Geng Li

Board of Governors of the Federal Reserve System

20th Street and Constitution Avenue NW

Washington, DC 20551

United States

SCHOLARLY PAPERS

44

DOWNLOADS
Rank 22,899

SSRN RANKINGS

Top 22,899

in Total Papers Downloads

3,340

SSRN CITATIONS
Rank 5,804

SSRN RANKINGS

Top 5,804

in Total Papers Citations

95

CROSSREF CITATIONS

132

Scholarly Papers (44)

Expectations Uncertainty and Household Economic Behavior

Fisher College of Business Working Paper No. 2018-03-025, Charles A. Dice Center Working Paper No. 20018-25, Proceedings of Paris December 2020 Finance Meeting EUROFIDAI - ESSEC, Kenan Institute of Private Enterprise Research Paper No. 19-3, 10th Miami Behavioral Finance Conference
Number of pages: 64 Posted: 13 Dec 2018 Last Revised: 13 Oct 2020
Santa Clara University (Leavey School of Business), University of North Carolina Kenan-Flagler Business School & NBER, Board of Governors of the Federal Reserve System and Ohio State University (OSU) - Department of Finance
Downloads 419 (102,938)

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uncertainty, expectations, precautionary behavior, consumption, credit, portfolio choice, socioeconomic status

Expectations Uncertainty and Household Economic Behavior

NBER Working Paper No. w25336
Number of pages: 51 Posted: 11 Dec 2018 Last Revised: 24 Sep 2022
Ohio State University (OSU) - Department of Finance, Santa Clara University (Leavey School of Business), University of North Carolina Kenan-Flagler Business School & NBER and Board of Governors of the Federal Reserve System
Downloads 23 (736,853)
Citation 3

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2.

Are Millennials Different?

FEDS Working Paper No. 2018-80
Number of pages: 56 Posted: 03 Dec 2018 Last Revised: 21 Feb 2019
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 433 (99,602)
Citation 2

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3.

Do High Debt Payments Hinder Household Consumption Smoothing?

FEDS Working Paper No. 2007-52
Number of pages: 41 Posted: 05 Dec 2007
Kathleen Johnson and Geng Li
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 219 (203,842)
Citation 7

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household debt, consumer finance, consumer spending

4.

The Debt Payment to Income Ratio as an Indicator of Borrowing Constraints: Evidence from Two Household Surveys

Number of pages: 32 Posted: 03 Apr 2009 Last Revised: 12 Jul 2010
Kathleen Johnson and Geng Li
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 192 (229,851)
Citation 21

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Debt service ratio, Consumption Smoothing, Borrowing constraints

5.

Unsecured Credit Supply over the Credit Cycle: Evidence from Credit Card Mailings

Finance and Economics Discussion Paper Series Paper No. 2011-29
Number of pages: 54 Posted: 25 May 2011 Last Revised: 27 Apr 2013
Song Han, Benjamin J. Keys and Geng Li
Board of Governors of the Federal Reserve System, The Wharton School - University of Pennsylvania, Real Estate Department and Board of Governors of the Federal Reserve System
Downloads 146 (289,275)
Citation 7

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personal bankruptcy, credit supply, credit card, mail solicitation, shrouding, CARD Act

Information Sharing and Stock Market Participation: Evidence from Extended Families

Number of pages: 20 Posted: 15 Apr 2009 Last Revised: 27 Jul 2009
Geng Li
Board of Governors of the Federal Reserve System
Downloads 76 (453,923)
Citation 8

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Information sharing, Stock market participation, Extended families

Information Sharing and Stock Market Participation: Evidence from Extended Families

Number of pages: 27 Posted: 15 Mar 2010
Geng Li
Board of Governors of the Federal Reserve System
Downloads 63 (502,660)
Citation 11

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Information sharing, Stock market participation, Extended families

7.

Household Borrowing After Personal Bankruptcy

Number of pages: 41 Posted: 10 Jan 2009
Song Han and Geng Li
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 135 (307,505)
Citation 17

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Personal bankruptcy, credit constraints, household finance

8.

Credit Scores, Social Capital, and Stock Market Participation

FEDS Working Paper No. 2017-008
Number of pages: 45 Posted: 05 Feb 2017
Jesse Bricker and Geng Li
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 132 (312,880)
Citation 1

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Credit scores, Social Capital, Stock market participation, Trust

Choice of Mortgage Contracts: Evidence from the Survey of Consumer Finances

FEDS Working Paper No. 2007-50
Number of pages: 19 Posted: 29 Nov 2007
Brahima Coulibaly and Geng Li
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 122 (333,012)
Citation 2

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Mortgage contracts, risk aversion, household finance, fixed-rate, adjustable-rate

Choice of Mortgage Contracts: Evidence from the Survey of Consumer Finances

Real Estate Economics, Vol. 37, Issue 4, pp. 659-673, Winter 2009
Number of pages: 15 Posted: 21 Dec 2009
Brahima Coulibaly and Geng Li
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 4 (936,545)
Citation 3

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10.

Are Household Investors Noise Traders: Evidence from Belief Dispersion and Stock Trading Volume

FEDS Working Paper No. 2014-35
Number of pages: 48 Posted: 18 May 2014
Dan Li and Geng Li
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 122 (331,542)
Citation 1

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Belief dispersion, trading volume, household investors, surveys of consumers

11.

Credit Scores and Committed Relationships

FEDS Working Paper No. 2015-081, http://dx.doi.org/10.17016/FEDS.2015.081
Number of pages: 57 Posted: 29 Sep 2015
Jane Dokko, Geng Li and Jessica Hayes
Federal Reserve Bank of Chicago, Board of Governors of the Federal Reserve System and University of California, Los Angeles (UCLA)
Downloads 113 (350,031)
Citation 2

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Credit scores, Committed relationships, Assortative matching, Household finance, Trustworthiness

12.

Studying Consumption with the Panel Study of Income Dynamics: Comparisons with the Consumer Expenditure Survey and an Application to the Intergenerational Transmission of Well-Being

FEDS Working Paper No. 2007-16
Number of pages: 36 Posted: 11 Jul 2007
Board of Governors of the Federal Reserve System, University of Chicago - Harris School of Public Policy, Russell Sage Foundation and University of Michigan at Ann Arbor - Survey Research Center
Downloads 113 (350,031)
Citation 3

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Panel Study of Income Dynamics, Consumer Expenditure Survey, Intergenerational Consumption Correlation

13.

Deadly Subprime Credit

Number of pages: 35 Posted: 03 Sep 2019 Last Revised: 19 Apr 2022
Geng Li, Han Ma and Vincent Yao
Board of Governors of the Federal Reserve System, Shanghai University of Economics and Finance and Georgia State University - J. Mack Robinson College of Business
Downloads 107 (368,057)

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Subprime credit, Traffic fatality, Ridesharing, Fintech

Borrowing from Yourself: 401(K) Loans and Household Balance Sheets

FEDS Working Paper No. 2008-42
Posted: 06 Jul 2021 Last Revised: 03 Jul 2021
Geng Li and Paul A. Smith
Board of Governors of the Federal Reserve System and affiliation not provided to SSRN

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Borrowing from Yourself: 401(K) Loans and Household Balance Sheets

Number of pages: 28 Posted: 14 Aug 2008
Geng Li and Paul A. Smith
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 90 (409,918)
Citation 6

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401(k) loans, household debt, household wealth, consumption

15.

Does Price Regulation Affect Competition? Evidence from Credit Card Solicitations

FEDS Working Paper No. 2019-018, NYU Stern School of Business
Number of pages: 46 Posted: 28 Mar 2019
Yiwei Dou, Geng Li and Joshua Ronen
New York University (NYU) - Department of Accounting, Board of Governors of the Federal Reserve System and New York University (NYU) - Department of Accounting
Downloads 87 (414,851)

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CARD Act, Competitive responsiveness, Credit card market, Regulations

16.

Belief Dispersion, Dispersion of Belief Changes, and Trading Volume: Evidence from Surveys of Consumers and Professional Forecasters

Number of pages: 42 Posted: 17 Mar 2010 Last Revised: 12 Jul 2010
Dan Li and Geng Li
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 80 (436,016)
Citation 1

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Belief Dispersion, Belief Change, Trading Volume, Surveys of Consumers, Survey of Professional Forecasters

17.

Lifecycle Dynamics of Income Uncertainty and Consumption

Number of pages: 31 Posted: 23 Aug 2008
James Feigenbaum and Geng Li
University of Pittsburgh and Board of Governors of the Federal Reserve System
Downloads 68 (476,542)
Citation 4

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consumption hump, income uncertainty, time-inconsistent

18.

Transaction Costs and Consumption

FEDS Working Paper No. 2007-38
Number of pages: 46 Posted: 04 Oct 2007
Geng Li
Board of Governors of the Federal Reserve System
Downloads 64 (491,701)
Citation 1

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Transaction costs, marginal propensity to consume, consumption sensitivity

19.

Information, Contract Design, and Unsecured Credit Supply: Evidence from Credit Card Mailings

FEDS Working Paper No. 2015-103
Number of pages: 57 Posted: 18 Nov 2015 Last Revised: 30 Apr 2016
Song Han, Benjamin J. Keys and Geng Li
Board of Governors of the Federal Reserve System, The Wharton School - University of Pennsylvania, Real Estate Department and Board of Governors of the Federal Reserve System
Downloads 61 (503,488)
Citation 2

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Credit supply, information asymmetry, credit cards, mail solicitation, personal bankruptcy, CARD Act, household finances

20.

Gamblers as Personal Finance Activists

FEDS Working Paper No. 2012-18
Number of pages: 55 Posted: 08 May 2012
Geng Li
Board of Governors of the Federal Reserve System
Downloads 58 (515,675)
Citation 1

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Gambling, consumption, household balance sheet, insurance, charitable giving, unobserved heterogeneity

21.

Belief Dispersion Among Household Investors and Stock Trading Volume

FEDS Working Paper No. 2011-39
Number of pages: 34 Posted: 09 Nov 2011
Geng Li and Dan Li
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 57 (519,826)
Citation 2

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Belief dispersion, trading volume, household investors, Surveys of Consumers

New Evidence on 401(K) Borrowing and Household Balance Sheets

FEDS Working Paper No. 2009-19
Posted: 06 Jul 2021 Last Revised: 03 Jul 2021
Geng Li and Paul A. Smith
Board of Governors of the Federal Reserve System and affiliation not provided to SSRN

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New Evidence on 401(k) Borrowing and Household Balance Sheets

Number of pages: 33 Posted: 27 Mar 2009
Geng Li and Paul A. Smith
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 53 (546,587)

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401(k) loans, household debt, optimal borrowing, double taxation

23.

Learning by Investing: Embodied Technology and Business Cycles

FEDS Working Paper No. 2007-15
Number of pages: 53 Posted: 17 Jul 2008
Geng Li
Board of Governors of the Federal Reserve System
Downloads 50 (550,992)

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Embodied Technology, Learning, Overinvestment

24.

Do People Leave Money on the Table? Evidence from Joint Mortgage Applications and the Minimum FICO Rule

FEDS Notes. No. 2016-03-28 https://doi.org/10.17016/2380-7172.1718
Number of pages: 4 Posted: 17 Mar 2016
Geng Li, Weifeng Wu and Vincent Yao
Board of Governors of the Federal Reserve System, Independent and Georgia State University - J. Mack Robinson College of Business
Downloads 47 (565,210)

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Mistakes; Mortgages; Couples

25.

Are Household Surveys Like Tax Forms: Evidence from Income Underreporting of the Self Employed

NBER Working Paper No. w16527
Number of pages: 58 Posted: 14 Nov 2010 Last Revised: 29 Aug 2022
University of Chicago - Booth School of Business, Board of Governors of the Federal Reserve System and University of Notre Dame - Department of Economics
Downloads 36 (624,499)
Citation 8

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26.

A Semiparametric Characterization of Income Uncertainty over the Lifecycle

Number of pages: 46 Posted: 24 Aug 2008 Last Revised: 12 Jul 2010
James Feigenbaum and Geng Li
University of Pittsburgh and Board of Governors of the Federal Reserve System
Downloads 36 (624,499)
Citation 2

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income uncertainty, forecast errors, nonparametric estimates, lifecycle

Are Adjustable-Rate Mortgage Borrowers Borrowing Constrained?

FEDS Working Paper No. 2011-21
Number of pages: 19 Posted: 20 May 2011 Last Revised: 15 Nov 2011
Kathleen Johnson and Geng Li
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 31 (673,239)
Citation 7

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Adjustable-rate mortgages, consumption, borrowing constraints

Are Adjustable‐Rate Mortgage Borrowers Borrowing Constrained?

Real Estate Economics, Vol. 42, Issue 2, pp. 457-471, 2014
Number of pages: 15 Posted: 20 May 2014
Kathleen Johnson and Geng Li
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 3 (950,979)
Citation 2

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Are Adjustable-Rate Mortgage Borrowers Borrowing Constrained?

Real Estate Economics, Forthcoming
Posted: 27 Nov 2012
Kathleen Johnson and Geng Li
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

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Adjustable-Rate Mortgage, Credit Constraints, Consumption Smoothing

28.

Do Constraints on Market Work Hours Change Home Production Efforts?

Number of pages: 34 Posted: 03 Apr 2009 Last Revised: 27 Jul 2009
Geng Li
Board of Governors of the Federal Reserve System
Downloads 33 (642,641)
Citation 1

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Market hours constraints, home production, leisure time

29.

Household Income Uncertainties Over Three Decades

FEDS Working Paper No. 2011-25
Number of pages: 39 Posted: 19 May 2011 Last Revised: 15 Nov 2011
James Feigenbaum and Geng Li
affiliation not provided to SSRN and Board of Governors of the Federal Reserve System
Downloads 29 (669,465)
Citation 1

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Income uncertainty, Great Moderation, precautionary saving

30.

Does the Card Act Affect Price Responsiveness? Evidence from Credit Card Solicitations

Number of pages: 47 Posted: 05 Mar 2022
Yiwei Dou, Geng Li and Joshua Ronen
New York University (NYU) - Department of Accounting, Board of Governors of the Federal Reserve System and affiliation not provided to SSRN
Downloads 21 (730,642)

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The CARD Act, Price responsiveness, Credit Card Solicitations

31.

A Semiparametric Characterization of Income Uncertainty Over the Life Cycle

FEDS Working Paper No. 2010-42
Number of pages: 52 Posted: 27 Jul 2011
Geng Li and James A. Feigenbaum
Board of Governors of the Federal Reserve System and Utah State University
Downloads 17 (765,050)

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Income uncertainty, forecast errors, semiparametric estimates, lifecycle dynamics

32.

Who Drives Luxury Cars (Only for a While)?

FEDS Notes No. 2015-06-01
Posted: 09 Jul 2021
Christopher J. Kurz and Geng Li
affiliation not provided to SSRN and Board of Governors of the Federal Reserve System

Abstract:

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33.

The Young and the Carless? The Demographics of New Vehicle Purchases

FEDS Notes No. 2016-06-24
Posted: 09 Jul 2021
affiliation not provided to SSRN, Board of Governors of the Federal Reserve System and affiliation not provided to SSRN

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34.

How Does Student Loan Debt Affect Light Vehicle Purchases?

FEDS Notes No. 2015-02-02
Posted: 09 Jul 2021
Christopher J. Kurz and Geng Li
affiliation not provided to SSRN and Board of Governors of the Federal Reserve System

Abstract:

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35.

Developments in the Credit Score Distribution Over 2020

FEDS Notes No. 2021-04-30
Posted: 14 May 2021 Last Revised: 17 Jun 2021
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Consumer Financial Protection Bureau

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36.

Are Income and Credit Scores Highly Correlated?

FEDS Notes No. 2018-08-13
Posted: 20 Aug 2018 Last Revised: 25 Jun 2020
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

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37.

Gender-Related Differences in Credit Use and Credit Scores

FEDS Notes No. 2018-06-22
Posted: 28 Jun 2018 Last Revised: 25 Jun 2020
Geng Li
Board of Governors of the Federal Reserve System

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38.

Comparing Three Credit Scoring Models

FEDS Notes No. 2018-05-21-1
Posted: 06 Jun 2018
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

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39.

Having a Lot Isn't Enough: Trends in Upsizing Houses and Shrinking Lots

FEDS Notes No. 2017-11-03 https://doi.org/10.17016/2380-7172.2090
Posted: 21 Oct 2017
Dillon Bowen and Geng Li
Tufts University and Board of Governors of the Federal Reserve System

Abstract:

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40.

The Young and the Carless? The Demographics of New Vehicle Purchases

Posted: 02 Apr 2016
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

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41.

Is Underemployment Underestimated? Evidence from Panel Data

FEDS Notes No. 2016-05-16 http://dx.doi.org/10.17016/2380-7172.1775
Posted: 01 Apr 2016
Brett McCully and Geng Li
University of California, Los Angeles (UCLA) - Department of Economics and Board of Governors of the Federal Reserve System

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42.

Credit Scores, Trust, and Stock Market Participation

FEDS Notes No. 2015-10-01-1 https://doi.org/10.17016/2380-7172.1588
Posted: 30 Oct 2015
Jesse Bricker and Geng Li
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

Abstract:

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43.

Who Drives Luxury Cars (Only for a While)?

FEDS Notes No. 2015-06-01 https://doi.org/10.17016/2380-7172.1536
Posted: 22 Oct 2015
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

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44.

How Does Student Loan Debt Affect Light Vehicle Purchases?

FEDS Notes No. 2015-02-02 https://doi.org/10.17016/2380-7172.1482
Posted: 22 Oct 2015
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

Abstract:

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