Hyrum L. Smith

Utah Valley University

Assistant Professor

Orem, UT UT 84058

United States

  • Utah Valley University

    • Email
    • Tel: 801-863-8473
SCHOLARLY PAPERS

4

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1,218

SSRN CITATIONS

1

CROSSREF CITATIONS

2

Scholarly Papers (4)

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1.

Financial Sophistication and Housing Leverage Among Older Households

Number of pages: 35 Posted: 17 Jan 2012 Last Revised: 19 May 2015
Hyrum L. Smith, Michael S. Finke and Sandra J. Huston
Utah Valley University, The American College and Texas Tech University
Downloads 792 (52,939)

Abstract:

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2.

A Financial Sophistication Proxy for the Survey of Consumer Finances

Number of pages: 11 Posted: 28 Aug 2011
Sandra J. Huston, Michael S. Finke and Hyrum L. Smith
Texas Tech University, The American College and Utah Valley University
Downloads 247 (206,220)
Citation 1

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Survey of Consumer Finances, household finance, financial literacy, financial sophistication

3.

The Impact of Financial Sophistication on Adjustable Rate Mortgage Ownership

Journal of Financial Counseling and Planning, Vol. 22, No. 2, 2011
Number of pages: 13 Posted: 16 May 2012
Hyrum L. Smith, Michael S. Finke and Sandra J. Huston
Utah Valley University, The American College and Texas Tech University
Downloads 128 (365,323)

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adjustable-rate mortgages, financial sophistication, mortgage choice, Survey of Consumer Finances

4.

Do Saving Rules Influence Self-Employed Households' Participation in Tax-Deferred Retirement Plans?

Family and Consumer Sciences Research Journal, 43: 47-60, 2014, DOI: 10.1111/fcsr.12080
Number of pages: 22 Posted: 10 Oct 2014
Hyrum L. Smith and Tim Griesdorn
Utah Valley University and University of the Incarnate Word
Downloads 51 (632,066)

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self-employed, savings rules, behavioral economics