Andrew Sutherland

Massachusetts Institute of Technology

Ford International Career Development Professor, Associate Professor

100 Main Street

Cambridge, MA 02142

United States

http://https://mitsloan.mit.edu/faculty/directory/andrew-gordon-sutherland

  • Massachusetts Institute of Technology

SCHOLARLY PAPERS

14

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100

CROSSREF CITATIONS

24

Scholarly Papers (14)

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1.

Financial Statements as Monitoring Mechanisms: Evidence from Small Commercial Loans

Downloads 1,392 ( 19,591)
Citation 32

Financial Statements as Monitoring Mechanisms: Evidence from Small Commercial Loans

Chicago Booth Research Paper No. 13-75
Number of pages: 75 Posted: 19 Sep 2013 Last Revised: 02 Jun 2016
Michael Minnis and Andrew Sutherland
University of Chicago - Booth School of Business and Massachusetts Institute of Technology
Downloads 1,392 (19,217)
Citation 32

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Loan monitoring, financial contracting, collateral, debt contracts, relationship lending, tax returns, credit risk, banks

Financial Statements as Monitoring Mechanisms: Evidence from Small Commercial Loans

Journal of Accounting Research, Vol. 55, No. 1, March 2017
Posted: 25 Jul 2017
Michael Minnis and Andrew Sutherland
University of Chicago - Booth School of Business and Massachusetts Institute of Technology

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Loan Monitoring; Financial Contracting; Collateral; Debt Contracts; Relationship Lending; Tax Returns; Credit Risk; Banks

2.

Institutional Investor Attention and Firm Disclosure

Number of pages: 59 Posted: 08 Nov 2017 Last Revised: 25 Nov 2019
Inna Abramova, John E. Core and Andrew Sutherland
London Business School, Massachusetts Institute of Technology (MIT) - Sloan School of Management and Massachusetts Institute of Technology
Downloads 1,232 (23,502)
Citation 10

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disclosure, management forecasts, liquidity, institutional ownership, passive investors, corporate governance, monitoring

3.

Economic Growth and Financial Statement Verification

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Economic Growth and Financial Statement Verification

Chicago Booth Research Paper No. 14-30
Number of pages: 77 Posted: 30 Sep 2014 Last Revised: 02 Sep 2016
Petro Lisowsky, Michael Minnis and Andrew Sutherland
Boston University Questrom School of Business, University of Chicago - Booth School of Business and Massachusetts Institute of Technology
Downloads 1,177 (24,718)
Citation 10

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economic growth, commercial lending, banks, financial crisis, audit, verification, financial statements, lending standards

Economic Growth and Financial Statement Verification

Journal of Accounting Research, Vol. 55, No. 4, 2017
Posted: 14 Nov 2017
Petro Lisowsky, Michael Minnis and Andrew Sutherland
Boston University Questrom School of Business, University of Chicago - Booth School of Business and Massachusetts Institute of Technology

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economic growth; commercial lending; banks; financial crisis;audit; verification; financial statements; lending standards

4.

Commercial Lending Concentration and Bank Expertise: Evidence from Borrower Financial Statements

Chicago Booth Research Paper No. 15-42
Number of pages: 79 Posted: 23 Sep 2015 Last Revised: 24 May 2017
Philip G. Berger, Michael Minnis and Andrew Sutherland
University of Chicago - Booth School of Business, University of Chicago - Booth School of Business and Massachusetts Institute of Technology
Downloads 1,140 (26,321)
Citation 22

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commercial lending, monitoring, information economics, lending concentration, financial statements, bank regulation, auditing, hard and soft information, theory of the firm

5.

Does Credit Reporting Lead to a Decline in Relationship Lending? Evidence from Information Sharing Technology

MIT Sloan Research Paper No. 5170-16
Number of pages: 68 Posted: 06 Jul 2015 Last Revised: 10 May 2019
Andrew Sutherland
Massachusetts Institute of Technology
Downloads 946 (34,367)
Citation 26

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debt contracts; information sharing; information asymmetries; hard and soft information; credit bureaus; relationship lending; transactional lending; information economics; entrepreneurial finance; credit reports; credit scores, FinTech

6.

How Voluntary Information Sharing Systems Form: Evidence from a U.S. Commercial Credit Bureau

Journal of Financial Economics (JFE), Forthcoming
Number of pages: 60 Posted: 22 Apr 2020 Last Revised: 19 Aug 2021
Jose Maria Liberti, Jason Sturgess and Andrew Sutherland
Northwestern University - Kellogg School of Management, Queen Mary University of London and Massachusetts Institute of Technology
Downloads 822 (41,804)
Citation 1

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information sharing, access to credit, financial intermediation, fintech, SMEs

7.

Can Ethics be Taught? Evidence from Securities Exams and Investment Adviser Misconduct

Number of pages: 46 Posted: 10 Oct 2019 Last Revised: 26 Dec 2019
Zachary T Kowaleski, Andrew Sutherland and Felix Vetter
University of Texas at Austin, Massachusetts Institute of Technology and University of Mannheim
Downloads 819 (42,013)
Citation 4

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ethics; ethics training; compliance training; financial misconduct; financial regulation; fraud; investment advisers; labor economics

8.

Auditors are Known by the Companies They Keep

Number of pages: 72 Posted: 19 Feb 2019 Last Revised: 04 Feb 2020
Jonathan A Cook, Zachary T Kowaleski, Michael Minnis, Andrew Sutherland and Karla M. Zehms
U.S. Securities and Exchange Commissionaffiliation not provided to SSRN, University of Texas at Austin, University of Chicago - Booth School of Business, Massachusetts Institute of Technology and University of Wisconsin - Madison - Department of Accounting and Information Systems
Downloads 644 (57,665)
Citation 8

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auditing, audit market structure, broker-dealers, financial advisers, financial intermediation, financial misconduct, reputation

9.

Regulatory Spillovers in Common Audit Markets

Chicago Booth Research Paper No. 17-24, MIT Sloan Research Paper No. 5234-17
Number of pages: 48 Posted: 19 Aug 2017 Last Revised: 15 Mar 2019
Raphael Duguay, Michael Minnis and Andrew Sutherland
Yale School of Management, University of Chicago - Booth School of Business and Massachusetts Institute of Technology
Downloads 615 (61,163)
Citation 7

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Sarbanes-Oxley, securities regulation, auditing, market structure, accounting, private firms, non-profits, labor economics

10.

RegTech

Number of pages: 56 Posted: 05 Jan 2022 Last Revised: 29 Apr 2022
Ben Charoenwong, Zachary T Kowaleski, Alan Kwan and Andrew Sutherland
National University of Singapore - Department of Finance, University of Texas at Austin, The University of Hong Kong and Massachusetts Institute of Technology
Downloads 608 (62,217)

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RegTech, FinTech, technology adoption, financial regulation, compliance, internal controls, complementary investments, software bundling

11.

Learning about Competitors: Evidence from SME Lending

Number of pages: 61 Posted: 11 Dec 2018 Last Revised: 18 May 2020
Olivier Darmouni and Andrew Sutherland
Columbia University - Columbia Business School and Massachusetts Institute of Technology
Downloads 482 (82,805)
Citation 5

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learning, information sharing, market structure, corporate loans, SME lending, loan maturity

12.

Supervisor Influence on Employee Financial Misconduct

Number of pages: 58 Posted: 27 Jul 2020 Last Revised: 24 May 2021
Zachary T Kowaleski, Andrew Sutherland and Felix Vetter
University of Texas at Austin, Massachusetts Institute of Technology and University of Mannheim
Downloads 289 (146,699)

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financial misconduct; information asymmetries; investment advisers; organizational economics; delegation

13.

Technology is Changing Lending: Implications for Research (A Discussion of Costello, Down, and Mehta (2020))

Number of pages: 25 Posted: 01 Oct 2020
Andrew Sutherland
Massachusetts Institute of Technology
Downloads 107 (343,075)

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Fintech; relationship lending; loan officers; discretion; trade credit; commercial lending

14.

Valuing Real Options: Insights from Competitive Strategy

THE VALUATION HANDBOOK: VALUATION TECHNIQUES FROM TODAY'S TOP PRACTITIONERS, Forthcoming
Posted: 29 Sep 2008 Last Revised: 17 Sep 2013
Andrew Sutherland and Jeffrey R. Williams
Massachusetts Institute of Technology and Tepper School of Business, Carnegie Mellon University

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Real Options, Valuation, Option Pricing, Corporate Finance, Investment Analysis, Capital Budgeting, Competitive Strategy, Competitive Dynamics, Business Strategy, Economic Value Added, Future Growth Value

Other Papers (1)

Total Downloads: 10
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1.

Learning About Competitors: Evidence from SME Lending

Number of pages: 50 Posted: 01 Aug 2018
Olivier Darmouni and Andrew Sutherland
Columbia University - Columbia Business School and Massachusetts Institute of Technology
Downloads 10

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information sharing, competition, coordination, credit bureau, corporate loans, information aggregation