Anthony Pennington-Cross

Marquette University - Dept. of Finance

P.O. Box 1881

Milwaukee, WI 53201-1881

United States

SCHOLARLY PAPERS

21

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CITATIONS
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219

Scholarly Papers (21)

1.

State and Local Anti-Predatory Lending Laws: The Effect of Legal Enforcement Mechanisms

Journal of Economics and Business, Vol. 60, p. 47, 2008
Number of pages: 47 Posted: 10 Aug 2007 Last Revised: 26 Oct 2012
Federal Reserve Bank of Atlanta, Suffolk University Law School, Boston College Law School, Marquette University - Dept. of Finance and University of Pennsylvania - Wharton School, Department of Real Estate
Downloads 855 (26,413)
Citation 23

Abstract:

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Subprime lending, enforcement mechanisms, predatory lending, anti-predatory lending laws, mortgage lending, homeownership

2.

The Delinquency of Subprime Mortgages

FRB of St. Louis Working Paper No. 2005-022A
Number of pages: 40 Posted: 28 Jul 2005
Michelle A. Danis and Anthony Pennington-Cross
Government of the United States of America - Office of Federal Housing Enterprise Oversight and Marquette University - Dept. of Finance
Downloads 650 (38,391)
Citation 25

Abstract:

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Mortgages, Subprime, Delinquency

3.

A Dynamic Look at Subprime Loan Performance

FRB St. Louis Working Paper No. 2005-029A
Number of pages: 31 Posted: 28 Jul 2005
Michelle A. Danis and Anthony Pennington-Cross
Government of the United States of America - Office of Federal Housing Enterprise Oversight and Marquette University - Dept. of Finance
Downloads 536 (49,409)
Citation 15

Abstract:

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Mortgages, Subprime, Delinquency

4.
Downloads 487 ( 55,832)
Citation 27

The Value of Foreclosed Property

FRB of St. Louis Working Paper No. 2004-022A
Number of pages: 28 Posted: 29 Jul 2005
Anthony Pennington-Cross
Marquette University - Dept. of Finance
Downloads 314 (93,123)
Citation 27

Abstract:

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Distressed property, foreclosure, bargaining power, real estate owned property

The Value of Foreclosed Property

Journal of Real Estate Research, Vol. 28, No. 2, 2006
Number of pages: 22 Posted: 20 Dec 2006
Anthony Pennington-Cross
Marquette University - Dept. of Finance
Downloads 173 (169,320)
Citation 27

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price, appreciation, distressed, foreclosed

Subprime Refinancing: Equity Extraction and Mortgage Termination

FRB of St. Louis Working Paper No. 2006-023A
Number of pages: 44 Posted: 20 Apr 2006
Souphala Chomsisengphet and Anthony Pennington-Cross
Office of the Comptroller of the Currency (OCC) and Marquette University - Dept. of Finance
Downloads 379 (74,919)
Citation 15

Abstract:

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Mortgage, Refinance, Cash-out, Consumption

Subprime Refinancing: Equity Extraction and Mortgage Termination

Real Estate Economics, Vol. 35, No. 2, pp. 233-263, Summer 2007
Number of pages: 31 Posted: 24 May 2007
Anthony Pennington-Cross and Souphala Chomsisengphet
Marquette University - Dept. of Finance and Office of the Comptroller of the Currency (OCC)
Downloads 20 (526,974)
Citation 15
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The Duration of Foreclosures in the Subprime Mortgage Market: A Competing Risks Model with Mixing

Journal of Real Estate Finance and Economics, Forthcoming
Number of pages: 37 Posted: 08 May 2006 Last Revised: 24 Dec 2008
Anthony Pennington-Cross
Marquette University - Dept. of Finance
Downloads 396 (71,183)
Citation 17

Abstract:

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Mortgages, Subprime, Foreclosure

The Duration of Foreclosures in the Subprime Mortgage Market: A Competing Risks Model with Mixing

Journal of Real Estate Finance and Economics, Vol. 40, No. 2, 2010
Posted: 10 Nov 2009 Last Revised: 16 Nov 2011
Anthony Pennington-Cross
Marquette University - Dept. of Finance

Abstract:

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mortgages, subprime, foreclosure

The Termination of Subprime Hybrid and Fixed Rate Mortgages

FRB of St. Louis Working Paper No. 2006-042A
Number of pages: 38 Posted: 17 Jul 2006
Anthony Pennington-Cross and Giang Ho
Marquette University - Dept. of Finance and University of California, Los Angeles (UCLA)
Downloads 377 (75,332)
Citation 31

Abstract:

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Mortgage, default, prepayment, subprime, adjustable Rate, hybrid

The Termination of Subprime Hybrid and Fixed-Rate Mortgages

Real Estate Economics, Vol. 38, No. 3, pp. 399-426, Fall 2010
Number of pages: 28 Posted: 18 Aug 2010
Anthony Pennington-Cross and Giang Ho
Marquette University - Dept. of Finance and University of California, Los Angeles (UCLA)
Downloads 4 (631,867)
Citation 31
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8.

Mortgage Product Substitution and State Anti-Predatory Lending Laws: Better Loans and Better Borrowers?

Atlantic Economic Journal, Vol. 40, p. 273, 2012, U of Penn, Inst for Law & Econ Research Paper No. 09-27, Suffolk University Law School Research Paper No. 09-44
Number of pages: 51 Posted: 26 Aug 2009 Last Revised: 24 Oct 2012
Federal Reserve Bank of Atlanta, Office of the Comptroller of the Currency (OCC), Suffolk University Law School, Boston College Law School, Marquette University - Dept. of Finance and University of Pennsylvania - Wharton School, Department of Real Estate
Downloads 304 (97,401)
Citation 4

Abstract:

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Real estate, mortgages, housing, abusive lending, predatory lending, mortgage products, product substitution, adjustment to prohibition

9.

Product Innovation & Mortgage Selection in the Subprime Era

Number of pages: 37 Posted: 28 Oct 2008
Souphala Chomsisengphet, Timothy Murphy and Anthony Pennington-Cross
Office of the Comptroller of the Currency (OCC), affiliation not provided to SSRN and Marquette University - Dept. of Finance
Downloads 288 (102,896)
Citation 3

Abstract:

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mortgage, subprime, alternative

10.

Loan Servicer Heterogeneity and the Termination of Subprime Mortgages

FRB of St. Louis Working Paper No. 2006-024A
Number of pages: 34 Posted: 22 Apr 2006
Anthony Pennington-Cross and Giang Ho
Marquette University - Dept. of Finance and University of California, Los Angeles (UCLA)
Downloads 239 (124,917)
Citation 7

Abstract:

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Mortgage, Default, Prepayment, Servicer

11.

The Impact of Local Predatory Lending Laws on the Flow of Subprime Credit

FRB of St. Louis Working Paper No. 2006-009A
Number of pages: 56 Posted: 27 Feb 2006
Giang Ho and Anthony Pennington-Cross
University of California, Los Angeles (UCLA) and Marquette University - Dept. of Finance
Downloads 185 (159,318)
Citation 16

Abstract:

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Mortgages, Predatory, Laws, Subprime

12.

The Impact of Local Predatory Lending Laws

FRB of St. Louis Working Paper No. 2005-049A
Number of pages: 89 Posted: 28 Jul 2005
Giang Ho and Anthony Pennington-Cross
University of California, Los Angeles (UCLA) and Marquette University - Dept. of Finance
Downloads 184 (160,125)
Citation 19

Abstract:

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Mortgages, Predatory, Laws, Subprime

13.

Predatory Lending Laws and the Cost of Credit

FRB of St. Louis Working Paper No. 2006-022A
Number of pages: 44 Posted: 21 Apr 2006
Giang Ho and Anthony Pennington-Cross
University of California, Los Angeles (UCLA) and Marquette University - Dept. of Finance
Downloads 174 (168,308)
Citation 8

Abstract:

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mortgages, predatory, laws, subprime, interest rates

Mortgage Default and Prepayment Risks Among Moderate and Low Income Households

Real Estate Economics, Forthcoming
Number of pages: 58 Posted: 26 Oct 2011
Roberto Quercia, Anthony Pennington-Cross and Chao Yue Tian
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning, Marquette University - Dept. of Finance and SWUFE
Downloads 84 (292,389)

Abstract:

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low income, mortgage, credit score, default, prepayment

Mortgage Default and Prepayment Risks Among Moderate and Low Income Households

Real Estate Economics, Forthcoming
Posted: 22 Feb 2012
Roberto Quercia, Anthony Pennington-Cross and Chao Yue Tian
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning, Marquette University - Dept. of Finance and SWUFE

Abstract:

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mortgage, default, prepayment, low income, moderate income

Mortgage Default and Prepayment Risks Among Moderate and Low Income Households

Real Estate Economics, Forthcoming
Posted: 22 Feb 2012
Roberto Quercia, Anthony Pennington-Cross and Chao Yue Tian
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning, Marquette University - Dept. of Finance and SWUFE

Abstract:

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mortgage, default, prepayment, low income, moderate income

Differential Impacts of Structural and Cyclical Unemployment on Mortgage Default and Prepayment

Journal of Real Estate Finance and Economics, Forthcoming
Number of pages: 56 Posted: 31 May 2012 Last Revised: 02 Mar 2015
Roberto Quercia, Anthony Pennington-Cross and Chao Yue Tian
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning, Marquette University - Dept. of Finance and SWUFE
Downloads 49 (389,354)

Abstract:

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Structural and Cyclical Unemployment, Mortgage Default and Prepayment

Differential Impacts of Structural and Cyclical Unemployment on Mortgage Default and Prepayment

Journal of Real Estate Finance and Economics, Vol. 53, No. 3, 2016
Posted: 19 Sep 2016
Roberto Quercia, Anthony Pennington-Cross and Chao Yue Tian
University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning, Marquette University - Dept. of Finance and SWUFE

Abstract:

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Structural and cyclical unemployment, Mortgage performance

16.

The Impact of State Antipredatory Lending Laws: Policy Implications and Insights

BORROWING TO LIVE: CONSUMER AND MORTGAGE CREDIT REVISITED, Joint Center for Housing Studies, Harvard University and Brookings Institution Press, 2008, 3rd Annual Conference on Empirical Legal Studies Papers
Number of pages: 41 Posted: 03 Apr 2008 Last Revised: 25 Oct 2012
Federal Reserve Bank of Atlanta, Boston College Law School, Marquette University - Dept. of Finance, University of Pennsylvania - Wharton School, Department of Real Estate and Suffolk University Law School
Downloads 20 (509,579)
Citation 1

Abstract:

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subprime, lending regulations, mortgages, predatory lending

17.

Predatory Lending Laws and the Cost of Credit

Real Estate Economics, Vol. 36, Issue 2, pp. 175-211, Summer 2008
Number of pages: 37 Posted: 08 May 2008
Anthony Pennington-Cross and Giang Ho
Marquette University - Dept. of Finance and University of California, Los Angeles (UCLA)
Downloads 1 (633,036)
Citation 8
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18.

Commercial Property Rent Dynamics in U.S. Metropolitan Areas: An Examination of Office, Industrial, Flex and Retail Space

Journal of Real Estate Finance and Economics, Vol. 46, No. 2, 2013
Posted: 01 Feb 2013
Maria Ibanez and Anthony Pennington-Cross
Independent and Marquette University - Dept. of Finance

Abstract:

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commercial real estate, rent, dynamics, office property, flex property, retail property, industrial property

19.

Alternative Methods of Increasing the Precision of Weighted Repeat Sales House Prices Indices

Journal of Real Estate Finance and Economics, Vol. 28, No. 3
Posted: 06 Aug 2003
Michele (Shelly) C. Harter Dreiman and Anthony Pennington-Cross
Government of the United States of America - Office of Federal Housing Enterprise Oversight and Marquette University - Dept. of Finance

Abstract:

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repeat sales, house price(s), price tiers, asymmetry

20.

Credit History and the Performance of Prime and Nonprime Mortgages

Journal of Real Estate Finance & Economics, Vol. 27, No. 3
Posted: 10 Jul 2003
Anthony Pennington-Cross
Marquette University - Dept. of Finance

Abstract:

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mortgage, performance, default, prepay, prepayment, unobserved heterogeneity, credit history, credit curing

21.

Measuring External Shocks to the City Economy: An Index of Export Prices and Terms of Trade

REAL ESTATE ECONOMICS, Spring 1997
Posted: 11 Apr 1997
Anthony Pennington-Cross
Marquette University - Dept. of Finance

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