIAA Institute, TIAA Institute, IPSOS and IPSOS
Downloads 28 (885,440)

Abstract:

Loading...

financial saving, finance, retirement, minorities, races

15.

Who Takes Advantage of Tax-Deferred Savings Programs? Evidence From Federal Income Tax Data

National Tax Journal, 54:3, pp.669-688, 2001
Number of pages: 20 Posted: 24 Mar 2020
David P. Richardson and David Joulfaian
TIAA Institute and U.S. Department of the Treasury, Office of Tax Analysis (OTA)
Downloads 25 (913,172)

Abstract:

Loading...

Retirement, Income Tax

16.

Opting Out of Social Security: An Idea That's Already Arrived

National Tax Journal, 58:3, pp. 545-64, 2005
Number of pages: 20 Posted: 24 Mar 2020
David P. Richardson
TIAA Institute
Downloads 21 (952,291)

Abstract:

Loading...

Social Security, Retirement

17.

Comparing Retirement Savings Behavior of HBCU and non-HBCU Higher Education Employees

TIAA Institute Research Paper Series, Forthcoming
Number of pages: 20 Posted: 12 Jun 2024
Brent Davis and David P. Richardson
TIAA Institute and TIAA Institute
Downloads 15 (1,014,891)

Abstract:

Loading...

retirement, savings, behavior, HBCU, higher education, minorities