Geng Li

Federal Reserve Board

20th Street and Constitution Avenue NW

Washington, DC 20551

United States

SCHOLARLY PAPERS

32

DOWNLOADS
Rank 22,341

SSRN RANKINGS

Top 22,341

in Total Papers Downloads

2,085

CITATIONS
Rank 4,494

SSRN RANKINGS

Top 4,494

in Total Papers Citations

121

Scholarly Papers (32)

1.

Are Millennials Different?

FEDS Working Paper No. 2018-080
Number of pages: 56 Posted: 03 Dec 2018 Last Revised: 21 Feb 2019
Board of Governors of the Federal Reserve System, Federal Reserve Board and Board of Governors of the Federal Reserve System
Downloads 223 (135,212)
Citation 1

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Consumption, Balance sheets, Generations, Households, Millennials, Motor vehicles

2.

Do High Debt Payments Hinder Household Consumption Smoothing?

FEDS Working Paper No. 2007-52
Number of pages: 41 Posted: 05 Dec 2007
Kathleen Johnson and Geng Li
Board of Governors of the Federal Reserve - Division of Research and Statistics and Federal Reserve Board
Downloads 175 (169,247)
Citation 7

Abstract:

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household debt, consumer finance, consumer spending

3.

The Debt Payment to Income Ratio as an Indicator of Borrowing Constraints: Evidence from Two Household Surveys

Number of pages: 32 Posted: 03 Apr 2009 Last Revised: 12 Jul 2010
Kathleen Johnson and Geng Li
Board of Governors of the Federal Reserve - Division of Research and Statistics and Federal Reserve Board
Downloads 156 (186,782)
Citation 27

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Debt service ratio, Consumption Smoothing, Borrowing constraints

Expectations Uncertainty and Household Economic Behavior

Fisher College of Business Working Paper No. 2018-03-025, Charles A. Dice Center Working Paper No. 20018-25, Kenan Institute of Private Enterprise Research Paper No. 19-3
Number of pages: 64 Posted: 13 Dec 2018 Last Revised: 02 Jul 2019
University of North Carolina (UNC) at Chapel Hill - Finance Area, University of North Carolina Kenan-Flagler Business School & NBER, Federal Reserve Board and Ohio State University (OSU) - Department of Finance
Downloads 130 (217,411)

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uncertainty, expectations, precautionary behavior, consumption, credit, portfolio choice, socioeconomic status

Expectations Uncertainty and Household Economic Behavior

NBER Working Paper No. w25336
Number of pages: 51 Posted: 11 Dec 2018
Ohio State University (OSU) - Department of Finance, University of North Carolina (UNC) at Chapel Hill - Finance Area, University of North Carolina Kenan-Flagler Business School & NBER and Federal Reserve Board
Downloads 3 (649,546)
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5.

Household Borrowing After Personal Bankruptcy

Number of pages: 41 Posted: 10 Jan 2009
Song Han and Geng Li
Federal Reserve Board - Division of Research and Statistics and Federal Reserve Board
Downloads 116 (236,059)
Citation 27

Abstract:

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Personal bankruptcy, credit constraints, household finance

Choice of Mortgage Contracts: Evidence from the Survey of Consumer Finances

FEDS Working Paper No. 2007-50
Number of pages: 19 Posted: 29 Nov 2007
Brahima Coulibaly and Geng Li
Board of Governors of the Federal Reserve System - Division of International Finance (IFDP) and Federal Reserve Board
Downloads 108 (249,689)
Citation 3

Abstract:

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Mortgage contracts, risk aversion, household finance, fixed-rate, adjustable-rate

Choice of Mortgage Contracts: Evidence from the Survey of Consumer Finances

Real Estate Economics, Vol. 37, Issue 4, pp. 659-673, Winter 2009
Number of pages: 15 Posted: 21 Dec 2009
Brahima Coulibaly and Geng Li
Board of Governors of the Federal Reserve System - Division of International Finance (IFDP) and Federal Reserve Board
Downloads 2 (660,769)
Citation 24
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7.

Unsecured Credit Supply over the Credit Cycle: Evidence from Credit Card Mailings

Finance and Economics Discussion Paper Series Paper No. 2011-29
Number of pages: 54 Posted: 25 May 2011 Last Revised: 27 Apr 2013
Song Han, Benjamin J. Keys and Geng Li
Federal Reserve Board - Division of Research and Statistics, The Wharton School - University of Pennsylvania, Real Estate Department and Federal Reserve Board
Downloads 96 (268,877)
Citation 9

Abstract:

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personal bankruptcy, credit supply, credit card, mail solicitation, shrouding, CARD Act

8.

Are Household Investors Noise Traders: Evidence from Belief Dispersion and Stock Trading Volume

FEDS Working Paper No. 2014-35
Number of pages: 48 Posted: 18 May 2014
Dan Li and Geng Li
Federal Reserve Board and Federal Reserve Board
Downloads 93 (274,495)

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Belief dispersion, trading volume, household investors, surveys of consumers

9.

Studying Consumption with the Panel Study of Income Dynamics: Comparisons with the Consumer Expenditure Survey and an Application to the Intergenerational Transmission of Well-Being

FEDS Working Paper No. 2007-16
Number of pages: 36 Posted: 11 Jul 2007
Federal Reserve Board, University of Chicago - Irving B. Harris Graduate School of Public Policy Studies, Russell Sage Foundation and University of Michigan at Ann Arbor - Survey Research Center
Downloads 92 (276,341)
Citation 4

Abstract:

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Panel Study of Income Dynamics, Consumer Expenditure Survey, Intergenerational Consumption Correlation

Information Sharing and Stock Market Participation: Evidence from Extended Families

Number of pages: 27 Posted: 15 Mar 2010
Geng Li
Federal Reserve Board
Downloads 44 (411,857)
Citation 21

Abstract:

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Information sharing, Stock market participation, Extended families

Information Sharing and Stock Market Participation: Evidence from Extended Families

Number of pages: 20 Posted: 15 Apr 2009 Last Revised: 27 Jul 2009
Geng Li
Federal Reserve Board
Downloads 43 (415,811)
Citation 8

Abstract:

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Information sharing, Stock market participation, Extended families

11.

Borrowing from Yourself: 401(K) Loans and Household Balance Sheets

Number of pages: 28 Posted: 14 Aug 2008
Geng Li and Paul A. Smith
Federal Reserve Board and Federal Reserve Board of Governors
Downloads 80 (301,228)
Citation 10

Abstract:

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401(k) loans, household debt, household wealth, consumption

12.

Credit Scores, Social Capital, and Stock Market Participation

FEDS Working Paper No. 2017-008
Number of pages: 45 Posted: 05 Feb 2017
Jesse Bricker and Geng Li
Board of Governors of the Federal Reserve System and Federal Reserve Board
Downloads 76 (310,506)
Citation 1

Abstract:

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Credit scores, Social Capital, Stock market participation, Trust

13.

Credit Scores and Committed Relationships

FEDS Working Paper No. 2015-081, http://dx.doi.org/10.17016/FEDS.2015.081
Number of pages: 57 Posted: 29 Sep 2015
Jane Dokko, Geng Li and Jessica Hayes
Federal Reserve Bank of Chicago, Federal Reserve Board and University of California, Los Angeles (UCLA)
Downloads 68 (330,273)
Citation 3

Abstract:

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Credit scores, Committed relationships, Assortative matching, Household finance, Trustworthiness

14.

Belief Dispersion, Dispersion of Belief Changes, and Trading Volume: Evidence from Surveys of Consumers and Professional Forecasters

Number of pages: 42 Posted: 17 Mar 2010 Last Revised: 12 Jul 2010
Dan Li and Geng Li
Federal Reserve Board and Federal Reserve Board
Downloads 68 (330,273)
Citation 1

Abstract:

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Belief Dispersion, Belief Change, Trading Volume, Surveys of Consumers, Survey of Professional Forecasters

15.

Lifecycle Dynamics of Income Uncertainty and Consumption

Number of pages: 31 Posted: 23 Aug 2008
James Feigenbaum and Geng Li
University of Pittsburgh and Federal Reserve Board
Downloads 57 (361,095)
Citation 11

Abstract:

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consumption hump, income uncertainty, time-inconsistent

16.

Transaction Costs and Consumption

FEDS Working Paper No. 2007-38
Number of pages: 46 Posted: 04 Oct 2007
Geng Li
Federal Reserve Board
Downloads 53 (373,523)
Citation 3

Abstract:

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Transaction costs, marginal propensity to consume, consumption sensitivity

17.

New Evidence on 401(k) Borrowing and Household Balance Sheets

Number of pages: 33 Posted: 27 Mar 2009
Geng Li and Paul A. Smith
Federal Reserve Board and Federal Reserve Board of Governors
Downloads 48 (390,184)

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401(k) loans, household debt, optimal borrowing, double taxation

18.

Belief Dispersion Among Household Investors and Stock Trading Volume

FEDS Working Paper No. 2011-39
Number of pages: 34 Posted: 09 Nov 2011
Geng Li and Dan Li
Federal Reserve Board and Federal Reserve Board
Downloads 45 (400,537)
Citation 1

Abstract:

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Belief dispersion, trading volume, household investors, Surveys of Consumers

19.

Information, Contract Design, and Unsecured Credit Supply: Evidence from Credit Card Mailings

FEDS Working Paper No. 2015-103
Number of pages: 57 Posted: 18 Nov 2015
Song Han, Benjamin J. Keys and Geng Li
Federal Reserve Board - Division of Research and Statistics, The Wharton School - University of Pennsylvania, Real Estate Department and Federal Reserve Board
Downloads 40 (418,970)
Citation 3

Abstract:

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Credit supply, information asymmetry, credit cards, mail solicitation, personal bankruptcy, CARD Act, household finance

20.

Gamblers as Personal Finance Activists

FEDS Working Paper No. 2012-18
Number of pages: 55 Posted: 08 May 2012
Geng Li
Federal Reserve Board
Downloads 40 (418,970)
Citation 1

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Gambling, consumption, household balance sheet, insurance, charitable giving, unobserved heterogeneity

21.

Learning by Investing: Embodied Technology and Business Cycles

FEDS Working Paper No. 2007-15
Number of pages: 53 Posted: 17 Jul 2008
Geng Li
Federal Reserve Board
Downloads 40 (418,970)

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Embodied Technology, Learning, Overinvestment

22.

Do People Leave Money on the Table? Evidence from Joint Mortgage Applications and the Minimum FICO Rule

FEDS Notes. Washington: Board of Governors of the Federal Reserve System, 2016, DOI: org/10.17016/2380-7172.1718
Number of pages: 4 Posted: 03 Apr 2016
Geng Li, Weifeng Wu and Vincent W. Yao
Federal Reserve Board, Independent and Georgia State University - J. Mack Robinson College of Business
Downloads 33 (447,545)

Abstract:

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Mistakes; Mortgages; Couples

23.

Does Price Regulation Affect Competition? Evidence from Credit Card Solicitations

FEDS Working Paper No. 2019-018
Number of pages: 46 Posted: 28 Mar 2019
Yiwei Dou, Geng Li and Joshua Ronen
New York University (NYU) - Department of Accounting, Federal Reserve Board and New York University (NYU) - Department of Accounting
Downloads 29 (466,090)

Abstract:

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CARD Act, Competitive responsiveness, Credit card market, Regulations

24.

A Semiparametric Characterization of Income Uncertainty over the Lifecycle

Number of pages: 46 Posted: 24 Aug 2008 Last Revised: 12 Jul 2010
James Feigenbaum and Geng Li
University of Pittsburgh and Federal Reserve Board
Downloads 27 (476,133)
Citation 2

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income uncertainty, forecast errors, nonparametric estimates, lifecycle

25.

Are Household Surveys Like Tax Forms: Evidence from Income Underreporting of the Self Employed

NBER Working Paper No. w16527
Number of pages: 58 Posted: 14 Nov 2010 Last Revised: 29 Oct 2014
University of Chicago - Booth School of Business, Federal Reserve Board and University of Notre Dame - Department of Economics
Downloads 25 (486,855)
Citation 45

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26.

Do Constraints on Market Work Hours Change Home Production Efforts?

Number of pages: 34 Posted: 03 Apr 2009 Last Revised: 27 Jul 2009
Geng Li
Federal Reserve Board
Downloads 24 (492,325)
Citation 2

Abstract:

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Market hours constraints, home production, leisure time

27.

Household Income Uncertainties Over Three Decades

FEDS Working Paper No. 2011-25
Number of pages: 39 Posted: 19 May 2011 Last Revised: 15 Nov 2011
James Feigenbaum and Geng Li
affiliation not provided to SSRN and Federal Reserve Board
Downloads 20 (514,932)
Citation 2

Abstract:

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Income uncertainty, Great Moderation, precautionary saving

Are Adjustable-Rate Mortgage Borrowers Borrowing Constrained?

FEDS Working Paper No. 2011-21
Number of pages: 19 Posted: 20 May 2011 Last Revised: 15 Nov 2011
Kathleen Johnson and Geng Li
Board of Governors of the Federal Reserve - Division of Research and Statistics and Federal Reserve Board
Downloads 19 (539,002)
Citation 8

Abstract:

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Adjustable-rate mortgages, consumption, borrowing constraints

Are Adjustable‐Rate Mortgage Borrowers Borrowing Constrained?

Real Estate Economics, Vol. 42, Issue 2, pp. 457-471, 2014
Number of pages: 15 Posted: 20 May 2014
Kathleen Johnson and Geng Li
Board of Governors of the Federal Reserve - Division of Research and Statistics and Federal Reserve Board
Downloads 0
Citation 5
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Are Adjustable-Rate Mortgage Borrowers Borrowing Constrained?

Real Estate Economics, Forthcoming
Posted: 27 Nov 2012
Kathleen Johnson and Geng Li
Board of Governors of the Federal Reserve - Division of Research and Statistics and Federal Reserve Board

Abstract:

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Adjustable-Rate Mortgage, Credit Constraints, Consumption Smoothing

29.

A Semiparametric Characterization of Income Uncertainty Over the Life Cycle

FEDS Working Paper No. 2010-42
Number of pages: 52 Posted: 27 Jul 2011
Geng Li and James A. Feigenbaum
Federal Reserve Board and Utah State University
Downloads 12 (561,932)

Abstract:

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Income uncertainty, forecast errors, semiparametric estimates, lifecycle dynamics

30.

Comparing Three Credit Scoring Models

FED Notes No. 2018-05-21
Posted: 25 Feb 2019
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Federal Reserve Board

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31.

Are Income and Credit Scores Highly Correlated?

FED Notes No. 2018-08-13
Posted: 20 Aug 2018 Last Revised: 21 Feb 2019
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Federal Reserve Board

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32.

Gender-Related Differences in Credit Use and Credit Scores

FED Notes No. 2018-06-22
Posted: 28 Jun 2018 Last Revised: 21 Feb 2019
Geng Li
Federal Reserve Board

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