Alan M. White

CUNY School of Law

2 Court Square

Long Island City, NY 11101

United States

CUNY School of Law

Professor

2 Court Square

Long Island City, NY 11101

United States

SCHOLARLY PAPERS

16

DOWNLOADS
Rank 12,083

SSRN RANKINGS

Top 12,083

in Total Papers Downloads

7,970

TOTAL CITATIONS
Rank 24,039

SSRN RANKINGS

Top 24,039

in Total Papers Citations

15

Scholarly Papers (16)

1.

Deleveraging the American Homeowner: The Failure of 2008 Voluntary Mortgage Contract Modifications

Connecticut Law Review, Vol. 41, p. 1107, 2009
Number of pages: 30 Posted: 12 Jan 2009 Last Revised: 07 Aug 2009
Alan M. White and Alan M. White
CUNY School of LawCUNY School of Law
Downloads 1,205 (35,247)
Citation 5

Abstract:

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subprime, foreclosure, financial crisis, mortgage modification

2.

Rewriting Contracts, Wholesale: Data on Voluntary Mortgage Modifications from 2007 and 2008 Remittance Reports

Fordham Urban Law Journal, Vol. 36, p. 509, 2009
Number of pages: 32 Posted: 27 Aug 2008 Last Revised: 07 Aug 2009
Alan M. White and Alan M. White
CUNY School of LawCUNY School of Law
Downloads 1,135 (38,412)
Citation 2

Abstract:

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3.

Losing the Paper – Mortgage Assignments, Note Transfers and Consumer Protection

Loyola Consumer Law Review, Vol. 24, No. 468, 2012
Number of pages: 37 Posted: 30 Oct 2012 Last Revised: 07 Nov 2012
Alan M. White and Alan M. White
CUNY School of LawCUNY School of Law
Downloads 1,101 (40,238)
Citation 2

Abstract:

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4.

The Case for Banning Subprime Mortgages

Valparaiso University Legal Studies Research Paper No. 08-06, University of Cincinnati Law Review, Vol. 77, p. 617, 2008
Number of pages: 38 Posted: 28 Dec 2007 Last Revised: 20 Apr 2010
Alan M. White and Alan M. White
CUNY School of LawCUNY School of Law
Downloads 898 (53,518)

Abstract:

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banking and finance, consumer protection law, law and economics, law and society, social welfare

5.

Risk-Based Mortgage Pricing: Present and Future Research

Housing Policy Debate, Vol. 15, No. 3, 2004
Number of pages: 29 Posted: 07 Sep 2007
Alan M. White and Alan M. White
CUNY School of LawCUNY School of Law
Downloads 551 (100,981)

Abstract:

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Risk-Based Pricing, mortgage, subprime, predatory lending

6.
Downloads 465 (124,035)
Citation 1

Behavior and Contract

Valparaiso University Legal Studies Research Paper No. 07-02
Number of pages: 52 Posted: 18 Sep 2007
Alan M. White and Alan M. White
CUNY School of LawCUNY School of Law
Downloads 465 (122,618)
Citation 1

Abstract:

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Behavior and Contract

Law and Inequality: A Journal of Theory and Practice, Vol. 27, p. 135, 2009, Valparaiso University Legal Studies Research Paper No. 07-02
Posted: 21 May 2008 Last Revised: 07 Aug 2009
Alan M. White and Alan M. White
CUNY School of LawCUNY School of Law

Abstract:

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Contracts, Consumer Behavior, Rational Choice Theory, Behavioral Economics

7.

Literacy and Contract

Stanford Law & Policy Review, Vol. 13, No. 2, 2002
Number of pages: 35 Posted: 28 Aug 2007
Alan M. White, Alan M. White and Cathy Lesser Mansfield
CUNY School of LawCUNY School of Law and Case Western Reserve University School of Law
Downloads 458 (126,289)

Abstract:

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literacy, contract, unconscionability, disclosure, consumer

8.

Borrowing While Black: Applying Fair Lending Laws to Risk-Based Mortgage Pricing

South Carolina Law Review, Vol. 60, No. 3, 2009
Number of pages: 30 Posted: 17 Nov 2009
Alan M. White and Alan M. White
CUNY School of LawCUNY School of Law
Downloads 388 (153,146)

Abstract:

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9.

Banks as Utilities

Tulane Law Review, Vol. 90, 2016
Number of pages: 43 Posted: 05 Oct 2016
Alan M. White and Alan M. White
CUNY School of LawCUNY School of Law
Downloads 355 (168,887)

Abstract:

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Banks Utility Regulation

10.

Welfare Economics and Regulation of Small-Loan Credit: Lessons from Microcredit in Developing Nations

Valparaiso University Legal Studies Research Paper No. 10-12, Washington and Lee Law Review, Vol. 69, No. 4, 2012
Number of pages: 45 Posted: 20 Nov 2010 Last Revised: 08 Jan 2014
Alan M. White and Alan M. White
CUNY School of LawCUNY School of Law
Downloads 341 (176,425)

Abstract:

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welfare economics, micro credit, payday loans, credit regulation

11.

The Impact of State Anti-Predatory Lending Laws on the Foreclosure Crisis

5th Annual Conference on Empirical Legal Studies Paper, 21 Cornell Journal of Law and Public Policy 247 (2011)
Number of pages: 39 Posted: 03 Jul 2010 Last Revised: 17 Nov 2012
Lei Ding, Carolina Reid, Roberto Quercia, Alan M. White and Alan M. White
University of North Carolina (UNC) at Chapel Hill, University of California, Berkeley, University of North Carolina (UNC) at Chapel Hill - Department of City and Regional Planning and CUNY School of LawCUNY School of Law
Downloads 310 (195,311)

Abstract:

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12.

What's Wrong with Public Service Loan Forgiveness and How to Fix it

Number of pages: 30 Posted: 18 Nov 2019
Tyler Curtis, Alan M. White and Alan M. White
CUNY School of Law, Students and CUNY School of LawCUNY School of Law
Downloads 262 (232,296)
Citation 1

Abstract:

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Student loans, Higher Education Finance, Education Department

13.

Stop Teaching Consideration

Nevada Law Journal, Vol. 20, No. 2, 2020
Number of pages: 44 Posted: 21 May 2020
Alan M. White and Alan M. White
CUNY School of LawCUNY School of Law
Downloads 169 (350,152)

Abstract:

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contract, consideration

14.

Saving Homes? Bankruptcies and Loan Modifications in the Foreclosure Crisis

Florida Law Review, Vol. 65, No. 6, 2013
Number of pages: 40 Posted: 25 Feb 2014
Alan M. White, Alan M. White and Carolina Reid
CUNY School of LawCUNY School of Law and University of California, Berkeley
Downloads 153 (380,815)
Citation 3

Abstract:

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Mortgage foreclosure, bankruptcy, loan modification

15.

Foreclosure Mediation: An Experiment that Worked

Number of pages: 31 Posted: 31 Jan 2016
Alan M. White and Alan M. White
CUNY School of LawCUNY School of Law
Downloads 144 (400,030)
Citation 1

Abstract:

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mortgage, foreclosure, mediation, uniform laws

16.

Market Price, Social Price, and the Right to the City: Land Taxes and Rates for City Services in Brazil and the United States

University of Miami Inter-American Law Review, Vol. 44, No. 2, 2013
Number of pages: 24 Posted: 28 Oct 2016
Alan M. White and Alan M. White
CUNY School of LawCUNY School of Law
Downloads 35 (871,250)

Abstract:

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Social Price Property Tax Utility Rates City