affiliation not provided to SSRN, University of Washington, University of Arizona, University of Washington, University of Arizona, University of Arizona, Universidad del Norte, Universidad de los Andes, affiliation not provided to SSRN, affiliation not provided to SSRN, University of Arizona, Universidad Distrital Francisco José de Caldas, affiliation not provided to SSRN, affiliation not provided to SSRN, Brown University, University of the North and University of Washington