Julapa Jagtiani

Federal Reserve Banks - Federal Reserve Bank of Philadelphia

Ten Independence Mall

Philadelphia, PA 19106-1574

United States

  • Federal Reserve Banks - Federal Reserve Bank of Philadelphia

SCHOLARLY PAPERS

43

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162

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161

Scholarly Papers (43)

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1.

Fintech Lending: Financial Inclusion, Risk Pricing, and Alternative Information

Downloads 4,199 ( 3,213)
Citation 9

Fintech Lending: Financial Inclusion, Risk Pricing, and Alternative Information

FRB of Philadelphia Working Paper No. 17-17
Number of pages: 48 Posted: 19 Jul 2017
Julapa Jagtiani and Catharine Lemieux
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Chicago
Downloads 3,865 (3,610)

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fintech, Lending Club, marketplace lending, banking competition, shadow banking, credit spreads, credit performance, P2P lending, peer-to-peer lending

Fintech Lending: Financial Inclusion, Risk Pricing, and Alternative Information

Number of pages: 46 Posted: 28 Jan 2018
Julapa Jagtiani and Catharine Lemieux
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Chicago
Downloads 334 (123,479)
Citation 10

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fintech, LendingClub, marketplace lending, banking Competition, shadow Banking, credit spreads, credit performance, P2P lending, peer-to-peer lending

2.

The Role of Bank Advisors in Mergers and Acquisitions

Downloads 2,598 ( 7,160)
Citation 22

The Role of Bank Advisors in Mergers and Acquisitions

FRB of New York Staff Report No. 143, NYU Stern Department of Finance Working Paper No. FIN-01-058
Number of pages: 50 Posted: 14 Dec 2001
Linda Allen, Julapa Jagtiani, Stavros Peristiani and Anthony Saunders
City University of New York, Baruch College - Zicklin School of Business - Department of Economics and Finance, Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Bank of New York--Retired and New York University - Leonard N. Stern School of Business
Downloads 1,999 (10,755)
Citation 6

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relationship banking, investment bank advisors, commercial bank advisors, mergers and acquisitions

The Role of Bank Advisors in Mergers and Acquisitions

NYU Working Paper No. S-FI-01-10
Number of pages: 50 Posted: 11 Nov 2008
Linda Allen, Julapa Jagtiani and Stavros Peristiani
City University of New York, Baruch College - Zicklin School of Business - Department of Economics and Finance, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of New York--Retired
Downloads 340 (121,094)
Citation 3

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Relationship banking, investment bank advisors, commercial bank advisors, certification effect, conflict of interest effect, mergers, acquisitions

The Role of Bank Advisors in Mergers and Acquisitions

NYU Working Paper No. FIN-01-058
Number of pages: 50 Posted: 03 Nov 2008
Linda Allen, Julapa Jagtiani, Stavros Peristiani and Anthony Saunders
City University of New York, Baruch College - Zicklin School of Business - Department of Economics and Finance, Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Bank of New York--Retired and New York University - Leonard N. Stern School of Business
Downloads 139 (281,218)

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Relationship banking, investment bank advisors, commercial bank advisors, commercial bank advisors, conflict of interest effect, mergers, acquisitions

The Role of Bank Advisors in Mergers and Acquisitions

NYU Working Paper No. FIN-00-007
Number of pages: 34 Posted: 03 Nov 2008
Linda Allen, Julapa Jagtiani and Anthony Saunders
City University of New York, Baruch College - Zicklin School of Business - Department of Economics and Finance, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and New York University - Leonard N. Stern School of Business
Downloads 120 (314,369)

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Relationship banking, investment bank advisors, commercial bank advisors, certification effect,, conflict of interest effect, mergers, acquisitions

3.

A Survey of Fintech Research and Policy Discussion

Review of Corporate Finance 1 (2021), 259-339, FRB of Philadelphia Working Paper No. 20-21
Number of pages: 56 Posted: 09 Jun 2020 Last Revised: 31 Mar 2022
Franklin Allen, Xian Gu and Julapa Jagtiani
Imperial College London, Durham University Business School and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 1,840 (12,553)
Citation 4

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4.

Risk and Market Segmentation in Financial Intermediaries' Returns

96-36
Number of pages: 32 Posted: 17 Dec 1996
Linda Allen and Julapa Jagtiani
City University of New York, Baruch College - Zicklin School of Business - Department of Economics and Finance and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 1,200 (24,054)
Citation 8

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5.

The Roles of Alternative Data and Machine Learning in Fintech Lending: Evidence from the Lendingclub Consumer Platform

Financial Management 48 (2019), 1009-1029, FRB of Philadelphia Working Paper No. 18-15
Number of pages: 32 Posted: 15 May 2018
Julapa Jagtiani and Catharine Lemieux
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Chicago
Downloads 1,096 (27,434)
Citation 22

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Fintech, LendingClub, Marketplace Lending, Alternative Data, Shadow Banking, P2P Lending, Peer-to-peer Lending

6.

How Much Did Banks Pay to Become Too-Big-To-Fail and to Become Systemically Important?

Downloads 1,044 ( 29,378)
Citation 29

How Much Did Banks Pay to Become Too-Big-To-Fail and to Become Systemically Important?

FRB of Philadelphia Working Paper No. 09-34, AFA 2011 Denver Meetings Paper
Number of pages: 58 Posted: 18 Feb 2010
Julapa Jagtiani and Elijah Brewer
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and DePaul University - Department of Finance
Downloads 782 (43,315)
Citation 15

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bank merger, too-big-to-fail, TBTF subsidy, systemically important bank

How Much Did Banks Pay to Become Too-Big-To-Fail and to Become Systemically Important?

FRB of Philadelphia Working Paper No. 09-34
Number of pages: 58 Posted: 09 Dec 2009
Elijah Brewer and Julapa Jagtiani
DePaul University - Department of Finance and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 147 (268,994)
Citation 4

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bank merger, too-big-to-fail, TBTF subsidy, systemically important bank

How Much Did Banks Pay to Become Too-Big-To-Fail and to Become Systemically Important?

FRB of Philadelphia Working Paper No. 11-37
Number of pages: 57 Posted: 06 Sep 2011
Elijah Brewer and Julapa Jagtiani
DePaul University - Department of Finance and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 115 (324,051)
Citation 12

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bank merger, too-big-to-fail, TBTF subsidy, systemically important bank

7.

Impact of Independent Directors and the Regulatory Environment on Bank Merger Prices: Evidence from Takeover Activity in the 1990s

Number of pages: 27 Posted: 23 Jan 2001
Elijah Brewer, William E. Jackson and Julapa Jagtiani
DePaul University - Department of Finance, Culverhouse College of Business, University of Alabama and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 924 (34,987)
Citation 18

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8.

The Roles of Big Data and Machine Learning in Bank Supervision

Forthcoming, Banking Perspectives
Number of pages: 13 Posted: 14 Aug 2018
Julapa Jagtiani, Todd Vermilyea and Larry D. Wall
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Atlanta - Research Department
Downloads 899 (36,283)
Citation 3

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Big Data, Fintech, Machine Learning, Artificial Intelligence, ML and AI, P2P Lending, Third Party Vendor, Model Risk Management, Banking Supervision

9.

Corporate Governance Structure and Mergers

FRB of Philadelphia Working Paper No. 10-26
Number of pages: 29 Posted: 27 Aug 2010
Elijah Brewer, William E. Jackson and Julapa Jagtiani
DePaul University - Department of Finance, Culverhouse College of Business, University of Alabama and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 561 (67,682)
Citation 2

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Corporate Governance, Bank Merger, Merger Purchase Premium, Performance, Bank Holding Companies

10.

How Much Would Banks Be Willing to Pay to Become 'Too-Big-to-Fail' and to Capture Other Benefits

Number of pages: 40 Posted: 10 Aug 2007
Elijah Brewer and Julapa Jagtiani
DePaul University - Department of Finance and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 508 (76,508)
Citation 26

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Bank merger, too-big-to-fail, TBTF subsidy, large bank subsidy

11.

Target's Corporate Governance and Bank Merger Payoffs

Number of pages: 36 Posted: 06 Feb 2008
Julapa Jagtiani and Elijah Brewer
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and DePaul University - Department of Finance
Downloads 440 (90,867)

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Corporate governance, bank merger, merger purchase premium, performance, bank holding companies

12.

Small Business Lending: Challenges and Opportunities for Community Banks

FRB of Philadelphia Working Paper No. 16-8
Number of pages: 53 Posted: 22 Mar 2016
Julapa Jagtiani and Catharine Lemieux
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Chicago
Downloads 328 (126,697)
Citation 1

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Small business lending, Online lending, Lending technology, Shadow banking, Community banks, Large and small banks

13.

Enhancing Prudential Standards in Financial Regulations

FRB of Philadelphia Working Paper No. 14-36
Number of pages: 26 Posted: 23 Dec 2014 Last Revised: 25 Dec 2014
Franklin Allen, Itay Goldstein, Julapa Jagtiani and William W. Lang
Imperial College London, University of Pennsylvania - The Wharton School - Finance Department, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Promontory Financial Group
Downloads 313 (132,863)
Citation 6

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Financial Stability, Financial Regulations, Systemic Risk, Too Big To Fail, Stress Testing, Resolution Plan, Mortgage Finance

14.

Fintech Lending and Mortgage Credit Access

Downloads 269 (155,522)

Fintech Lending and Mortgage Credit Access

FRB of Philadelphia Working Paper No. 19-47
Number of pages: 46 Posted: 27 Nov 2019
Julapa Jagtiani, Lauren Lambie-Hanson and Timothy Lambie-Hanson
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Suffolk University
Downloads 269 (154,871)
Citation 2

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fintech, mortgage lending, home ownership, online mortgages, credit access

Fintech Lending and Mortgage Credit Access

Electronic version of an article published as [The Journal of FinTech, Volume 1, Number 1, 2021, 50 pages] [https://doi.org/10.1142/S2705109920500042] © [copyright World Scientific Publishing Company]
Posted: 08 Jul 2021
Julapa Jagtiani, Lauren Lambie-Hanson and Timothy Lambie-Hanson
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Bryn Mawr College - Department of Economics

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Fintech, mortgage lending, homeownership, online mortgages, credit access

15.

Do Fintech Lenders Penetrate Areas that are Underserved by Traditional Banks?

FRB of Philadelphia Working Paper No. 18-13
Number of pages: 25 Posted: 15 May 2018 Last Revised: 29 Apr 2020
Julapa Jagtiani and Catharine Lemieux
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Chicago
Downloads 254 (165,388)
Citation 15

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fintech, LendingClub, marketplace lending, banking competition, shadow banking, peer-to-peer lending

16.

The Potential Role of Subordinated Debt Programs in Enhancing Market Discipline in Banking

FRB of Kansas City Economic Research Paper No. 07-07
Number of pages: 44 Posted: 14 Sep 2007 Last Revised: 12 Mar 2013
Douglas D. Evanoff, Julapa Jagtiani and Taisuke Nakata
Federal Reserve Bank of Chicago, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Board of Governors of the Federal Reserve System
Downloads 215 (193,069)
Citation 7

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Financial regulation, market discipline, subordinated debt, bank capital

17.

Consumer Lending Efficiency:Commercial Banks Versus a Fintech Lender

FRB of Philadelphia Working Paper No. 19-22
Number of pages: 36 Posted: 06 Nov 2019 Last Revised: 29 Apr 2020
Joseph P. Hughes, Julapa Jagtiani and Choon-Geol Moon
Rutgers, The State University of New Jersey - Department of Economics, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Hanyang University
Downloads 194 (212,263)
Citation 1

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marketplace lending, P2P lending, credit risk management, lending efficiency

18.

The Impacts of Financial Regulations: Solvency and Liquidity in the Post-Crisis Period

FRB of Philadelphia Working Paper No. 17-10
Number of pages: 30 Posted: 25 Apr 2017 Last Revised: 20 Jun 2017
Colleen Baker, Christine Cumming and Julapa Jagtiani
University of Oklahoma, Michael F. Price College of Business, Federal Reserve Banks - Federal Reserve Bank of New York and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 179 (227,632)
Citation 1

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bank capital regulations, bank liquidity, CET1, high-quality liquid assets (HQLA), Basel III, Dodd–Frank Act, financial stability

19.

Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China

Downloads 177 (230,940)

Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China

Journal of International Money and Finance (2022)
Number of pages: 38 Posted: 30 Jan 2022 Last Revised: 31 Mar 2022
Franklin Allen, Xian Gu and Julapa Jagtiani
Imperial College London, Durham University Business School and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 176 (232,183)

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Fintech, Cryptocurrency Regulations, Stablecoins, CBDCs, e-CNY, China

FinTech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China

CEPR Discussion Paper No. DP16977
Number of pages: 41 Posted: 04 Feb 2022
Franklin Allen, Xian Gu and Julapa Jagtiani
Imperial College London, Durham University Business School and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 1 (895,457)
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CBDCs, China, Cryptocurrency Regulations, e-CNY, Fintech, stablecoins

20.

Important Factors Determining Fintech Loan Default: Evidence from the LendingClub Consumer Platform

FRB of Philadelphia Working Paper No. 20-15
Number of pages: 54 Posted: 29 Apr 2020
Christophe Croux, Julapa Jagtiani, Tarunsai Korivi and Milos Vulanovic
EDHEC Business School, Federal Reserve Banks - Federal Reserve Bank of Philadelphia, affiliation not provided to SSRN and EDHEC Business School
Downloads 153 (259,600)
Citation 1

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crowdfunding, lasso selection methods, peer-to-peer lending, household finance, machine learning, financial innovation, big data, P2P/marketplace lending

21.

The Evolution of U.S. Community Banks and its Impact on Small Business Lending

FRB of Philadelphia Working Paper No. 14-16
Number of pages: 34 Posted: 16 May 2014
Julapa Jagtiani, Ian Kotliar and Quinn Maingi
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Rutgers, The State University of New Jersey and New York University (NYU) - New York University
Downloads 132 (291,366)

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Community bank, Small business lending, Bank mergers

22.

Can Banks Circumvent Minimum Capital Requirements? The Case of Mortgage Portfolios Under Basel II

FRB of Philadelphia Working Paper No. 10-17
Number of pages: 39 Posted: 18 May 2010 Last Revised: 21 May 2010
Julapa Jagtiani and Christopher Henderson
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 122 (308,996)

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Basel II, Bank Capital, Bank Regulation, Mortgage Default, Retail Credit Risk

23.

Is Bigger Necessarily Better in Community Banking?

Downloads 99 (356,590)

Is Bigger Necessarily Better in Community Banking?

FRB of Philadelphia Working Paper No. 16-15
Number of pages: 44 Posted: 21 Jun 2016 Last Revised: 29 Apr 2020
Joseph P. Hughes, Julapa Jagtiani and Loretta J. Mester
Rutgers, The State University of New Jersey - Department of Economics, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Cleveland
Downloads 65 (460,514)

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Community Banking, Scale, Financial Performance, Small Business Lending

Is Bigger Necessarily Better in Community Banking?

FRB of Cleveland Working Paper No. 16-15
Number of pages: 54 Posted: 18 Sep 2016
Joseph P. Hughes, Julapa Jagtiani and Loretta J. Mester
Rutgers, The State University of New Jersey - Department of Economics, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Cleveland
Downloads 34 (606,115)

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community banking, scale, financial performance, small business lending

24.

Which Lenders are More Likely to Reach Out to Underserved Consumers: Banks Versus Fintechs Versus Other Nonbanks?

FRB of Philadelphia Working Paper No. 21-17
Number of pages: 52 Posted: 14 May 2021 Last Revised: 17 May 2021
Julapa Jagtiani and Erik Dolson
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 97 (361,233)

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fintech, P2P lending, consumer credit access, personal lending, credit cards, mortgage lending, online lending, credit offers

25.

Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance

Downloads 96 (363,601)
Citation 4

Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance

FRB of Philadelphia Working Paper No. 18-11
Number of pages: 44 Posted: 15 May 2018 Last Revised: 29 Apr 2020
Joseph P. Hughes, Julapa Jagtiani, Loretta J. Mester and Choon-Geol Moon
Rutgers, The State University of New Jersey - Department of Economics, Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Hanyang University
Downloads 49 (526,806)

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community banking, scale, financial performance, small business lending

Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance

Number of pages: 66 Posted: 10 Mar 2018 Last Revised: 16 May 2019
Joseph P. Hughes, Julapa Jagtiani, Loretta J. Mester and Choon-Geol Moon
Rutgers, The State University of New Jersey - Department of Economics, Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Hanyang University
Downloads 47 (536,306)
Citation 4

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Community Banking, Scale, Financial Performance, Small Business Lending

26.

Credit Access after Consumer Bankruptcy Filing: New Evidence

FRB of Philadelphia Working Paper No. 14-25, Supersedes Working Paper No. 13-24
Number of pages: 49 Posted: 12 Sep 2014
Julapa Jagtiani and Wenli Li
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Philadelphia
Downloads 88 (383,822)
Citation 7

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Bankruptcy, Credit limit, Credit performance, Financial crisis, Bankruptcy reform

27.

The Impact of Supervisory Disclosure on the Supervisory Process: Will Bank Supervisors be Less Likely to Downgrade Banks?

Market Discipline in Banking: Theory and Evidence, edited by G. Kaufman in Research in Financial Services 15, Elsevier (December 2003) 33-55.
Number of pages: 35 Posted: 30 Mar 2010
Ron J. Feldman, Jason Schmidt and Julapa Jagtiani
Federal Reserve Banks - Federal Reserve Bank of Minneapolis, affiliation not provided to SSRN and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 88 (383,822)

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Supervisory Ratings, Supervisory Disclosure, CAMEL, BOPEC, Rating Downgrade

28.

Credit Access and Credit Performance after Consumer Bankruptcy Filing: New Evidence

FRB of Philadelphia Working Paper No. 13-24
Number of pages: 35 Posted: 25 May 2013
Julapa Jagtiani and Wenli Li
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Philadelphia
Downloads 71 (433,969)
Citation 5

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bankruptcy, credit limit, credit performance, financial crisis, bankruptcy reform

29.

Do Markets React to Bank Examination Ratings? Evidence of Indirect Disclosure of Management Quality Through Bhcs' Applications to Convert to Fhcs

Downloads 71 (433,969)

Do Markets React to Bank Examination Ratings? Evidence of Indirect Disclosure of Management Quality Through Bhcs' Applications to Convert to Fhcs

NYU Working Paper No. S-FI-00-04
Number of pages: 32 Posted: 11 Nov 2008
Linda Allen, Julapa Jagtiani and James T. Moser
City University of New York, Baruch College - Zicklin School of Business - Department of Economics and Finance, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and American University - Kogod School of Business
Downloads 46 (541,104)

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Do Markets React to Bank Examination Ratings? Evidence of Indirect Disclosure of Management Quality Through Bhcs' Applications to Convert to Fhcs

NYU Working Paper No. FIN-00-030
Number of pages: 32 Posted: 13 Nov 2008
Linda Allen, Julapa Jagtiani and James T. Moser
City University of New York, Baruch College - Zicklin School of Business - Department of Economics and Finance, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and American University - Kogod School of Business
Downloads 25 (667,038)

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30.

How Important are Local Community Banks to Small Business Lending? Evidence from Mergers and Acquisitions [Revised]

FRB of Philadelphia Working Paper No. 18-18
Number of pages: 32 Posted: 06 Jul 2018 Last Revised: 29 Apr 2020
Julapa Jagtiani and Quinn Maingi
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and New York University (NYU) - New York University
Downloads 66 (450,870)

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community banks, small business lending, bank mergers

31.

Fintech, Cryptocurrencies, and CDBC: Financial Structural Transformation in China

FRB of Philadelphia Working Paper No. 22-12
Number of pages: 31 Posted: 12 Apr 2022
Julapa Jagtiani, Franklin Allen and Xian Gu
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Imperial College London and Durham University Business School
Downloads 64 (457,927)

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fintech, cryptocurrency regulations, stablecoins, CBDCs, e-CNY, China

32.

Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More than Self-Cures?

Downloads 62 (465,205)

Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More than Self-Cures?

FRB of Philadelphia Working Paper No. 18-2
Number of pages: 46 Posted: 25 Jan 2018 Last Revised: 29 Apr 2020
Paul S. Calem, Julapa Jagtiani, Quinn Maingi and David Abell
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia, New York University (NYU) - New York University and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 44 (551,109)

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mortgage modification, mortgage default, mortgage servicing

Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More than Self-Cures?

FRB of Philadelphia Working Paper No. 18-26
Number of pages: 46 Posted: 27 Nov 2018 Last Revised: 29 Apr 2020
Paul S. Calem, Julapa Jagtiani and Quinn Maingi
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and New York University (NYU) - New York University
Downloads 18 (723,302)

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mortgage modification, mortgage default, mortgage servicing

33.

Foreclosure Delay and Consumer Credit Performance

Downloads 57 (484,250)
Citation 1

Foreclosure Delay and Consumer Credit Performance

FRB of Philadelphia Working Paper No. 15-24/R
Number of pages: 40 Posted: 18 Jul 2015
Paul S. Calem, Julapa Jagtiani and William W. Lang
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Promontory Financial Group
Downloads 57 (491,878)
Citation 1

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Mortgage Default, Foreclosure, Foreclosure Delay, Credit Card Default

Foreclosure Delay and Consumer Credit Performance

FRB of Philadelphia Working Paper No. 14-8
Posted: 20 Mar 2014 Last Revised: 24 Jul 2015
Paul S. Calem, Julapa Jagtiani and William W. Lang
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Promontory Financial Group

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Mortgage Default, Foreclosure, Foreclosure Delay, Credit Card Default

34.

The Interplay Among Financial Regulations, Resilience, and Growth

FRB of Philadelphia Working Paper No. 18-9
Number of pages: 30 Posted: 22 Feb 2018 Last Revised: 29 Apr 2020
Franklin Allen, Itay Goldstein and Julapa Jagtiani
Imperial College London, University of Pennsylvania - The Wharton School - Finance Department and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 48 (521,879)

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financial reform, capital regulations, liquidity regulations, too big to fail, living wills, Dodd–Frank Wall Street Reform and Consumer Protection Act, financial stability, interconnectedness

35.

The Credit Card Act and Consumer Debt Structure

FRB of Philadelphia Working Paper No. 20-32
Number of pages: 32 Posted: 12 Aug 2020
Yiwei Dou, Julapa Jagtiani, Quinn Maingi and Joshua Ronen
New York University (NYU) - Department of Accounting, Federal Reserve Banks - Federal Reserve Bank of Philadelphia, New York University (NYU) - New York University and New York University (NYU) - Department of Accounting
Downloads 45 (535,484)

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CARD Act, credit cards, credit limits, consumer debt

36.

First-Time Homebuyers: Toward a New Measure

FRB of Philadelphia Working Paper No. 17-36
Number of pages: 17 Posted: 24 Oct 2017
Arthur Acolin, Paul S. Calem, Julapa Jagtiani and Susan M. Wachter
University of Washington - College of Built Environments, Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and University of Pennsylvania - Wharton School, Department of Real Estate
Downloads 34 (591,758)
Citation 2

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first-time homebuyer, home ownership, credit access, housing market trends

37.

The Impact of Fintech Lending on Credit Access for U.S. Small Businesses

FRB of Philadelphia Working Paper No. 22-14
Number of pages: 51 Posted: 26 Apr 2022
Giulio Cornelli, Jon Frost, Leonardo Gambacorta and Julapa Jagtiani
Bank for International Settlements (BIS), Bank for International Settlements (BIS), Bank for International Settlements (BIS) and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 23 (662,193)

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peer-to-peer (P2P) lending, marketplace lending, small business lending (SBL), Funding Circle, LendingClub, alternative data, credit access, credit scoring, fintech credit

38.

Bankcard Performance During the Great Recession: A Consumer-level Analysis

Journal of Credit Risk, Vol. 16, No. 4, 2020
Number of pages: 42 Posted: 19 Jan 2021
Paul S. Calem, Julapa Jagtiani and Loretta J. Mester
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Cleveland
Downloads 2 (843,595)
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credit card default, credit risk model, consumer credit performance, credit card balance, payment priority, Great Recession

39.

Strategic Default on First and Second Lien Mortgages During the Financial Crisis

FRB of Philadelphia Working Paper No. 11-3, https://doi.org/10.3905/jfi.2011.20.4.007
Posted: 21 May 2019
Julapa Jagtiani and William W. Lang
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Promontory Financial Group

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Mortgage, Home Equity Loan, Default Behavior, Strategic Default, Loan Modification, Financial Crisis

40.

The Interplay between Financial Regulations, Resilience, and Growth

CEPR Discussion Paper No. DP12861
Number of pages: 38 Posted: 16 Apr 2018
Franklin Allen, Itay Goldstein and Julapa Jagtiani
Imperial College London, University of Pennsylvania - The Wharton School - Finance Department and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 0 (875,040)
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bank capital regulations, bank liquidity, Basel III, CET1, Doddâ?“Frank Act, Financial Stability, high-quality liquid assets (HQLAs)

41.

The Mortgage and Financial Crises: The Role of Credit Risk Management and Corporate Governance

Atlantic Economic Journal, 2010
Posted: 02 Apr 2010
Julapa Jagtiani and William W. Lang
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Promontory Financial Group

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Financial Crisis, Risk Management, Corporate Governance, Subprime Crisis

42.

The Effect of Credit Risk on Bank and Bank Holding Company Bond Yields: Evidence from the Post-Fdicia Period

Posted: 17 Sep 2001
Julapa Jagtiani, George G. Kaufman and Catharine Lemieux
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Loyola University Chicago and Federal Reserve Bank of Chicago

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43.

Scale Economies and Cost Complementarities in Commercial Banks: On- and Off-Balance-Sheet Activities

Posted: 14 Sep 1999
Julapa Jagtiani, Alli Nathan and Gordon Sick
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Nyenrode University - Center for Finance and University of Calgary - Haskayne School of Business

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