Delvin Davis

Southern Poverty Law Center

Regional Policy Analyst

Montgomery, AL

United States

http://www.splcenter.org

SCHOLARLY PAPERS

10

DOWNLOADS

614

SSRN CITATIONS

3

CROSSREF CITATIONS

4

Scholarly Papers (10)

1.

Under the Hood: Auto Loan Interest Rate Hikes Inflate Consumer Costs and Loan Losses

Number of pages: 25 Posted: 09 Jun 2011
Delvin Davis and Joshua M. Frank
Southern Poverty Law Center and Center for Responsible Lending
Downloads 234 (155,202)
Citation 3

Abstract:

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auto loan, interest rate, markups, delinquency, repossession

2.

Predatory Profiling: The Role of Race and Ethnicity in the Location of Payday Lenders in California

Number of pages: 54 Posted: 07 Jan 2010 Last Revised: 12 Feb 2012
Wei Li, Leslie Parrish, Keith S. Ernst and Delvin Davis
Center for Responsible Lending, Consumer Financial Protection Bureau, Center for Responsible Lending and Southern Poverty Law Center
Downloads 92 (328,843)
Citation 6

Abstract:

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payday lending, access to credit, California, alternative financial services, racial disparities

3.

Driven to Disaster: Car-Title Lending and Its Impact on Consumers

Number of pages: 24 Posted: 03 Mar 2013
Jean Fox, Tom Feltner, Delvin Davis and Uriah King
Consumer Federation of America, Consumer Federation of America, Southern Poverty Law Center and Center for Responsible Lending
Downloads 79 (363,328)
Citation 1

Abstract:

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Car title loans, Asset based lending, High cost loans, Short term loans

4.

Non-Negotiable: Negotiation Doesn't Help African Americans and Latinos on Dealer-Financed Car Loans

Number of pages: 33 Posted: 05 Apr 2014
Delvin Davis
Southern Poverty Law Center
Downloads 63 (407,978)

Abstract:

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auto loan, car loan, negotiation, interest rate markup, add-ons, race, ethnicity, African American, Latino

5.

Deal or No Deal: How Yo-Yo Scams Rig the Game Against Car Buyers

Number of pages: 20 Posted: 04 Apr 2012
Delvin Davis
Southern Poverty Law Center
Downloads 60 (417,920)
Citation 1

Abstract:

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spot delivery, yo-yo, auto finance, loan, car, vehicle, dealership, interest rate, credit

6.

Payday and Car Title Lenders Drain $8 Billion in Fees Every Year

Number of pages: 7 Posted: 21 Oct 2016
Delvin Davis and Diane Standaert
Southern Poverty Law Center and Center for Responsible Lending
Downloads 28 (557,490)

Abstract:

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Payday loans, Car title loans

7.

Perfect Storm: Payday Lenders Harm Florida Consumers Despite State Law

Number of pages: 15 Posted: 21 Oct 2016
Delvin Davis
Southern Poverty Law Center
Downloads 27 (563,351)

Abstract:

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Payday loans, debt, African Americans, Latinos, elderly

8.

Mile High Money: Payday Stores Target Colorado Communities of Color

Number of pages: 5 Posted: 21 Oct 2016
Delvin Davis
Southern Poverty Law Center
Downloads 26 (569,519)

Abstract:

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Payday loans, Installment loans, Colorado, African American, Latino, GIS

9.

Long Road to Nowhere: How Southern States Struggle with Long-Term Incarceration

Number of pages: 20 Posted: 07 Apr 2021
Delvin Davis
Southern Poverty Law Center
Downloads 4 (732,795)

Abstract:

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mass incarceration, prison, parole, sentencing, criminal justice

10.

A Case for Reform: Florida's Cap on Rehabilitation Credits

Number of pages: 12 Posted: 07 Apr 2021
Delvin Davis
Southern Poverty Law Center
Downloads 1 (755,167)

Abstract:

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criminal justice, gain time, prison, mass incarceration