Paul S. Goldsmith-Pinkham

Yale School of Management

Assistant Professor

NY

United States

http://paulgp.github.io

SCHOLARLY PAPERS

23

DOWNLOADS
Rank 5,324

SSRN RANKINGS

Top 5,324

in Total Papers Downloads

14,722

SSRN CITATIONS
Rank 1,587

SSRN RANKINGS

Top 1,587

in Total Papers Citations

890

CROSSREF CITATIONS

178

Scholarly Papers (23)

Predictably Unequal? The Effects of Machine Learning on Credit Markets

Journal of Finance, Forthcoming
Number of pages: 92 Posted: 17 Nov 2017 Last Revised: 24 Jun 2021
Andreas Fuster, Paul S. Goldsmith-Pinkham, Tarun Ramadorai and Ansgar Walther
École Polytechnique Fédérale de Lausanne, Yale School of Management, Imperial College London and Imperial College London
Downloads 7,693 (1,655)
Citation 190

Abstract:

Loading...

machine learning, credit, mortgages, disparate impact, race

Predictably Unequal? The Effects of Machine Learning on Credit Markets

CEPR Discussion Paper No. DP12448
Number of pages: 60 Posted: 20 Nov 2017
Andreas Fuster, Paul S. Goldsmith-Pinkham, Tarun Ramadorai and Ansgar Walther
École Polytechnique Fédérale de Lausanne, Yale School of Management, Imperial College London and Imperial College London
Downloads 4 (1,165,692)
Citation 4
  • Add to Cart

Abstract:

Loading...

credit access, Machine Learning, Mortgages, statistical discrimination

2.
Downloads 2,030 (15,093)
Citation 36

Sea Level Rise Exposure and Municipal Bond Yields

Jacobs Levy Equity Management Center for Quantitative Financial Research Paper
Number of pages: 60 Posted: 11 Nov 2019 Last Revised: 10 Nov 2022
Paul S. Goldsmith-Pinkham, Matthew Gustafson, Ryan Lewis and Michael Schwert
Yale School of Management, Pennsylvania State University - Smeal College of Business, University of Colorado, Boulder and AQR Arbitrage, LLC
Downloads 2,017 (14,985)
Citation 17

Abstract:

Loading...

climate change, sea level rise, asset prices, municipal bonds, credit risk

Sea Level Rise Exposure and Municipal Bond Yields

NBER Working Paper No. w30660
Number of pages: 89 Posted: 21 Nov 2022 Last Revised: 14 Apr 2023
Paul S. Goldsmith-Pinkham, Matthew Gustafson, Ryan Lewis and Michael Schwert
Yale School of Management, Pennsylvania State University - Smeal College of Business, University of Colorado, Boulder and AQR Arbitrage, LLC
Downloads 13 (1,072,787)
Citation 26
  • Add to Cart

Abstract:

Loading...

3.

MBS Ratings and the Mortgage Credit Boom

FRB of New York Staff Report No. 449, European Banking Center Discussion Paper No. 2010-24S, CentER Discussion Paper Series No. 2010-89S
Number of pages: 59 Posted: 25 May 2010 Last Revised: 29 Aug 2010
Adam B. Ashcraft, Paul S. Goldsmith-Pinkham and James I. Vickery
Federal Reserve Bank of New York, Yale School of Management and Federal Reserve Bank of Philadelphia
Downloads 1,494 (24,336)
Citation 133

Abstract:

Loading...

Credit Rating Agencies, Subprime Crisis, Mortgage-Backed Securities

Bad Credit, No Problem? Credit and Labor Market Consequences of Bad Credit Reports

Kreisman Working Papers Series in Housing Law and Policy No. 42, Becker Friedman Institute for Research in Economics Working Paper No. 2018-8
Number of pages: 98 Posted: 28 Sep 2016 Last Revised: 08 Feb 2019
Will Dobbie, Paul S. Goldsmith-Pinkham, Neale Mahoney and Jae Song
Princeton University, Yale School of Management, University of Chicago Booth School of Business and U.S. Social Security Administration
Downloads 920 (48,165)
Citation 3

Abstract:

Loading...

Credit Reports, Borrowing, Labor Market, Bankruptcy

Bad Credit, No Problem? Credit and Labor Market Consequences of Bad Credit Reports

FRB of NY Staff Report No. 795, Journal of Finance, Forthcoming
Number of pages: 108 Posted: 20 Oct 2016 Last Revised: 22 Aug 2019
Will Dobbie, Paul S. Goldsmith-Pinkham, Neale Mahoney and Jae Song
Princeton University, Yale School of Management, University of Chicago Booth School of Business and U.S. Social Security Administration
Downloads 96 (511,043)
Citation 52

Abstract:

Loading...

consumer finance, bankruptcy, employment

Bad Credit, No Problem? Credit and Labor Market Consequences of Bad Credit Reports

NBER Working Paper No. w22711
Number of pages: 64 Posted: 10 Oct 2016 Last Revised: 23 Jul 2023
Will Dobbie, Paul S. Goldsmith-Pinkham, Neale Mahoney and Jae Song
Princeton University, Yale School of Management, University of Chicago Booth School of Business and U.S. Social Security Administration
Downloads 35 (849,164)

Abstract:

Loading...

5.
Downloads 612 (83,517)
Citation 21

The Gender Gap in Housing Returns

Number of pages: 70 Posted: 17 Apr 2020 Last Revised: 29 Jul 2022
Paul S. Goldsmith-Pinkham and Kelly Shue
Yale School of Management and Yale School of Management
Downloads 534 (98,075)
Citation 3

Abstract:

Loading...

gender gap, housing, wealth accumulation, negotiation

The Gender Gap in Housing Returns

NBER Working Paper No. w26914
Number of pages: 72 Posted: 30 Mar 2020 Last Revised: 27 Mar 2023
Paul S. Goldsmith-Pinkham and Kelly Shue
Yale School of Management and Yale School of Management
Downloads 78 (583,220)

Abstract:

Loading...

6.
Downloads 280 (204,851)
Citation 10

Heterogeneous Real Estate Agents and the Housing Cycle

Number of pages: 67 Posted: 16 Aug 2019
Sonia Gilbukh and Paul S. Goldsmith-Pinkham
City University of New York (CUNY) - Department of Real Estate and Yale School of Management
Downloads 273 (209,018)
Citation 10

Abstract:

Loading...

real estate, housing cycle, intermediaries, housing search

Heterogeneous Real Estate Agents and the Housing Cycle

NBER Working Paper No. w31683
Number of pages: 100 Posted: 18 Sep 2023
Sonia Gilbukh and Paul S. Goldsmith-Pinkham
City University of New York (CUNY) - Department of Real Estate and Yale School of Management
Downloads 7 (1,136,883)
  • Add to Cart

Abstract:

Loading...

7.

Interacting Regional Policies in Containing a Disease

Number of pages: 38 Posted: 20 Oct 2020 Last Revised: 02 Feb 2021
Arun G. Chandrasekhar, Paul S. Goldsmith-Pinkham, Matthew O. Jackson and Samuel Thau
Stanford University - Department of Economics, Yale School of Management, Stanford University - Department of Economics and Harvard University
Downloads 260 (220,652)

Abstract:

Loading...

8.

Parsing the Content of Bank Supervision

FRB of NY Staff Report No. 770
Number of pages: 59 Posted: 21 Mar 2016 Last Revised: 11 Nov 2017
Paul S. Goldsmith-Pinkham, Beverly Hirtle and David O. Lucca
Yale School of Management, Federal Reserve Bank of New York - Banking Studies Department and Federal Reserve Banks - Federal Reserve Bank of New York
Downloads 257 (223,239)
Citation 2

Abstract:

Loading...

bank supervision, bank regulation, market monitoring, text classification, Latent Dirichlet Allocation

9.
Downloads 198 (285,910)
Citation 1

Contagion Effects of the Silicon Valley Bank Run

Number of pages: 39 Posted: 13 Aug 2023
Dong Beom Choi, Paul S. Goldsmith-Pinkham and Tanju Yorulmazer
Seoul National University - Business School, Yale School of Management and Koc University
Downloads 185 (303,236)

Abstract:

Loading...

Contagion, Banking crisis, Bank run, Systemic risk, Interest rate risk, Hidden losses, Held-to-maturity

Contagion Effects of the Silicon Valley Bank Run

NBER Working Paper No. w31772
Number of pages: 53 Posted: 09 Oct 2023
Dong Beom Choi, Paul S. Goldsmith-Pinkham and Tanju Yorulmazer
Seoul National University - Business School, Yale School of Management and Koc University
Downloads 13 (1,072,787)
Citation 1
  • Add to Cart

Abstract:

Loading...

10.

The Great Equalizer: Medicare and the Geography of Consumer Financial Strain

FRB of New York Staff Report No. 911, January 2020, Rev. September 2023. Previous title: “Medicare and the Geography of Financial Health”
Number of pages: 46 Posted: 23 Jan 2020 Last Revised: 30 Sep 2023
Paul S. Goldsmith-Pinkham, Maxim Pinkovskiy and Jacob Wallace
Yale School of Management, Federal Reserve Bank of New York and Yale University - School of Public Health
Downloads 156 (352,231)
Citation 6

Abstract:

Loading...

Medicare, household finance, heterogeneity

11.

Bartik Instruments: What, When, Why, and How

NBER Working Paper No. w24408
Number of pages: 77 Posted: 20 Mar 2018 Last Revised: 12 Mar 2023
Paul S. Goldsmith-Pinkham, Isaac Sorkin and Henry Swift
Yale School of Management, Stanford University - Department of Economics and Independent
Downloads 146 (371,770)
Citation 232

Abstract:

Loading...

Gender Representation in Economics Across Topics and Time: Evidence from the NBER Summer Institute

Number of pages: 41 Posted: 16 Oct 2017 Last Revised: 17 Oct 2017
Anusha Chari and Paul S. Goldsmith-Pinkham
University of North Carolina (UNC) at Chapel Hill - Department of Economics and Yale School of Management
Downloads 88 (540,995)
Citation 1

Abstract:

Loading...

gender representation, economics, heterogeneity across sub-disciplines, academic conference

Gender Representation in Economics Across Topics and Time: Evidence from the NBER Summer Institute

NBER Working Paper No. w23953
Number of pages: 42 Posted: 23 Oct 2017 Last Revised: 14 Jun 2023
Anusha Chari and Paul S. Goldsmith-Pinkham
University of North Carolina (UNC) at Chapel Hill - Department of Economics and Yale School of Management
Downloads 35 (849,164)
Citation 3

Abstract:

Loading...

13.

Doctors' and Nurses' Social Media Ads Reduced Holiday Travel and Covid-19 Infections: A Cluster Randomized Controlled Trial

NBER Working Paper No. w29021
Number of pages: 31 Posted: 19 Jul 2021 Last Revised: 19 Apr 2023
Harvard University, Harvard University - Harvard Medical School, Harvard University - Harvard Kennedy School (HKS), Online Care Group, Massachusetts Institute of Technology (MIT) - Department of Economics, Stanford University - Department of Economics, Ludwig Maximilian University of Munich (LMU), Bozeman Health Deaconess Hospital, Yale School of Management, Lynn Community Health Center, Johns Hopkins School of Nursing, Massachusetts Institute of Technology (MIT), St. Anthony North Family Medicine, Paris School of Economics (PSE), Harvard University - Massachusetts General Hospital, Massachusetts Institute of Technology (MIT) - Department of Economics, Harvard University - Harvard Medical School, Massachusetts Institute of Technology (MIT), Harvard University - Massachusetts General Hospital, McGovern Medical School at UTHealth and Massachusetts Institute of Technology (MIT) - Department of Economics
Downloads 98 (500,152)

Abstract:

Loading...

14.

Gender Representation in Economics Across Topics and Time: Evidence from the NBER

FRB of NY Staff Report No. 825
Number of pages: 42 Posted: 07 Nov 2017
Anusha Chari and Paul S. Goldsmith-Pinkham
University of North Carolina (UNC) at Chapel Hill - Department of Economics and Yale School of Management
Downloads 67 (625,757)

Abstract:

Loading...

gender, economics, representation

15.

Messages on Covid-19 Prevention in India Increased Symptoms Reporting and Adherence to Preventive Behaviors Among 25 Million Recipients with Similar Effects on Non-Recipient Members of Their Communities

NBER Working Paper No. w27496
Number of pages: 40 Posted: 14 Jul 2020 Last Revised: 17 Feb 2023
Massachusetts Institute of Technology (MIT) - Department of Economics, Harvard University - Harvard Kennedy School (HKS), Harvard University, Stanford University - Department of Economics, Institute of Post Graduate Medical Education and Research - School of Digestive and Liver Diseases, Massachusetts Institute of Technology (MIT) - Department of Economics, Yale School of Management and Massachusetts Institute of Technology (MIT) - Department of Economics
Downloads 63 (646,028)
Citation 8

Abstract:

Loading...

16.

The Impact of Large-Scale Social Media Advertising Campaigns on Covid-19 Vaccination: Evidence from Two Randomized Controlled Trials

NBER Working Paper No. w30618
Number of pages: 49 Posted: 07 Dec 2022 Last Revised: 30 May 2023
Massachusetts Institute of Technology (MIT), Harvard University, Harvard University - Harvard Kennedy School (HKS), Massachusetts Institute of Technology (MIT) - Department of Economics, Stanford University - Department of Economics, Harvard University - Harvard Medical School, Sorbonne University - Assistance Publique Hôpitaux de Paris (AP-HP), Yale School of Management, Lynn Community Health Center, Johns Hopkins School of Nursing, Massachusetts Institute of Technology (MIT) - Abdul Latif Jameel Poverty Action Lab (J-PAL), Harvard University - Massachusetts General Hospital, Massachusetts Institute of Technology (MIT) - Department of Economics, Harvard University - Harvard Medical School, Massachusetts Institute of Technology (MIT), Harvard University - Massachusetts General Hospital and Massachusetts Institute of Technology (MIT) - Department of Economics
Downloads 47 (739,237)

Abstract:

Loading...

17.

Consumer Bankruptcy and Financial Health

NBER Working Paper No. w21032
Number of pages: 57 Posted: 23 Mar 2015 Last Revised: 21 Jun 2023
Will Dobbie, Paul S. Goldsmith-Pinkham and Crystal Yang
Harvard University - Harvard Kennedy School (HKS), Yale School of Management and Harvard Law School
Downloads 44 (759,504)
Citation 23

Abstract:

Loading...

18.

Opting Out of Good Governance

NBER Working Paper No. w19953
Number of pages: 48 Posted: 10 Mar 2014 Last Revised: 08 Jan 2023
C. Fritz Foley, Paul S. Goldsmith-Pinkham, Jonathan Greenstein and Eric Zwick
Harvard University - Business School (HBS), Yale School of Management, Yale University - Law School and University of Chicago - Finance
Downloads 44 (759,504)

Abstract:

Loading...

Macroeconomic Effects of Debt Relief: Consumer Bankruptcy Protections in the Great Recession

NBER Working Paper No. w25685
Number of pages: 91 Posted: 26 Mar 2019 Last Revised: 08 Mar 2023
Adrien Auclert, Will Dobbie and Paul S. Goldsmith-Pinkham
Stanford University - Department of Economics, Princeton University and Yale School of Management
Downloads 40 (808,684)
Citation 1

Abstract:

Loading...

Macroeconomic Effects of Debt Relief: Consumer Bankruptcy Protections in the Great Recession

CEPR Discussion Paper No. DP13598
Number of pages: 93 Posted: 27 Mar 2019
Adrien Auclert, Will Dobbie and Paul S. Goldsmith-Pinkham
Stanford University - Department of Economics, Princeton University and Yale School of Management
Downloads 1 (1,195,126)
  • Add to Cart

Abstract:

Loading...

Consumer bankruptcy, micro to macro, regional multipliers

20.

Contamination Bias in Linear Regressions

NBER Working Paper No. w30108
Number of pages: 70 Posted: 06 Jun 2022 Last Revised: 14 Apr 2023
Paul S. Goldsmith-Pinkham, Peter Hull and Michal Kolesár
Yale School of Management, Brown University and Princeton University
Downloads 8 (1,085,838)
Citation 1

Abstract:

Loading...

21.

Non-Robustness of Diffusion Estimates on Networks with Measurement Error

NBER Working Paper No. w32251
Number of pages: 58 Posted: 18 Mar 2024
Arun G. Chandrasekhar, Paul S. Goldsmith-Pinkham, Tyler McCormick, Samuel Thau and Jerry Wei
Stanford University - Department of Economics, Yale School of Management, University of Washington, Stanford University and University of Washington
Downloads 3 (1,129,388)
  • Add to Cart

Abstract:

Loading...

22.

The Great Equalizer: Medicare and the Geography of Consumer Financial Strain

NBER Working Paper No. w31223
Number of pages: 53 Posted: 15 May 2023 Last Revised: 29 May 2023
Paul S. Goldsmith-Pinkham, Maxim Pinkovskiy and Jacob Wallace
Yale School of Management, Federal Reserve Bank of New York and Yale University - School of Public Health
Downloads 3 (1,129,388)
  • Add to Cart

Abstract:

Loading...

23.

Credit Ratings and Security Prices in the Subprime MBS Market

American Economic Review, Vol. 101, No. 3, pp. 115-119, 2011
Posted: 03 Jun 2011
Adam B. Ashcraft, Paul S. Goldsmith-Pinkham, Peter Hull and James I. Vickery
Federal Reserve Bank of New York, Yale School of Management, Federal Reserve Banks - Federal Reserve Bank of New York and Federal Reserve Bank of Philadelphia

Abstract:

Loading...

credit ratings, mortgage-backed securities