Robert E. Hoyt

University of Georgia - C. Herman and Mary Virginia Terry College of Business

Dudley L. Moore, Jr. Chair of Insurance

Athens, GA 30602-6255

United States

SCHOLARLY PAPERS

19

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SSRN CITATIONS
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Top 4,460

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43

CROSSREF CITATIONS

190

Scholarly Papers (19)

1.
Downloads 3,412 ( 2,937)
Citation 56

The Value of Enterprise Risk Management

Journal of Risk and Insurance, Forthcoming
Number of pages: 42 Posted: 30 Jul 2009 Last Revised: 20 Nov 2010
Robert E. Hoyt and Andre P. Liebenberg
University of Georgia - C. Herman and Mary Virginia Terry College of Business and University of Mississippi - School of Business Administration
Downloads 3,407 (2,890)
Citation 10

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Enterprise risk management, firm value, selection bias, insurance companies.

The Value of Enterprise Risk Management

Journal of Risk and Insurance, Vol. 78, Issue 4, pp. 795-822, 2011
Number of pages: 28 Posted: 24 Nov 2011
Robert E. Hoyt and Andre P. Liebenberg
University of Georgia - C. Herman and Mary Virginia Terry College of Business and University of Mississippi - School of Business Administration
Downloads 5 (648,643)
Citation 10
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2.
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Citation 9

The Demand for Life Insurance Policy Loans

Journal of Risk and Insurance, Forthcoming
Number of pages: 25 Posted: 27 Sep 2007 Last Revised: 22 Jun 2016
Andre P. Liebenberg, James M. Carson and Robert E. Hoyt
University of Mississippi - School of Business Administration, University of Georgia and University of Georgia - C. Herman and Mary Virginia Terry College of Business
Downloads 619 (41,924)

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Life Insurance, Policy Loans, Emergency Fund Hypothesis, Survey of Consumer Finances

The Demand for Life Insurance Policy Loans

Journal of Risk and Insurance, Vol. 77, No. 3, pp. 651-666, September 2010
Number of pages: 16 Posted: 04 Aug 2010
Andre P. Liebenberg, James M. Carson and Robert E. Hoyt
University of Mississippi - School of Business Administration, University of Georgia and University of Georgia - C. Herman and Mary Virginia Terry College of Business
Downloads 3 (665,213)
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The Demand for Life Insurance Policy Loans

Journal of Risk and Insurance, Vol. 77, Issue 3, pp. 651-666, 2010
Number of pages: 16 Posted: 08 Mar 2018
Andre P. Liebenberg, James M. Carson and Robert E. Hoyt
University of Mississippi - School of Business Administration, University of Georgia and University of Georgia - C. Herman and Mary Virginia Terry College of Business
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3.

On the Demand for Corporate Property Insurance

Number of pages: 29 Posted: 17 Sep 1999
Robert E. Hoyt and Ho Khang
University of Georgia - C. Herman and Mary Virginia Terry College of Business and Daishin Life Insurance Co.
Downloads 572 (47,190)
Citation 3

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4.

The Demand for Flood Insurance: Empirical Evidence

Number of pages: 28 Posted: 28 Jul 1999
Mark J. Browne and Robert E. Hoyt
St. John's University - Peter J. Tobin College of Business and University of Georgia - C. Herman and Mary Virginia Terry College of Business
Downloads 511 (54,418)
Citation 6

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5.

Incentive Compensation and the Use of Contingent Commissions by Smaller Distribution Channel Members

Number of pages: 21 Posted: 10 Oct 2006
James M. Carson, Randy E. Dumm and Robert E. Hoyt
University of Georgia, Florida State University - Department of Risk Management/Insurance, Real Estate and Business Law and University of Georgia - C. Herman and Mary Virginia Terry College of Business
Downloads 401 (73,266)
Citation 2

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Contingent Commission, Compensation, Insurance, Intermediary

6.

The Impact of Enterprise Risk Management on the Marginal Cost of Reducing Risk: Evidence from the Insurance Industry

Journal of Banking and Finance, Forthcoming
Number of pages: 43 Posted: 18 Apr 2014
David L. Eckles, Robert E. Hoyt and Steve Miller
University of Georgia - Department of Insurance, Legal Studies, Real Estate, University of Georgia - C. Herman and Mary Virginia Terry College of Business and USF Sarasota-Manatee
Downloads 345 (87,188)
Citation 1

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Risk management; Enterprise Risk Management; Financial Institution; Insurance

7.

The Effectiveness of Insurance Fraud Statutes: Evidence from Automobile Insurance

Number of pages: 35 Posted: 07 Jan 2005
Robert E. Hoyt, David B. Mustard and Lawrence S. Powell
University of Georgia - C. Herman and Mary Virginia Terry College of Business, University of Georgia - C. Herman and Mary Virginia Terry College of Business - Department of Economics and Alabama Center for Insurance Information and Research
Downloads 305 (99,913)

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Insurance fraud, automobile insurance, moral hazard

8.

The Effect of Liability Environment on Tort System Costs: Evidence from Automobile Insurance

Number of pages: 29 Posted: 29 Sep 2005
Robert E. Hoyt and Lawrence S. Powell
University of Georgia - C. Herman and Mary Virginia Terry College of Business and Alabama Center for Insurance Information and Research
Downloads 196 (156,185)

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Tort reform, Legal liability, Insurance

9.

Dead or Alive? The Law, Policy, and Market Effects of Legislation on Unclaimed Life Insurance Benefits

Notre Dame Journal of Law, Ethics and Public Policy, Forthcoming
Number of pages: 27 Posted: 30 Mar 2016 Last Revised: 17 Oct 2017
James M. Carson, Robert E. Hoyt and Tim Samples
University of Georgia, University of Georgia - C. Herman and Mary Virginia Terry College of Business and University of Georgia - Terry College of Business
Downloads 169 (178,361)

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10.

Adverse Selection in the Credit Life Insurance Market

Number of pages: 30 Posted: 21 Mar 2012
Auburn University - Harbert College of Business, University of Mississippi - School of Business Administration, University of Georgia - C. Herman and Mary Virginia Terry College of Business and University of Mississippi - School of Business Administration
Downloads 123 (230,951)
Citation 1

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Adverse selection, Asymmetric Information, Credit Life Insurance, Life Insurance

11.

Sunk Costs and Screening: Two-Part Tariffs in Life Insurance

Number of pages: 26 Posted: 03 Nov 2016 Last Revised: 26 Apr 2017
University of Georgia, Temple University, University of Georgia - C. Herman and Mary Virginia Terry College of Business and Illinois State University
Downloads 64 (348,401)

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Asymmetric Information, Adverse Selection, Signaling, Sunk Cost Bias, Insurance Markets, Life Insurance, Lapsing

12.

The Determinants of Enterprise Risk Management: Evidence from the Appointment of Chief Risk Officers

Risk Management & Insurance Review, Vol. 6, pp. 37-52, February 2003
Number of pages: 16 Posted: 22 Sep 2003
Andre P. Liebenberg and Robert E. Hoyt
University of Mississippi - School of Business Administration and University of Georgia - C. Herman and Mary Virginia Terry College of Business
Downloads 41 (424,280)
Citation 2
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13.

Getting the Word Out About Aria

Risk Management and Insurance Review, Vol. 7, pp. 1-8, March 2004
Number of pages: 8 Posted: 08 Jul 2004
Robert E. Hoyt
University of Georgia - C. Herman and Mary Virginia Terry College of Business
Downloads 17 (544,451)
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14.

Managerial Career Concerns and Enterprise Risk Management Adoption

Number of pages: 44 Posted: 27 Nov 2018
University of Cologne - Department of Risk Management and Insurance, University of Iowa - Department of Finance and University of Georgia - C. Herman and Mary Virginia Terry College of Business
Downloads 10 (587,795)

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Enterprise risk management, hedging, career concerns

15.

Sunk Costs and Screening: Two-Part Tariffs in Life Insurance

Number of pages: 26 Posted: 03 Nov 2016
University of Georgia, Temple University, University of Georgia - C. Herman and Mary Virginia Terry College of Business and Illinois State University
Downloads 7 (607,247)

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Asymmetric Information, Adverse Selection, Signaling, Sunk Cost Bias, Insurance Markets, Life Insurance, Lapsing

16.

Risk Management Case Project

Risk Management and Insurance Review, Vol. 13, Issue 1, pp. 147-159, 2010
Number of pages: 13 Posted: 09 Apr 2012
University of Georgia - C. Herman and Mary Virginia Terry College of Business, Florida State University - Department of Risk Management/Insurance, Real Estate and Business Law and Florida State University - College of Business
Downloads 3 (635,502)
Citation 1
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17.

Capital Market Development, Competition, Property Rights, and the Value of Insurer Product‐Line Diversification: A Cross‐Country Analysis

Journal of Risk and Insurance, Vol. 80, Issue 2, pp. 423-459, 2013
Number of pages: 37 Posted: 22 May 2013
Thomas Berry-Stölzle, Robert E. Hoyt and Sabine Wende
University of Iowa - Department of Finance, University of Georgia - C. Herman and Mary Virginia Terry College of Business and University of Cologne - Faculty of Management, Economics and Social Sciences
Downloads 0 (674,279)
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18.

Determinants of Corporate Hedging Behavior: Evidence from the Life Insurance Industry

Journal of Risk and Insurance, Vol. 64 No. 4, December 1997
Posted: 06 May 1998
L. Lee Colquitt and Robert E. Hoyt
Auburn University - Harbert College of Business and University of Georgia - C. Herman and Mary Virginia Terry College of Business

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19.

Life Insurer Financial Distress: Classification Models and Empirical Evidence

J. OF RISK AND INSURANCE, Vol. 62 No. 4, December 1995
Posted: 05 May 1998
James M. Carson and Robert E. Hoyt
University of Georgia and University of Georgia - C. Herman and Mary Virginia Terry College of Business

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