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Andrew J Devin

Independent

SCHOLARLY PAPERS

15

DOWNLOADS

367

TOTAL CITATIONS

0

Ideas:
“  My work renders AI architecture legible as liability: from V = 0 and J = 0, through J = 1, to P = 1. I developed the KEV diagnostic to examine verification absence in generative AI and the governance failures that follow when institutions treat capability, human presence or approval as proof. The series traces how unverified AI-assisted reliance moves from micro-architecture to macroeconomic consequence: confabulation, benchmark reliance, epistemic debt, evidential burden, provider-shaped pathways and market mispricing. Its central question is practical and legal-evidential: can the institution prove the decision was defensible when consequence attached?  ”

Scholarly Papers (15)

1.

Epistemic Debt: The Economics Of Ungoverned AI

Number of pages: 49 Posted: 09 Feb 2026 Last Revised: 18 Feb 2026
Andrew J Devin
Independent
Downloads 62 (1,041,696)

Abstract:

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Epistemic debt, AI liability, AI insurance, Governance economics, Strategic convergence, Enterprise risk, Ungoverned AI, Verification cost, Institutional failure, Confabulation, Generative AI, Balance-sheet liability, Six Laws, Fiduciary Duty

2.

Governing AI Without Killing Value: KEV - A Defensibility-First Governance Framework

Number of pages: 82 Posted: 04 Mar 2026 Last Revised: 10 Mar 2026
Andrew J Devin
Independent
Downloads 48 (1,121,190)

Abstract:

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AI Governance, Fiduciary Duty, Verification Debt, Corporate Liability, Board Accountability, Decision Architecture, KEV Framework, Sovereign Intelligence Flywheel, Accountability Arbitrage, Insurance Exclusion, Regulatory Compliance, AI Risk Management, Architectural Exposure, Epistemic Debt, Audit and Assurance, Internal Controls, Insurance Exclusions, LLM,

3.

The Benchmark Illusion: Why Current AI Evaluations Cannot Detect Structural Confabulation

Number of pages: 26 Posted: 09 Feb 2026 Last Revised: 18 Feb 2026
Andrew J Devin
Independent
Downloads 38 (1,304,549)

Abstract:

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AI evaluation, Benchmarks, Confabulation, Hallucination, AI safety, Goodhart's Law, Evaluation methodology, AI governance, Large language models, Trustworthiness, AI Liability, Fiduciary Duty

4.

Artificial Confabulation And Untrustworthiness: The Structural Limits of Transformer-Based, Next-Token AI Architectures

Number of pages: 46 Posted: 09 Feb 2026 Last Revised: 01 Apr 2026
Andrew J Devin
Independent
Downloads 36 (1,372,601)

Abstract:

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Artificial intelligence, Large language models, Confabulation, Epistemic untrustworthiness, Transformer architecture, Sovereign Intelligence, AI safety, Governance, Verification, Fiduciary, Hallucinations, Agentic AI, AI Agents, Regulatory, KEV, Fiduciary Duty, AI Liability

5.

Companion Paper One: Case Studies Of Crystallisation Under V = 0

Number of pages: 48 Posted: 18 Mar 2026
Andrew J Devin
Independent
Downloads 32 (1,332,057)

Abstract:

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AI governance, Model risk management, Auditability, Decision reconstructability, Evidential standards, Assurance and attestation, Procurement and third-party risk, Board accountability, Agentic AI, Forensic reconstruction, Large language models, Artificial Confabulation, AI Act Compliance, Epistemic debt, Liability, Regulatory, Fiduciary Liability

6.
Downloads 28 (1,372,601)

Abstract:

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Quantum computing, Quantum-assisted optimisation, AI Governance, Verification absence (V = 0), Decision horizon, Auditability, Decision reconstructability, Provenance, Operational risk, Model risk management, Board accountability, Catastrophic risk, Regulatory, Compliance, Audit, Epistemic debt

7.

V = 0: Six Architectural Laws Mandating External Governance For AI

Number of pages: 26 Posted: 09 Feb 2026 Last Revised: 18 Feb 2026
Andrew J Devin
Independent
Downloads 28 (1,372,601)

Abstract:

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AI governance, Confabulation, Verification capability, Architectural constraints, Transformer limitations, Sovereign Intelligence, Governed Hybrid Intelligence, Structural invariants, Epistemic debt, Fiduciary

8.

The Due Diligence Gap: Why AI Capability Claims Cannot Be Verified by Design

Number of pages: 24 Posted: 09 Feb 2026 Last Revised: 18 Feb 2026
Andrew J Devin
Independent
Downloads 26 (1,385,945)

Abstract:

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AI valuation, Due diligence, Verification gap, Epistemic debt, Capital mispricing, Systemic risk, AI governance, Investment risk, Uninsurability, Contingent liability, Verification, Fiduciary Duty, AI Liability

9.

Technical Note One: The Liability Calculus Under V = 0

Number of pages: 9 Posted: 18 Mar 2026
Andrew J Devin
Independent
Downloads 25 (1,411,822)

Abstract:

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AI governance, KEV framework, Verification absence (V = 0), Decision reconstructability, Auditability, Model risk management, Board accountability, Assurance and attestation, Regulatory scrutiny, Evidence preservation, Third-party ris, Epistemic debt, Fiduciary Duty, Compliance, Regulatory

10.

Companion Paper Two: Governing Third Parties Under V = 0

Number of pages: 39 Posted: 18 Mar 2026
Andrew J Devin
Independent
Downloads 22 (1,436,435)

Abstract:

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AI governance, Third-party risk, Consulatancy risk, Assurance and attestestation, Audit committees, Evidence and reconstructability, Model risk management, Procurement governance, System integration risk, Regulatory exposure, Verification absence (V = 0), Epistemic debt, Board oversight, Liability, Vendor accountability, Assurance

11.

Technical Note Two: The Market Equilibrium Under V = 0

Number of pages: 10 Posted: 18 Mar 2026
Andrew J Devin
Independent
Downloads 22 (1,448,301)

Abstract:

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AI governance, Verification absence (V = 0), Reliance drif, Vendor risk, Third-party assurance, Disclaimers and liability, Auditability, Decision reconstructability, Regulatory scrutiny, Evidence preservation, Model risk management, Board accountability, Epistemic debt, KEV framework, Fiduciary, Compliance, Regulatory

Abstract:

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Verification Liability Index, VLI, KEV framework, V = 0, Verification absence, Sensitivity Inversion, VLI Calibration Companion, Verification Burden Distribution, VBD, verification liability, liability pricing, AI governance, decision governance, enterprise AI risk, auditability, reconstructability, epistemic debt, post-deployment governance, corporate governance, AI accountability, Pack Producibility, LLM

13.

Essay: Fluent, Certain And Wrong By Design

Posted: 06 Apr 2026 Last Revised: 10 Jun 2026
Andrew J Devin
Independent

Abstract:

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Synthetic-Plausibility Effect, ACU classification, epistemic debt, KEV framework, V = 0, verification absence, institutional liability, AI governance, reconstructability, defensibility, auditability, enterprise AI risk, generative AI, consequential decision-making, governance engineering, Pack Producibility, architectural confabulation, AI accountability, verification overhead, LLM

14.

Litigation Paper: When AI-Assisted Decisions Reach Litigation, What Evidence Actually Exists?

Posted: 06 Apr 2026 Last Revised: 08 Apr 2026
Andrew J Devin
Independent

Abstract:

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AI Governance, enterprise AI, litigation risk, evidentiary failure, V = 0, verification absence, decision record, decision defensibility, hostile examination, model risk, legal risk, regulatory scrutiny, process sovereignty, AI accountability, P = 1

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AI Governance, insurability, insurance retreat, insurance retreat, macroeconomic transmission, V = 0, verification absence, epistemic debt, AI liability, prudential capital, reinsurance, substrate monoculture, correlated risk, underwriting, operational resilience, financial stability, governance architecture, fortuity, bounded loss, underwriting, LLM, Artificial Intelligence