Paul S. Goldsmith-Pinkham

Yale School of Management

Assistant Professor

NY

United States

http://paulgp.github.io

SCHOLARLY PAPERS

19

DOWNLOADS
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10,663

SSRN CITATIONS
Rank 3,062

SSRN RANKINGS

Top 3,062

in Total Papers Citations

274

CROSSREF CITATIONS

159

Scholarly Papers (19)

Predictably Unequal? The Effects of Machine Learning on Credit Markets

Journal of Finance, Forthcoming
Number of pages: 92 Posted: 17 Nov 2017 Last Revised: 24 Jun 2021
Andreas Fuster, Paul S. Goldsmith-Pinkham, Tarun Ramadorai and Ansgar Walther
Ecole Polytechnique Fédérale de Lausanne, Yale School of Management, Imperial College London and Imperial College London
Downloads 5,701 (1,931)
Citation 74

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machine learning, credit, mortgages, disparate impact, race

Predictably Unequal? The Effects of Machine Learning on Credit Markets

CEPR Discussion Paper No. DP12448
Number of pages: 60 Posted: 20 Nov 2017
Andreas Fuster, Paul S. Goldsmith-Pinkham, Tarun Ramadorai and Ansgar Walther
Ecole Polytechnique Fédérale de Lausanne, Yale School of Management, Imperial College London and Imperial College London
Downloads 4 (888,252)
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credit access, Machine Learning, Mortgages, statistical discrimination

2.

MBS Ratings and the Mortgage Credit Boom

FRB of New York Staff Report No. 449, European Banking Center Discussion Paper No. 2010-24S, CentER Discussion Paper Series No. 2010-89S
Number of pages: 59 Posted: 25 May 2010 Last Revised: 29 Aug 2010
Adam B. Ashcraft, Paul S. Goldsmith-Pinkham and James I. Vickery
Federal Reserve Bank of New York, Yale School of Management and Federal Reserve Bank of Philadelphia
Downloads 1,412 (19,447)
Citation 133

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Credit Rating Agencies, Subprime Crisis, Mortgage-Backed Securities

3.

Sea Level Rise Exposure and Municipal Bond Yields

Jacobs Levy Equity Management Center for Quantitative Financial Research Paper
Number of pages: 53 Posted: 11 Nov 2019 Last Revised: 06 Oct 2021
Paul S. Goldsmith-Pinkham, Matthew Gustafson, Ryan Lewis and Michael Schwert
Yale School of Management, Pennsylvania State University - Smeal College of Business, University of Colorado, Boulder and University of Pennsylvania - The Wharton School
Downloads 1,285 (22,475)
Citation 17

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climate change, sea level rise, asset prices, municipal bonds, credit risk

Bad Credit, No Problem? Credit and Labor Market Consequences of Bad Credit Reports

Kreisman Working Papers Series in Housing Law and Policy No. 42, Becker Friedman Institute for Research in Economics Working Paper No. 2018-8
Number of pages: 98 Posted: 28 Sep 2016 Last Revised: 08 Feb 2019
Will Dobbie, Paul S. Goldsmith-Pinkham, Neale Mahoney and Jae Song
Princeton University, Yale School of Management, University of Chicago Booth School of Business and U.S. Social Security Administration
Downloads 783 (44,553)
Citation 2

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Credit Reports, Borrowing, Labor Market, Bankruptcy

Bad Credit, No Problem? Credit and Labor Market Consequences of Bad Credit Reports

FRB of NY Staff Report No. 795, Journal of Finance, Forthcoming
Number of pages: 108 Posted: 20 Oct 2016 Last Revised: 22 Aug 2019
Will Dobbie, Paul S. Goldsmith-Pinkham, Neale Mahoney and Jae Song
Princeton University, Yale School of Management, University of Chicago Booth School of Business and U.S. Social Security Administration
Downloads 49 (539,416)
Citation 19

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consumer finance, bankruptcy, employment

Bad Credit, No Problem? Credit and Labor Market Consequences of Bad Credit Reports

NBER Working Paper No. w22711
Number of pages: 64 Posted: 10 Oct 2016 Last Revised: 23 Jul 2022
Will Dobbie, Paul S. Goldsmith-Pinkham, Neale Mahoney and Jae Song
Princeton University, Yale School of Management, University of Chicago Booth School of Business and U.S. Social Security Administration
Downloads 12 (800,463)

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5.
Downloads 411 (101,092)
Citation 2

The Gender Gap in Housing Returns

Number of pages: 70 Posted: 17 Apr 2020 Last Revised: 29 Jul 2022
Paul S. Goldsmith-Pinkham and Kelly Shue
Yale School of Management and Yale School of Management
Downloads 364 (115,227)

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gender gap, housing, wealth accumulation, negotiation

The Gender Gap in Housing Returns

NBER Working Paper No. w26914
Number of pages: 72 Posted: 30 Mar 2020 Last Revised: 17 Jul 2022
Paul S. Goldsmith-Pinkham and Kelly Shue
Yale School of Management and Yale School of Management
Downloads 47 (548,863)

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6.

Interacting Regional Policies in Containing a Disease

Number of pages: 38 Posted: 20 Oct 2020 Last Revised: 02 Feb 2021
Arun G. Chandrasekhar, Paul S. Goldsmith-Pinkham, Matthew O. Jackson and Samuel Thau
Stanford University - Department of Economics, Yale School of Management, Stanford University - Department of Economics and Harvard University
Downloads 202 (209,889)

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7.

Parsing the Content of Bank Supervision

FRB of NY Staff Report No. 770
Number of pages: 59 Posted: 21 Mar 2016 Last Revised: 11 Nov 2017
Paul S. Goldsmith-Pinkham, Beverly Hirtle and David O. Lucca
Yale School of Management, Federal Reserve Bank of New York - Banking Studies Department and Federal Reserve Banks - Federal Reserve Bank of New York
Downloads 177 (235,664)
Citation 2

Abstract:

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bank supervision, bank regulation, market monitoring, text classification, Latent Dirichlet Allocation

8.

Heterogeneous Real Estate Agents and the Housing Cycle

Number of pages: 67 Posted: 16 Aug 2019
Sonia Gilbukh and Paul S. Goldsmith-Pinkham
City University of New York (CUNY) - Department of Real Estate and Yale School of Management
Downloads 157 (261,997)
Citation 8

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real estate, housing cycle, intermediaries, housing search

9.

Bartik Instruments: What, When, Why, and How

NBER Working Paper No. w24408
Number of pages: 77 Posted: 20 Mar 2018 Last Revised: 12 Mar 2022
Paul S. Goldsmith-Pinkham, Isaac Sorkin and Henry Swift
Yale School of Management, Stanford University - Department of Economics and Independent
Downloads 87 (395,806)
Citation 76

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10.

Medicare and the Geography of Financial Health

FRB of New York Staff Report No. 911, January 2020
Number of pages: 91 Posted: 23 Jan 2020
Paul S. Goldsmith-Pinkham, Maxim Pinkovskiy and Jacob Wallace
Yale School of Management, Federal Reserve Bank of New York and Yale University - School of Public Health
Downloads 83 (407,074)
Citation 5

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Medicare, household finance, heterogeneity

11.

Doctors' and Nurses' Social Media Ads Reduced Holiday Travel and Covid-19 Infections: A Cluster Randomized Controlled Trial

NBER Working Paper No. w29021
Number of pages: 31 Posted: 19 Jul 2021 Last Revised: 18 Apr 2022
Harvard University, Harvard University - Harvard Medical School, Harvard University - Harvard Kennedy School (HKS), Online Care Group, Massachusetts Institute of Technology (MIT) - Department of Economics, Stanford University - Department of Economics, Ludwig Maximilian University of Munich (LMU), Bozeman Health Deaconess Hospital, Yale School of Management, Lynn Community Health Center, Johns Hopkins School of Nursing, Massachusetts Institute of Technology (MIT), St. Anthony North Family Medicine, Paris School of Economics (PSE), Harvard University - Massachusetts General Hospital, Massachusetts Institute of Technology (MIT) - Department of Economics, Harvard University - Harvard Medical School, Massachusetts Institute of Technology (MIT), Harvard University - Massachusetts General Hospital, McGovern Medical School at UTHealth and Massachusetts Institute of Technology (MIT) - Department of Economics
Downloads 82 (409,986)

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Gender Representation in Economics Across Topics and Time: Evidence from the NBER Summer Institute

Number of pages: 41 Posted: 16 Oct 2017 Last Revised: 17 Oct 2017
Anusha Chari and Paul S. Goldsmith-Pinkham
University of North Carolina (UNC) at Chapel Hill - Department of Economics and Yale School of Management
Downloads 46 (554,127)
Citation 1

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gender representation, economics, heterogeneity across sub-disciplines, academic conference

Gender Representation in Economics Across Topics and Time: Evidence from the NBER Summer Institute

NBER Working Paper No. w23953
Number of pages: 42 Posted: 23 Oct 2017 Last Revised: 13 Jun 2022
Anusha Chari and Paul S. Goldsmith-Pinkham
University of North Carolina (UNC) at Chapel Hill - Department of Economics and Yale School of Management
Downloads 12 (800,817)
Citation 3

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13.

Messages on Covid-19 Prevention in India Increased Symptoms Reporting and Adherence to Preventive Behaviors Among 25 Million Recipients with Similar Effects on Non-Recipient Members of Their Communities

NBER Working Paper No. w27496
Number of pages: 40 Posted: 14 Jul 2020 Last Revised: 17 Feb 2022
Massachusetts Institute of Technology (MIT) - Department of Economics, Harvard University - Harvard Kennedy School (HKS), Harvard University, Stanford University - Department of Economics, Institute of Post Graduate Medical Education and Research - School of Digestive and Liver Diseases, Massachusetts Institute of Technology (MIT) - Department of Economics, Yale School of Management and Massachusetts Institute of Technology (MIT) - Department of Economics
Downloads 51 (520,752)
Citation 5

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14.

Gender Representation in Economics Across Topics and Time: Evidence from the NBER

FRB of NY Staff Report No. 825
Number of pages: 42 Posted: 07 Nov 2017
Anusha Chari and Paul S. Goldsmith-Pinkham
University of North Carolina (UNC) at Chapel Hill - Department of Economics and Yale School of Management
Downloads 42 (563,044)

Abstract:

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gender, economics, representation

15.

Opting Out of Good Governance

NBER Working Paper No. w19953
Number of pages: 48 Posted: 10 Mar 2014 Last Revised: 10 Jul 2022
C. Fritz Foley, Paul S. Goldsmith-Pinkham, Jonathan Greenstein and Eric Zwick
Harvard University - Business School (HBS), Yale School of Management, Yale University - Law School and University of Chicago - Finance
Downloads 29 (636,993)

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Macroeconomic Effects of Debt Relief: Consumer Bankruptcy Protections in the Great Recession

NBER Working Paper No. w25685
Number of pages: 91 Posted: 26 Mar 2019 Last Revised: 07 Mar 2022
Adrien Auclert, Will Dobbie and Paul S. Goldsmith-Pinkham
Stanford University - Department of Economics, Princeton University and Yale School of Management
Downloads 16 (761,203)
Citation 1

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Macroeconomic Effects of Debt Relief: Consumer Bankruptcy Protections in the Great Recession

CEPR Discussion Paper No. DP13598
Number of pages: 93 Posted: 27 Mar 2019
Adrien Auclert, Will Dobbie and Paul S. Goldsmith-Pinkham
Stanford University - Department of Economics, Princeton University and Yale School of Management
Downloads 1 (932,912)
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Consumer bankruptcy, micro to macro, regional multipliers

17.

Consumer Bankruptcy and Financial Health

NBER Working Paper No. w21032
Number of pages: 57 Posted: 23 Mar 2015 Last Revised: 20 Jun 2022
Will Dobbie, Paul S. Goldsmith-Pinkham and Crystal Yang
Harvard University - Harvard Kennedy School (HKS), Yale School of Management and Harvard Law School
Downloads 17 (727,383)
Citation 10

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18.

Contamination Bias in Linear Regressions

NBER Working Paper No. w30108
Number of pages: 47 Posted: 06 Jun 2022 Last Revised: 11 Jun 2022
Paul S. Goldsmith-Pinkham, Peter Hull and Michal Kolesár
Yale School of Management, Brown University and Princeton University
Downloads 4 (853,482)
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19.

Credit Ratings and Security Prices in the Subprime MBS Market

American Economic Review, Vol. 101, No. 3, pp. 115-119, 2011
Posted: 03 Jun 2011
Adam B. Ashcraft, Paul S. Goldsmith-Pinkham, Peter Hull and James I. Vickery
Federal Reserve Bank of New York, Yale School of Management, Federal Reserve Banks - Federal Reserve Bank of New York and Federal Reserve Bank of Philadelphia

Abstract:

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credit ratings, mortgage-backed securities