Beverly Hirtle

Federal Reserve Bank of New York - Banking Studies Department

Vice President

33 Liberty Street

New York, NY 10045

United States

SCHOLARLY PAPERS

27

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10,828

CITATIONS
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Top 3,664

in Total Papers Citations

220

Scholarly Papers (27)

1.

The Challenges of Risk Management in Diversified Financial Companies

Economic Policy Review, Vol. 7, No. 1, March 2001
Number of pages: 17 Posted: 10 Nov 2005
Christine Cumming and Beverly Hirtle
Federal Reserve Banks - Federal Reserve Bank of New York and Federal Reserve Bank of New York - Banking Studies Department
Downloads 1,351 (13,592)

Abstract:

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risk management, banking, consolidation, mergers

2.

Bank Capital Requirements for Market Risk: The Internal Models Approach

Economic Policy Review, Vol. 3, No. 4, December 1997
Number of pages: 12 Posted: 24 Sep 2007
Darryll Hendricks and Beverly Hirtle
Harvard University - Harvard Kennedy School (HKS) and Federal Reserve Bank of New York - Banking Studies Department
Downloads 1,072 (19,356)

Abstract:

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bank capital requirements, market risk

3.

The Role of Retail Banking in the U.S. Banking Industry: Risk, Return, and Industry Structure

Economic Policy Review, Vol. 13, No. 3, December 2007
Number of pages: 18 Posted: 27 Sep 2007 Last Revised: 10 Jun 2008
Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Bank of New York - Banking Studies Department, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 900 (25,064)

Abstract:

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banking

4.

Credit Derivatives and Bank Credit Supply

FRB of New York Staff Report No. 276
Number of pages: 44 Posted: 13 Mar 2007 Last Revised: 10 Jun 2010
Beverly Hirtle
Federal Reserve Bank of New York - Banking Studies Department
Downloads 822 (28,470)
Citation 15

Abstract:

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credit derivatives, risk management, credit supply, bank lending

5.

Derivatives, Portfolio Composition and Bank Holding Company

96-43
Number of pages: 39 Posted: 23 Jan 1997
Beverly Hirtle
Federal Reserve Bank of New York - Banking Studies Department
Downloads 785 (30,320)
Citation 11

Abstract:

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6.

The Evolution of U.S. Bank Branch Networks: Growth, Consolidation, and Strategy

Current Issues in Economics and Finance, Vol. 10, No. 8, July 2004
Number of pages: 7 Posted: 25 Aug 2004
Beverly Hirtle and Christopher Metli
Federal Reserve Bank of New York - Banking Studies Department and Federal Reserve Bank of New York
Downloads 564 (47,245)

Abstract:

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Bank branches, branching, branch network

7.

Macroprudential Supervision of Financial Institutions: Lessons from the SCAP

FRB of New York Staff Report No. 409
Number of pages: 17 Posted: 30 Nov 2009
Beverly Hirtle, Til Schuermann and Kevin J. Stiroh
Federal Reserve Bank of New York - Banking Studies Department, Oliver Wyman and Federal Reserve Bank of New York
Downloads 534 (50,569)
Citation 44

Abstract:

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bank stress test, macroprudential, SCAP, bank supervision

8.

Trends in Financial Market Concentration and their Implications for Market Stability

Economic Policy Review, Vol. 13, No. 1, March 2007
Number of pages: 19 Posted: 26 Mar 2007
Federal Reserve Bank of New York, Federal Reserve Bank of New York - Banking Studies Department, Federal Reserve Bank of New York, Federal Reserve Bank of New York--Retired and Federal Reserve Bank of New York
Downloads 511 (53,510)
Citation 1

Abstract:

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Financial stability, financial crises, market concentration, competition, substitutability

9.

Public Disclosure, Risk, and Performance at Bank Holding Companies

FRB of New York Staff Report No. 293
Number of pages: 45 Posted: 30 Jul 2007
Beverly Hirtle
Federal Reserve Bank of New York - Banking Studies Department
Downloads 437 (64,937)
Citation 10

Abstract:

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disclosure, value at risk, market discipline, banking

10.

The Impact of Network Size on Bank Branch Performance

FRB of New York Staff Report No. 211
Number of pages: 44 Posted: 16 Aug 2005
Beverly Hirtle
Federal Reserve Bank of New York - Banking Studies Department
Downloads 392 (73,978)
Citation 8

Abstract:

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banking, branch, deposits

11.

How Do Stock Repurchases Affect Bank Holding Company Performance?

FRB New York Staff Report No. 123
Number of pages: 47 Posted: 01 May 2001
Beverly Hirtle
Federal Reserve Bank of New York - Banking Studies Department
Downloads 392 (73,978)

Abstract:

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Bank capital, repurchases, bank holding companies

12.

Using Credit Risk Models for Regulatory Capital: Issues and Options

Economic Policy Review, Vol. 7, No. 1, March 2001
Number of pages: 18 Posted: 10 Nov 2005
Federal Reserve Bank of New York - Banking Studies Department, Government of the United States of America - Office of the Comptroller of the Currency (OCC), affiliation not provided to SSRN, Federal Reserve Banks - Federal Reserve Bank of New York and Board of Governors of the Federal Reserve System
Downloads 389 (74,656)

Abstract:

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credit risk models, risk-based capital, bank capital, capital requirements, capital regulation, credit risk

13.

What Market Risk Capital Reporting Tells Us About Bank Risk

Economic Policy Review, Vol. 9, No. 3, September 2003
Number of pages: 18 Posted: 25 Aug 2005
Beverly Hirtle
Federal Reserve Bank of New York - Banking Studies Department
Downloads 371 (78,846)

Abstract:

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market risk, disclosure, regulatory reporting, banking, bank capital

14.

Stock Market Reaction to Financial Statement Certification by Bank Holding Company CEOS

FRB of New York Staff Report No. 170
Number of pages: 35 Posted: 02 Sep 2003
Beverly Hirtle
Federal Reserve Bank of New York - Banking Studies Department
Downloads 326 (91,388)
Citation 2

Abstract:

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banking, disclosure, financial statement certification

15.

The Return to Retail and the Performance of U.S. Banks

FRB NY Staff Report No. 233
Number of pages: 39 Posted: 05 Jan 2006
Beverly Hirtle and Kevin J. Stiroh
Federal Reserve Bank of New York - Banking Studies Department and Federal Reserve Bank of New York
Downloads 287 (105,059)
Citation 9

Abstract:

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retail banking, bank risk, banking, bank performance, risk and return

16.

The Impact of Supervision on Bank Performance

FRB of NY Staff Report No. 768
Number of pages: 82 Posted: 21 Mar 2016 Last Revised: 13 May 2019
Beverly Hirtle, Anna Kovner and Matthew C. Plosser
Federal Reserve Bank of New York - Banking Studies Department, Federal Reserve Bank of New York and Federal Reserve Banks - Federal Reserve Bank of New York
Downloads 222 (136,616)
Citation 2

Abstract:

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bank supervision, bank regulation, bank performance

17.

Bank Holding Company Capital Ratios and Shareholder Payouts

Current Issues in Economics and Finance, Vol. 4, No. 9, September 1998
Number of pages: 6 Posted: 03 Jul 2007
Beverly Hirtle
Federal Reserve Bank of New York - Banking Studies Department
Downloads 208 (145,339)
Citation 3

Abstract:

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repurchases, bank capital

18.

Supervisory Information and the Frequency of Bank Examinations

Economic Policy Review, Vol. 5, No. 1, April 1999
Number of pages: 19 Posted: 02 Aug 2007
Beverly Hirtle and Jose A. Lopez
Federal Reserve Bank of New York - Banking Studies Department and Federal Reserve Bank of San Francisco
Downloads 192 (156,647)

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bank supervision, bank examination

19.
Downloads 185 (162,019)
Citation 7

Supervisory Stress Tests

FRB of New York Staff Report No. 696
Number of pages: 28 Posted: 12 Nov 2014
Beverly Hirtle and Andreas Lehnert
Federal Reserve Bank of New York - Banking Studies Department and Board of Governors of the Federal Reserve
Downloads 185 (161,992)
Citation 7

Abstract:

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stress tests, bank capital

Supervisory Stress Tests

Annual Review of Financial Economics, Vol. 7, pp. 339-355, 2015
Posted: 11 Dec 2015
Beverly Hirtle and Andreas Lehnert
Federal Reserve Bank of New York - Banking Studies Department and Board of Governors of the Federal Reserve

Abstract:

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20.

How Do Stock Repurchased Affect Bank Holding Company Performance?

FRB of New York Staff Report No. 123
Number of pages: 47 Posted: 09 Aug 2006
Beverly Hirtle
Federal Reserve Bank of New York - Banking Studies Department
Downloads 182 (164,441)

Abstract:

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bank capital, stock repurchases, free cash flow, bank performance, bank holding company

Supervising Large, Complex Financial Institutions: What Do Supervisors Do?

Economic Policy Review, Issue 23-1, pp. 57-77, 2017
Number of pages: 21 Posted: 02 Mar 2017 Last Revised: 16 Dec 2017
Federal Reserve Banks - Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Bank of New York - Banking Studies Department, Federal Reserve Bank of New York, Federal Reserve Banks - Federal Reserve Bank of New York and Federal Reserve Banks - Federal Reserve Bank of New York
Downloads 100 (265,143)

Abstract:

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bank supervision, large and complex financial companies

Supervising Large, Complex Financial Institutions: What Do Supervisors Do?

FRB of New York Staff Report No. 729
Number of pages: 40 Posted: 31 May 2015
Federal Reserve Banks - Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Bank of New York - Banking Studies Department, Federal Reserve Bank of New York, Federal Reserve Banks - Federal Reserve Bank of New York and Federal Reserve Banks - Federal Reserve Bank of New York
Downloads 71 (328,357)
Citation 2

Abstract:

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bank supervision, large and complex financial companies

22.

Bank Holding Company Dividends and Repurchases during the Financial Crisis

FRB of New York Staff Report No. 666
Number of pages: 38 Posted: 12 Apr 2014
Beverly Hirtle
Federal Reserve Bank of New York - Banking Studies Department
Downloads 143 (201,906)
Citation 11

Abstract:

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bank capital, stock repurchases, bank dividends, financial crisis

23.

Assessing Financial Stability: The Capital and Loss Assessment under Stress Scenarios (CLASS) Model

FRB of New York Staff Report No. 663
Number of pages: 95 Posted: 12 Feb 2014 Last Revised: 05 Aug 2015
Federal Reserve Bank of New York - Banking Studies Department, Federal Reserve Bank of New York, Federal Reserve Bank of New York and University of Chicago - Department of Economics
Downloads 107 (251,437)
Citation 8

Abstract:

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capital, bank, stress testing, financial stability

24.

Parsing the Content of Bank Supervision

FRB of NY Staff Report No. 770
Number of pages: 59 Posted: 21 Mar 2016 Last Revised: 11 Nov 2017
Federal Reserve Banks - Federal Reserve Bank of New York, Federal Reserve Bank of New York - Banking Studies Department and Federal Reserve Banks - Federal Reserve Bank of New York
Downloads 101 (261,680)

Abstract:

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bank supervision, bank regulation, market monitoring, text classification, Latent Dirichlet Allocation

25.

Evaluating the Information in the Federal Reserve Stress Tests

FRB of NY Staff Report No. 744
Number of pages: 51 Posted: 06 Oct 2015 Last Revised: 30 Aug 2017
Mark J. Flannery, Beverly Hirtle and Anna Kovner
University of Florida - Department of Finance, Insurance and Real Estate, Federal Reserve Bank of New York - Banking Studies Department and Federal Reserve Bank of New York
Downloads 98 (266,966)

Abstract:

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stress test, bank capital, event study

26.

Public Disclosure and Risk-Adjusted Performance at Bank Holding Companies

Economic Policy Review, Issue Aug, pp. 151-173, 2016
Number of pages: 23 Posted: 23 Aug 2016 Last Revised: 16 Dec 2017
Beverly Hirtle
Federal Reserve Bank of New York - Banking Studies Department
Downloads 44 (406,812)

Abstract:

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disclosure, value at risk, market discipline, banking

27.

Commentary

Economic Policy Review, Vol. 4, No. 3, October 1998
Number of pages: 4 Posted: 15 Nov 2007
Beverly Hirtle
Federal Reserve Bank of New York - Banking Studies Department
Downloads 42 (414,208)

Abstract:

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capital regulation