Vyacheslav Mikhed

Federal Reserve Bank of Philadelphia

Ten Independence Mall

Philadelphia, PA 19106-1574

United States

SCHOLARLY PAPERS

24

DOWNLOADS
Rank 27,444

SSRN RANKINGS

Top 27,444

in Total Papers Downloads

3,656

SSRN CITATIONS
Rank 19,484

SSRN RANKINGS

Top 19,484

in Total Papers Citations

62

CROSSREF CITATIONS

9

Scholarly Papers (24)

1.

Does Inequality Cause Financial Distress? Evidence from Lottery Winners and Neighboring Bankruptcies

FRB of Philadelphia Working Paper No. 16-4
Number of pages: 49 Posted: 12 Feb 2016
Sumit Agarwal, Vyacheslav Mikhed and Barry Scholnick
National University of Singapore, Federal Reserve Bank of Philadelphia and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 825 (58,742)

Abstract:

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Income inequality, Bankruptcy, Conspicuous consumption, Lottery, Financial distress

Do House Prices Reflect Fundamentals? Aggregate and Panel Data Evidence

Number of pages: 20 Posted: 17 Sep 2007
Vyacheslav Mikhed and Petr Zemcik
Federal Reserve Bank of Philadelphia and Charles University in Prague - CERGE-EI, a joint workplace of Charles University and the Economics Institute of the Czech Academy of Sciences
Downloads 334 (174,633)
Citation 3

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panel data, house prices, cointegration, fundamentals, bubble

Do House Prices Reflect Fundamentals? Aggregate and Panel Data Evidence

CERGE-EI Working Paper Series No. 337
Number of pages: 26 Posted: 15 Oct 2009
Vyacheslav Mikhed and Petr Zemcik
Federal Reserve Bank of Philadelphia and Charles University in Prague - CERGE-EI, a joint workplace of Charles University and the Economics Institute of the Czech Academy of Sciences
Downloads 132 (417,818)
Citation 12

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cointegration, panel data, unit root, bubble, house prices, rents

Testing for Bubbles in Housing Markets: A Panel Data Approach

CERGE-EI Working Paper No. 338
Number of pages: 49 Posted: 23 Jun 2008
Vyacheslav Mikhed and Petr Zemcik
Federal Reserve Bank of Philadelphia and Charles University in Prague - CERGE-EI, a joint workplace of Charles University and the Economics Institute of the Czech Academy of Sciences
Downloads 267 (220,930)
Citation 7

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cointegration, panel data, unit root, bubble, house prices, rents

Testing for Bubbles in Housing Markets: A Panel Data Approach

Journal of Real Estate Finance and Economics, Vol. 38, No. 4, 2009
Posted: 02 Dec 2008
Vyacheslav Mikhed and Petr Zemcik
Federal Reserve Bank of Philadelphia and Charles University in Prague - CERGE-EI, a joint workplace of Charles University and the Economics Institute of the Czech Academy of Sciences

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cointegration, panel data, unit root, bubble, house prices, rents

4.

How Data Breaches Affect Consumer Credit

FRB of Philadelphia Working Paper No. 17-6
Number of pages: 45 Posted: 24 Mar 2017 Last Revised: 18 Jun 2022
Vyacheslav Mikhed and Michael Vogan
Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 224 (263,816)
Citation 6

Abstract:

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identity theft, fraud alert, data breach, consumer protection, credit reports

5.

Does the Relative Income of Peers Cause Financial Distress? Evidence from Lottery Winners and Neighboring Bankruptcies

FRB of Philadelphia Working Paper No. 18-16
Number of pages: 105 Posted: 08 Jun 2018 Last Revised: 29 Apr 2020
Sumit Agarwal, Vyacheslav Mikhed and Barry Scholnick
National University of Singapore, Federal Reserve Bank of Philadelphia and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 202 (290,392)
Citation 2

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financial distress, social comparisons among peers

6.

Financial Consequences of Identity Theft: Evidence from Consumer Credit Bureau Records

FRB of Philadelphia Working Paper No. 19-2
Number of pages: 46 Posted: 14 Jan 2019 Last Revised: 29 Apr 2020
Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 186 (312,874)

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fraud alert, consumer protection, identity theft, credit reports, Risk Score

7.

Out of Sight, Out of Mind: Consumer Reaction to News on Data Breaches and Identity Theft

FRB of Philadelphia Working Paper No. 15-42
Number of pages: 41 Posted: 18 Nov 2015
Vyacheslav Mikhed and Michael Vogan
Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 142 (393,506)

Abstract:

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Identity theft, Fraud alert, Data breach, Consumer protection, Credit report

8.

Financial Constraints of Entrepreneurs and the Self-Employed

FRB of Philadelphia Working Paper No. 19-52
Number of pages: 71 Posted: 12 Dec 2019
Vyacheslav Mikhed, Sahil Raina and Barry Scholnick
Federal Reserve Bank of Philadelphia, University of Alberta - School of Business and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 125 (434,363)

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entrepreneurship, self-employment, financial constraints

9.
Downloads 119 (450,781)
Citation 1

Identity Theft as a Teachable Moment

FRB of Philadelphia Working Paper No. 16-27
Number of pages: 49 Posted: 27 Oct 2016
Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 119 (452,854)
Citation 1

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inattention, salience, identity theft, extended fraud alert, risk score, consumer protection, credit reports, Fair and Accurate Credit Transactions Act (FACTA)

Identity Theft as a Teachable Moment

FRB of Philadelphia Working Paper No. 14-28
Posted: 24 Sep 2014
Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia

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Inattention, Identity theft, Fraud alert, Consumer protection, Credit report, Fair and Accurate Credit Transactions Act (FACTA), Propensity score matching

10.

Financial Consequences of Severe Identity Theft in the U.S

FRB of Philadelphia Working Paper No. 21-41
Number of pages: 59 Posted: 03 Dec 2021
Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 111 (474,955)

Abstract:

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identity theft, fraud alert, consumer credit, credit performance, limited attention, inattention

11.

Can Credit Cards with Access to Complimentary Credit Score Information Benefit Consumers and Lenders?

FRB of Philadelphia - Payment Cards Center Discussion Paper No. 15-03
Number of pages: 21 Posted: 02 Oct 2015
Vyacheslav Mikhed
Federal Reserve Bank of Philadelphia
Downloads 100 (511,520)
Citation 2

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Credit Reports, Risk Scores, Credit Cards, Consumer Lending, Information, Credit Performance

12.

Did the ACA’s Dependent Coverage Mandate Reduce Financial Distress for Young Adults?

FRB of Philadelphia Working Paper No. 18-03
Number of pages: 44 Posted: 01 Feb 2018 Last Revised: 29 Aug 2023
Nathan Blascak and Vyacheslav Mikhed
Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Philadelphia
Downloads 99 (514,993)

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Affordable Care Act, health insurance, consumer credit

13.

Consumer Use of Fraud Alerts and Credit Freezes: An Empirical Analysis

FRB of Philadelphia - Payment Cards Center Discussion Paper No. 14-4
Number of pages: 40 Posted: 24 Sep 2014
Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 99 (514,993)
Citation 1

Abstract:

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Data breach, identity theft, fraud alert, credit freeze, credit report, Fair and Accurate Credit Transactions Act (FACTA)

14.

The Causes of Household Bankruptcy: The Interaction of Income Shocks and Balance Sheets

FRB of Philadelphia Working Paper No. 16-19
Number of pages: 38 Posted: 19 Jul 2016 Last Revised: 16 Oct 2016
Vyacheslav Mikhed and Barry Scholnick
Federal Reserve Bank of Philadelphia and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 95 (529,183)

Abstract:

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Household Bankruptcy, income shocks, Balance Sheet

15.

Financial Consequences of Identity Theft

FRB of Philadelphia Working Paper No. 20-33
Number of pages: 60 Posted: 14 May 2021
Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Consumer Finance Institute, Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 84 (571,037)

Abstract:

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16.

Reducing Strategic Default in a Financial Crisis

FRB of Philadelphia Working Paper No. 21-36
Number of pages: 58 Posted: 09 Nov 2021 Last Revised: 10 Nov 2021
Sumit Agarwal, Vyacheslav Mikhed, Barry Scholnick and Man Zhang
National University of Singapore, Federal Reserve Bank of Philadelphia, University of Alberta - Department of Marketing, Business Economics & Law and The University of Sydney
Downloads 80 (587,643)

Abstract:

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strategic default, financial crisis

17.

Peers’ Income and Financial Distress: Evidence from Lottery Winners and Neighboring Bankruptcies

FRB of Philadelphia Working Paper No. 18-22
Number of pages: 105 Posted: 31 Oct 2018 Last Revised: 29 Apr 2020
Sumit Agarwal, Vyacheslav Mikhed and Barry Scholnick
National University of Singapore, Federal Reserve Bank of Philadelphia and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 77 (600,478)
Citation 21

Abstract:

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financial distress, social comparisons among peers

18.

Spatial Commitment Devices and Addictive Goods: Evidence from the Removal of Slot Machines from Bars

FRB of Philadelphia Working Paper No. 17-34
Number of pages: 49 Posted: 09 Oct 2017
Vyacheslav Mikhed, Barry Scholnick and Hyungsuk Byun
Federal Reserve Bank of Philadelphia, University of Alberta - Department of Marketing, Business Economics & Law and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 60 (683,399)

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spatial commitment devices, addiction, regulation

19.

How Do Exogenous Shocks Cause Bankruptcy? Balance Sheet and Income Statement Channels

FRB of Philadelphia Working Paper No. 14-17
Number of pages: 42 Posted: 30 May 2014
Vyacheslav Mikhed and Barry Scholnick
Federal Reserve Bank of Philadelphia and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 60 (688,847)
Citation 1

Abstract:

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Exogenous shocks, Bankruptcy

20.

Financial Benefits, Travel Costs, and Bankruptcy

FRB of Philadelphia Working Paper No. 14-18
Number of pages: 48 Posted: 23 Jun 2014
Vyacheslav Mikhed and Barry Scholnick
Federal Reserve Bank of Philadelphia and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 59 (688,847)

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Bankruptcy, Travel Costs

21.

Personal Bankruptcy as a Real Option

FRB of Philadelphia Working Paper No. 19-46
Number of pages: 47 Posted: 27 Nov 2019
Vyacheslav Mikhed, Barry Scholnick and Guozhong Zhu
Federal Reserve Bank of Philadelphia, University of Alberta - Department of Marketing, Business Economics & Law and University of Alberta - Department of Marketing, Business Economics & Law
Downloads 57 (699,660)

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personal bankruptcy, option value, life cycle, secured and unsecured debts

22.

Missouri's Medicaid Contraction and Consumer Financial Outcomes

FRB of Philadelphia Working Paper No. 20-42
Number of pages: 50 Posted: 04 Nov 2020
James Bailey, Nathan Blascak and Vyacheslav Mikhed
Providence College, Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Philadelphia
Downloads 45 (774,307)

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Medicaid, health insurance, consumer credit

23.

Health Insurance and Young Adult Financial Distress

FRB of Philadelphia Working Paper No. 19-54
Number of pages: 57 Posted: 25 Aug 2021
Nathan Blascak and Vyacheslav Mikhed
Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Philadelphia
Downloads 39 (817,478)
Citation 1

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health insurance, consumer credit, financial outcomes, Affordable Care Act

24.

Debtor Fraud in Consumer Debt Renegotiation

FRB of Philadelphia Working Paper No. 22-35
Number of pages: 72 Posted: 28 Oct 2022
Vyacheslav Mikhed, Sahil Raina, Barry Scholnick and Man Zhang
Federal Reserve Bank of Philadelphia, University of Alberta - School of Business, University of Alberta - Department of Marketing, Business Economics & Law and University of Sydney
Downloads 35 (849,179)

Abstract:

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consumer credit, fraud, data misreporting, financial distress, default