Julapa Jagtiani

Federal Reserve Banks - Federal Reserve Bank of Philadelphia

Ten Independence Mall

Philadelphia, PA 19106-1574

United States

  • Federal Reserve Banks - Federal Reserve Bank of Philadelphia

SCHOLARLY PAPERS

37

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104

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155

Scholarly Papers (37)

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1.

The Role of Bank Advisors in Mergers and Acquisitions

Downloads 2,515 ( 5,481)
Citation 21

The Role of Bank Advisors in Mergers and Acquisitions

FRB of New York Staff Report No. 143
Number of pages: 50 Posted: 14 Dec 2001
Linda Allen, Julapa Jagtiani, Stavros Peristiani and Anthony Saunders
City University of New York, Baruch College - Zicklin School of Business - Department of Economics and Finance, Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Bank of New York--Retired and New York University - Leonard N. Stern School of Business
Downloads 1,932 (8,427)
Citation 5

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relationship banking, investment bank advisors, commercial bank advisors, mergers and acquisitions

The Role of Bank Advisors in Mergers and Acquisitions

NYU Working Paper No. S-FI-01-10
Number of pages: 50 Posted: 11 Nov 2008
Linda Allen, Julapa Jagtiani and Stavros Peristiani
City University of New York, Baruch College - Zicklin School of Business - Department of Economics and Finance, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of New York--Retired
Downloads 333 (97,364)
Citation 2

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Relationship banking, investment bank advisors, commercial bank advisors, certification effect, conflict of interest effect, mergers, acquisitions

The Role of Bank Advisors in Mergers and Acquisitions

NYU Working Paper No. FIN-01-058
Number of pages: 50 Posted: 03 Nov 2008
Linda Allen, Julapa Jagtiani, Stavros Peristiani and Anthony Saunders
City University of New York, Baruch College - Zicklin School of Business - Department of Economics and Finance, Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Bank of New York--Retired and New York University - Leonard N. Stern School of Business
Downloads 136 (229,964)

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Relationship banking, investment bank advisors, commercial bank advisors, commercial bank advisors, conflict of interest effect, mergers, acquisitions

The Role of Bank Advisors in Mergers and Acquisitions

NYU Working Paper No. FIN-00-007
Number of pages: 34 Posted: 03 Nov 2008
Linda Allen, Julapa Jagtiani and Anthony Saunders
City University of New York, Baruch College - Zicklin School of Business - Department of Economics and Finance, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and New York University - Leonard N. Stern School of Business
Downloads 114 (263,149)

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Relationship banking, investment bank advisors, commercial bank advisors, certification effect,, conflict of interest effect, mergers, acquisitions

2.

Fintech Lending: Financial Inclusion, Risk Pricing, and Alternative Information

Downloads 2,428 ( 5,830)
Citation 8

Fintech Lending: Financial Inclusion, Risk Pricing, and Alternative Information

FRB of Philadelphia Working Paper No. 17-17
Number of pages: 48 Posted: 19 Jul 2017
Julapa Jagtiani and Catharine Lemieux
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Chicago
Downloads 2,221 (6,638)

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fintech, Lending Club, marketplace lending, banking competition, shadow banking, credit spreads, credit performance, P2P lending, peer-to-peer lending

Fintech Lending: Financial Inclusion, Risk Pricing, and Alternative Information

Number of pages: 46 Posted: 28 Jan 2018
Julapa Jagtiani and Catharine Lemieux
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Chicago
Downloads 207 (159,491)
Citation 8

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fintech, LendingClub, marketplace lending, banking Competition, shadow Banking, credit spreads, credit performance, P2P lending, peer-to-peer lending

3.

Risk and Market Segmentation in Financial Intermediaries' Returns

96-36
Number of pages: 32 Posted: 17 Dec 1996
Linda Allen and Julapa Jagtiani
City University of New York, Baruch College - Zicklin School of Business - Department of Economics and Finance and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 1,185 (18,493)
Citation 7

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4.

How Much Did Banks Pay to Become Too-Big-To-Fail and to Become Systemically Important?

Downloads 1,002 ( 23,761)
Citation 24

How Much Did Banks Pay to Become Too-Big-To-Fail and to Become Systemically Important?

FRB of Philadelphia Working Paper No. 09-34
Number of pages: 58 Posted: 18 Feb 2010
Julapa Jagtiani and Elijah Brewer
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and DePaul University - Department of Finance
Downloads 765 (34,225)
Citation 10

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bank merger, too-big-to-fail, TBTF subsidy, systemically important bank

How Much Did Banks Pay to Become Too-Big-To-Fail and to Become Systemically Important?

FRB of Philadelphia Working Paper No. 09-34
Number of pages: 58 Posted: 09 Dec 2009
Elijah Brewer and Julapa Jagtiani
DePaul University - Department of Finance and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 141 (223,437)
Citation 3

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bank merger, too-big-to-fail, TBTF subsidy, systemically important bank

How Much Did Banks Pay to Become Too-Big-To-Fail and to Become Systemically Important?

FRB of Philadelphia Working Paper No. 11-37
Number of pages: 57 Posted: 06 Sep 2011
Elijah Brewer and Julapa Jagtiani
DePaul University - Department of Finance and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 96 (296,714)
Citation 13

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bank merger, too-big-to-fail, TBTF subsidy, systemically important bank

5.

Impact of Independent Directors and the Regulatory Environment on Bank Merger Prices: Evidence from Takeover Activity in the 1990s

FRB of Chicago Working Paper No. 2000-31
Number of pages: 27 Posted: 23 Jan 2001
Elijah Brewer, William E. Jackson and Julapa Jagtiani
DePaul University - Department of Finance, Culverhouse College of Business, University of Alabama and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 901 (27,674)
Citation 15

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6.

The Roles of Alternative Data and Machine Learning in Fintech Lending: Evidence from the Lendingclub Consumer Platform

FRB of Philadelphia Working Paper No. 18-15
Number of pages: 32 Posted: 15 May 2018
Julapa Jagtiani and Catharine Lemieux
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Chicago
Downloads 721 (37,668)
Citation 8

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Fintech, LendingClub, Marketplace Lending, Alternative Data, Shadow Banking, P2P Lending, Peer-to-peer Lending

7.

The Roles of Big Data and Machine Learning in Bank Supervision

Forthcoming, Banking Perspectives
Number of pages: 13 Posted: 14 Aug 2018
Julapa Jagtiani, Todd Vermilyea and Larry D. Wall
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Atlanta - Research Department
Downloads 509 (59,305)
Citation 2

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Big Data, Fintech, Machine Learning, Artificial Intelligence, ML and AI, P2P Lending, Third Party Vendor, Model Risk Management, Banking Supervision

8.

How Much Would Banks Be Willing to Pay to Become 'Too-Big-to-Fail' and to Capture Other Benefits

Number of pages: 40 Posted: 10 Aug 2007
Elijah Brewer and Julapa Jagtiani
DePaul University - Department of Finance and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 495 (61,433)
Citation 23

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Bank merger, too-big-to-fail, TBTF subsidy, large bank subsidy

9.

Corporate Governance Structure and Mergers

FRB of Philadelphia Working Paper No. 10-26
Number of pages: 29 Posted: 27 Aug 2010
Elijah Brewer, William E. Jackson and Julapa Jagtiani
DePaul University - Department of Finance, Culverhouse College of Business, University of Alabama and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 494 (61,603)
Citation 2

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Corporate Governance, Bank Merger, Merger Purchase Premium, Performance, Bank Holding Companies

10.

Target's Corporate Governance and Bank Merger Payoffs

Number of pages: 36 Posted: 06 Feb 2008
Julapa Jagtiani and Elijah Brewer
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and DePaul University - Department of Finance
Downloads 426 (73,805)

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Corporate governance, bank merger, merger purchase premium, performance, bank holding companies

11.

Enhancing Prudential Standards in Financial Regulations

FRB of Philadelphia Working Paper No. 14-36
Number of pages: 26 Posted: 23 Dec 2014 Last Revised: 25 Dec 2014
Franklin Allen, Itay Goldstein, Julapa Jagtiani and William W. Lang
Imperial College London, University of Pennsylvania - The Wharton School - Finance Department, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Promontory Financial Group
Downloads 302 (109,180)
Citation 5

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Financial Stability, Financial Regulations, Systemic Risk, Too Big To Fail, Stress Testing, Resolution Plan, Mortgage Finance

12.

Small Business Lending: Challenges and Opportunities for Community Banks

FRB of Philadelphia Working Paper No. 16-8
Number of pages: 53 Posted: 22 Mar 2016
Julapa Jagtiani and Catharine Lemieux
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Chicago
Downloads 278 (119,274)
Citation 1

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Small business lending, Online lending, Lending technology, Shadow banking, Community banks, Large and small banks

13.

The Potential Role of Subordinated Debt Programs in Enhancing Market Discipline in Banking

Number of pages: 44 Posted: 14 Sep 2007 Last Revised: 12 Mar 2013
Douglas D. Evanoff, Julapa Jagtiani and Taisuke Nakata
Federal Reserve Bank of Chicago, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Board of Governors of the Federal Reserve System
Downloads 214 (154,781)
Citation 7

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Financial regulation, market discipline, subordinated debt, bank capital

14.

The Impacts of Financial Regulations: Solvency and Liquidity in the Post-Crisis Period

FRB of Philadelphia Working Paper No. 17-10
Number of pages: 30 Posted: 25 Apr 2017
Colleen Baker, Christine Cumming and Julapa Jagtiani
University of Oklahoma, Michael F. Price College of Business, Federal Reserve Banks - Federal Reserve Bank of New York and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 151 (210,805)
Citation 1

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bank capital regulations, bank liquidity, CET1, high-quality liquid assets (HQLAs), Basel III, Dodd–Frank Act, financial stability

15.

Do Fintech Lenders Penetrate Areas that are Underserved by Traditional Banks?

FRB of Philadelphia Working Paper No. 18-13
Number of pages: 25 Posted: 15 May 2018 Last Revised: 29 Apr 2020
Julapa Jagtiani and Catharine Lemieux
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Chicago
Downloads 119 (253,953)
Citation 11

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fintech, LendingClub, marketplace lending, banking competition, shadow banking, peer-to-peer lending

16.

The Evolution of U.S. Community Banks and its Impact on Small Business Lending

FRB of Philadelphia Working Paper No. 14-16
Number of pages: 34 Posted: 16 May 2014
Julapa Jagtiani, Ian Kotliar and Ramain Quinn Maingi
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Rutgers, The State University of New Jersey and Rutgers, The State University of New Jersey
Downloads 117 (257,134)

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Community bank, Small business lending, Bank mergers

17.

Can Banks Circumvent Minimum Capital Requirements? The Case of Mortgage Portfolios Under Basel II

FRB of Philadelphia Working Paper No. 10-17
Number of pages: 39 Posted: 18 May 2010 Last Revised: 21 May 2010
Julapa Jagtiani and Christopher Henderson
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 117 (257,134)

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Basel II, Bank Capital, Bank Regulation, Mortgage Default, Retail Credit Risk

18.

Fintech Lending and Mortgage Credit Access

FRB of Philadelphia Working Paper No. 19-47
Number of pages: 46 Posted: 27 Nov 2019
Julapa Jagtiani, Lauren Lambie-Hanson and Timothy Lambie-Hanson
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Suffolk University
Downloads 95 (296,545)
Citation 2

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fintech, mortgage lending, homeownership, online mortgages, credit access

19.

Is Bigger Necessarily Better in Community Banking?

Downloads 84 (320,336)

Is Bigger Necessarily Better in Community Banking?

FRB of Philadelphia Working Paper No. 16-15
Number of pages: 44 Posted: 21 Jun 2016 Last Revised: 29 Apr 2020
Joseph P. Hughes, Julapa Jagtiani and Loretta J. Mester
Rutgers, The State University of New Jersey - Department of Economics, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Cleveland
Downloads 58 (397,409)

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Community Banking, Scale, Financial Performance, Small Business Lending

Is Bigger Necessarily Better in Community Banking?

FRB of Cleveland Working Paper No. 16-15
Number of pages: 54 Posted: 18 Sep 2016
Joseph P. Hughes, Julapa Jagtiani and Loretta J. Mester
Rutgers, The State University of New Jersey - Department of Economics, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Cleveland
Downloads 26 (541,784)

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community banking, scale, financial performance, small business lending

20.

Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance

Downloads 83 (322,604)

Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance

FRB of Philadelphia Working Paper No. 18-11
Number of pages: 44 Posted: 15 May 2018 Last Revised: 29 Apr 2020
Joseph P. Hughes, Julapa Jagtiani, Loretta J. Mester and Choon-Geol Moon
Rutgers, The State University of New Jersey - Department of Economics, Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Hanyang University
Downloads 44 (450,278)

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community banking, scale, financial performance, small business lending

Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance

Number of pages: 66 Posted: 10 Mar 2018 Last Revised: 16 May 2019
Joseph P. Hughes, Julapa Jagtiani, Loretta J. Mester and Choon-Geol Moon
Rutgers, The State University of New Jersey - Department of Economics, Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Hanyang University
Downloads 39 (472,407)

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Community Banking, Scale, Financial Performance, Small Business Lending

21.

Credit Access after Consumer Bankruptcy Filing: New Evidence

FRB of Philadelphia Working Paper No. 14-25
Number of pages: 49 Posted: 12 Sep 2014
Julapa Jagtiani and Wenli Li
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Philadelphia
Downloads 71 (353,043)
Citation 6

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Bankruptcy, Credit limit, Credit performance, Financial crisis, Bankruptcy reform

22.

The Impact of Supervisory Disclosure on the Supervisory Process: Will Bank Supervisors be Less Likely to Downgrade Banks?

Market Discipline in Banking: Theory and Evidence, edited by G. Kaufman in Research in Financial Services 15, Elsevier (December 2003) 33-55.
Number of pages: 35 Posted: 30 Mar 2010
Ron J. Feldman, Jason Schmidt and Julapa Jagtiani
Federal Reserve Banks - Federal Reserve Bank of Minneapolis, affiliation not provided to SSRN and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 71 (353,043)

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Supervisory Ratings, Supervisory Disclosure, CAMEL, BOPEC, Rating Downgrade

23.

A Survey of Fintech Research and Policy Discussion

FRB of Philadelphia Working Paper No. 20-21
Number of pages: 56 Posted: 09 Jun 2020
Franklin Allen, Xian Gu and Julapa Jagtiani
Imperial College London, Central University of Finance and Economics (CUFE) and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 70 (358,546)

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fintech, marketplace lending, P2P, alternative data, DLT, blockchain, robo advisor, regtech, insuretech, cryptocurrencies, ICOs, CBDC, cloud computing, AML, KYC, NLP, fintech regulations

24.

Do Markets React to Bank Examination Ratings? Evidence of Indirect Disclosure of Management Quality Through Bhcs' Applications to Convert to Fhcs

Downloads 66 (367,091)

Do Markets React to Bank Examination Ratings? Evidence of Indirect Disclosure of Management Quality Through Bhcs' Applications to Convert to Fhcs

NYU Working Paper No. S-FI-00-04
Number of pages: 32 Posted: 11 Nov 2008
Linda Allen, Julapa Jagtiani and James T. Moser
City University of New York, Baruch College - Zicklin School of Business - Department of Economics and Finance, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and American University - Kogod School of Business
Downloads 43 (454,642)

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Do Markets React to Bank Examination Ratings? Evidence of Indirect Disclosure of Management Quality Through Bhcs' Applications to Convert to Fhcs

NYU Working Paper No. FIN-00-030
Number of pages: 32 Posted: 13 Nov 2008
Linda Allen, Julapa Jagtiani and James T. Moser
City University of New York, Baruch College - Zicklin School of Business - Department of Economics and Finance, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and American University - Kogod School of Business
Downloads 23 (561,682)

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25.

Credit Access and Credit Performance after Consumer Bankruptcy Filing: New Evidence

FRB of Philadelphia Working Paper No. 13-24
Number of pages: 35 Posted: 25 May 2013
Julapa Jagtiani and Wenli Li
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Philadelphia
Downloads 63 (375,991)
Citation 6

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bankruptcy, credit limit, credit performance, financial crisis, bankruptcy reform

26.

Foreclosure Delay and Consumer Credit Performance

Downloads 52 (411,956)
Citation 1

Foreclosure Delay and Consumer Credit Performance

FRB of Philadelphia Working Paper No. 15-24/R
Number of pages: 40 Posted: 18 Jul 2015
Paul S. Calem, Julapa Jagtiani and William W. Lang
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Promontory Financial Group
Downloads 52 (418,778)
Citation 1

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Mortgage Default, Foreclosure, Foreclosure Delay, Credit Card Default

Foreclosure Delay and Consumer Credit Performance

FRB of Philadelphia Working Paper No. 14-8
Posted: 20 Mar 2014 Last Revised: 24 Jul 2015
Paul S. Calem, Julapa Jagtiani and William W. Lang
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Promontory Financial Group

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Mortgage Default, Foreclosure, Foreclosure Delay, Credit Card Default

27.

Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More than Self-Cures?

Downloads 49 (422,665)

Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More than Self-Cures?

FRB of Philadelphia Working Paper No. 18-2
Number of pages: 46 Posted: 25 Jan 2018 Last Revised: 29 Apr 2020
Paul S. Calem, Julapa Jagtiani, Ramain Quinn Maingi and David Abell
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 38 (476,937)

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mortgage modification, mortgage default, mortgage servicing

Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More than Self-Cures?

FRB of Philadelphia Working Paper No. 18-26
Number of pages: 46 Posted: 27 Nov 2018 Last Revised: 29 Apr 2020
Paul S. Calem, Julapa Jagtiani and Ramain Quinn Maingi
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 11 (647,676)

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mortgage modification, mortgage default, mortgage servicing

28.

The Interplay Among Financial Regulations, Resilience, and Growth

FRB of Philadelphia Working Paper No. 18-9
Number of pages: 30 Posted: 22 Feb 2018 Last Revised: 29 Apr 2020
Franklin Allen, Itay Goldstein and Julapa Jagtiani
Imperial College London, University of Pennsylvania - The Wharton School - Finance Department and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 40 (458,180)

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financial reform, capital regulations, liquidity regulations, too big to fail, living wills, Dodd–Frank Wall Street Reform and Consumer Protection Act, financial stability, interconnectedness

29.

Important Factors Determining Fintech Loan Default: Evidence from the LendingClub Consumer Platform

FRB of Philadelphia Working Paper No. 20-15
Number of pages: 54 Posted: 29 Apr 2020
Christophe Croux, Julapa Jagtiani, Tarunsai Korivi and Milos Vulanovic
EDHEC Business School, Federal Reserve Banks - Federal Reserve Bank of Philadelphia, affiliation not provided to SSRN and EDHEC Business School
Downloads 31 (504,430)
Citation 1

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crowdfunding, lasso selection methods, peer-to-peer lending, household finance, machine learning, financial innovation, big data, P2P/marketplace lending

30.

How Important are Local Community Banks to Small Business Lending? Evidence from Mergers and Acquisitions [Revised]

FRB of Philadelphia Working Paper No. 18-18
Number of pages: 32 Posted: 06 Jul 2018 Last Revised: 29 Apr 2020
Julapa Jagtiani and Ramain Quinn Maingi
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 26 (526,316)

Abstract:

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community banks, small business lending, bank mergers

31.

First-Time Homebuyers: Toward a New Measure

FRB of Philadelphia Working Paper No. 17-36
Number of pages: 17 Posted: 24 Oct 2017
Arthur Acolin, Paul S. Calem, Julapa Jagtiani and Susan M. Wachter
University of Washington - College of Built Environments, Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and University of Pennsylvania - Wharton School, Department of Real Estate
Downloads 20 (562,991)
Citation 1

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first-time homebuyer, homeownership, credit access, housing market trends

32.

Consumer Lending Efficiency:Commercial Banks Versus a Fintech Lender

FRB of Philadelphia Working Paper No. 19-22
Number of pages: 36 Posted: 06 Nov 2019 Last Revised: 29 Apr 2020
Joseph P. Hughes, Julapa Jagtiani and Choon-Geol Moon
Rutgers, The State University of New Jersey - Department of Economics, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Hanyang University
Downloads 12 (615,557)
Citation 1

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marketplace lending, P2P lending, credit risk management, lending efficiency

33.

Strategic Default on First and Second Lien Mortgages During the Financial Crisis

FRB of Philadelphia Working Paper No. 11-3
Posted: 21 May 2019
Julapa Jagtiani and William W. Lang
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Promontory Financial Group

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Mortgage, Home Equity Loan, Default Behavior, Strategic Default, Loan Modification, Financial Crisis

34.

The Interplay between Financial Regulations, Resilience, and Growth

CEPR Discussion Paper No. DP12861
Number of pages: 38 Posted: 16 Apr 2018
Franklin Allen, Itay Goldstein and Julapa Jagtiani
Imperial College London, University of Pennsylvania - The Wharton School - Finance Department and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 0 (720,567)
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bank capital regulations, bank liquidity, Basel III, CET1, Doddâ?“Frank Act, Financial Stability, high-quality liquid assets (HQLAs)

35.

The Mortgage and Financial Crises: The Role of Credit Risk Management and Corporate Governance

Atlantic Economic Journal, 2010
Posted: 02 Apr 2010
Julapa Jagtiani and William W. Lang
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Promontory Financial Group

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Financial Crisis, Risk Management, Corporate Governance, Subprime Crisis

36.

The Effect of Credit Risk on Bank and Bank Holding Company Bond Yields: Evidence from the Post-Fdicia Period

Forthcoming in Journal of Financial Research
Posted: 17 Sep 2001
Julapa Jagtiani, George G. Kaufman and Catharine Lemieux
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Loyola University Chicago and Federal Reserve Bank of Chicago

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37.

Scale Economies and Cost Complementarities in Commercial Banks: On- and Off-Balance-Sheet Activities

Posted: 14 Sep 1999
Julapa Jagtiani, Alli Nathan and Gordon Sick
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Nyenrode University - Center for Finance and University of Calgary - Haskayne School of Business

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