Kathleen A. McCullough

Florida State University - College of Business

Department of Risk Management and Insurance

150 Rovetta Business Building

Tallahassee, FL 32306-1110

United States

  • Florida State University - College of Business

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    • Tel: 850-644-8358
    • Fax: 850-644-4077
SCHOLARLY PAPERS

34

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CITATIONS
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105

Scholarly Papers (34)

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1.

A Comprehensive Examination of Insurer Financial Strength Ratings

Downloads 370 ( 79,115)

A Comprehensive Examination of Insurer Financial Strength Ratings

Number of pages: 38 Posted: 11 Nov 2010 Last Revised: 08 Aug 2011
Cassandra R. Cole, Enya He and Kathleen A. McCullough
Florida State University - College of Business, Independent and Florida State University - College of Business
Downloads 357 (81,828)

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Financial Strength Ratings, Selection-Bias, Unsolicited Ratings, Demotech, A.M. Best

A Comprehensive Examination of Insurer Financial Strength Ratings

Journal of Financial Perspectives, Vol. 4, No. 1
Number of pages: 14 Posted: 08 Dec 2017
Cassandra R. Cole, Enya He and Kathleen A. McCullough
Florida State University - College of Business, University of North Texas and Florida State University - College of Business
Downloads 13 (582,320)

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Financial Strength Ratings, Selection Bias, Unsolicited Ratings, Demotech, A. M. Best

2.

A Reexamination of the Corporate Demand for Reinsurance

Downloads 304 ( 98,667)
Citation 43

A Reexamination of the Corporate Demand for Reinsurance

Journal of Risk and Insurance, March 2006
Number of pages: 40 Posted: 10 Nov 2005
Cassandra R. Cole and Kathleen A. McCullough
Florida State University - College of Business and Florida State University - College of Business
Downloads 276 (108,978)
Citation 1

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Demand for Insurance, Reinsurance, International Reinsurance

A Reexamination of the Corporate Demand for Reinsurance

Journal of Risk and Insurance, Vol. 73, No. 1, pp. 169-192, March 2006
Number of pages: 24 Posted: 08 May 2006
Cassandra R. Cole and Kathleen A. McCullough
Florida State University - College of Business and Florida State University - College of Business
Downloads 28 (487,574)
Citation 1
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3.

Regulation of Reinsurance Recoverables: Protection or Protectionism?

Cole, Cassandra, Kathleen McCullough and Lars Powell, 2010. “Collateralization of International Reinsurance Liabilities in the U.S. Insurance Industry”, Insurance Markets and Companies: Analyses and Actuarial Computations, Vol. 1(2): 32-38.
Number of pages: 25 Posted: 08 Aug 2006 Last Revised: 26 Feb 2014
Cassandra R. Cole, Kathleen A. McCullough and Lawrence S. Powell
Florida State University - College of Business, Florida State University - College of Business and Alabama Center for Insurance Information and Research
Downloads 260 (116,575)
Citation 3

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Insurance Regulation, International Reinsurance

4.

Probability Updating and the Market for Directors’ and Officers’ Insurance

Downloads 247 (122,875)
Citation 2

Probability Updating and the Market for Directors’ and Officers’ Insurance

Number of pages: 28 Posted: 18 Dec 2009 Last Revised: 04 Oct 2012
Stephen G. Fier, Kathleen A. McCullough, Joan T. A. Gabel and Nancy Mansfield
University of Mississippi - School of Business Administration, Florida State University - College of Business, Florida State University - Department of Risk Management/Insurance, Real Estate and Business Law and Georgia State University - Risk Management & Insurance Department
Downloads 247 (122,341)
Citation 2

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directors and officers insurance, probability updating, loss shock, rational expectations, institutional intervention

Probability Updating and the Market for Directors’ and Officers’ Insurance

Risk Management and Insurance Review, Vol. 18, Issue 1, pp. 55-75, 2015
Number of pages: 21 Posted: 27 Mar 2015
Stephen G. Fier, Kathleen A. McCullough, Joan T. A. Gabel and Nancy Mansfield
University of Mississippi - School of Business Administration, Florida State University - College of Business, Florida State University - Department of Risk Management/Insurance, Real Estate and Business Law and Georgia State University - Risk Management & Insurance Department
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5.

The Impact of No-Fault Legislation on Automobile Insurance Premiums

North American Actuarial Journal, Forthcoming
Number of pages: 38 Posted: 17 Apr 2008 Last Revised: 26 Feb 2014
Cassandra R. Cole, Kevin Eastman, David A. MacPherson, Patrick F. Maroney and Kathleen A. McCullough
Florida State University - College of Business, Independent, Trinity University, Florida State University - Risk Management Center and Florida State University - College of Business
Downloads 245 (123,952)
Citation 1

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no-fault, automobile insurance, regulation, instrumental variables

6.

The Effect of Data Breaches on Shareholder Wealth

Downloads 240 (126,572)
Citation 14

The Effect of Data Breaches on Shareholder Wealth

Risk Management & Insurance Review, Forthcoming
Number of pages: 26 Posted: 17 Apr 2008 Last Revised: 26 Mar 2009
Kevin Gatzlaff and Kathleen A. McCullough
Florida State University - Department of Risk Management/Insurance, Real Estate and Business Law and Florida State University - College of Business
Downloads 239 (126,596)

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data breach, event study, shareholder wealth, privacy breach

The Effect of Data Breaches on Shareholder Wealth

Risk Management and Insurance Review, Vol. 13, Issue 1, pp. 61-83, 2010
Number of pages: 23 Posted: 09 Apr 2012
Kevin Gatzlaff and Kathleen A. McCullough
Florida State University - Department of Risk Management/Insurance, Real Estate and Business Law and Florida State University - College of Business
Downloads 1 (680,350)
Citation 3
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7.

Internationalization of the Reinsurance Industry: An Analysis of the Net Exposure of Reinsurers

Journal of Risk and Insurance, Forthcoming
Number of pages: 41 Posted: 17 Apr 2008 Last Revised: 26 Feb 2014
Cassandra R. Cole, William L. Ferguson, Ryan B. Lee and Kathleen A. McCullough
Florida State University - College of Business, University of Louisiana at Lafayette - Department of Economics and Finance, Royal Roads University and Florida State University - College of Business
Downloads 239 (127,107)

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multinational corporation, internationalization, reinsurance, developing countries, eclectic paradigm

8.

The Use of Social Media by Insurers and Potential Legal and Regulatory Concerns

Journal of Insurance Regulation, Forthcoming
Number of pages: 21 Posted: 04 Oct 2012 Last Revised: 26 Feb 2014
Cassandra R. Cole and Kathleen A. McCullough
Florida State University - College of Business and Florida State University - College of Business
Downloads 221 (137,240)

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social media, insurance regulation

9.

A Test of the Eclectic Paradigm: Evidence from the U.S. Reinsurance Market

Downloads 210 (144,067)
Citation 10

A Test of the Eclectic Paradigm: Evidence from the U.S. Reinsurance Market

Journal of Risk and Insurance, Forthcoming
Number of pages: 47 Posted: 10 Nov 2005
Cassandra R. Cole, Ryan B. Lee and Kathleen A. McCullough
Florida State University - College of Business, Royal Roads University and Florida State University - College of Business
Downloads 178 (167,758)

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Eclectic Paradigm, Reinsurance, Internationalization

A Test of the Eclectic Paradigm: Evidence from the U.S. Reinsurance Market

Journal of Risk & Insurance, Vol. 74, No. 2, pp. 493-522, June 2007
Number of pages: 30 Posted: 14 Jan 2008
Cassandra R. Cole, Ryan B. Lee and Kathleen A. McCullough
Florida State University - College of Business, Royal Roads University and Florida State University - College of Business
Downloads 32 (466,613)
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10.

An Analysis of Property-Casualty Insurance Company Defense Expenditures

Number of pages: 36 Posted: 10 Jan 2008
Kathleen A. McCullough and Karen Epermanis
Florida State University - College of Business and Appalachian State University - Finance, Banking & Insurance
Downloads 157 (187,010)

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defense cost, quantile regression, property-casualty insurer

11.

Internal Capital Markets and the Partial Adjustment of Leverage

FSU College of Law, Public Law Research Paper No. 506, FSU College of Law, Law, Business & Economics Paper No. 11-9
Number of pages: 46 Posted: 26 May 2011 Last Revised: 04 Oct 2012
Stephen G. Fier, Kathleen A. McCullough and James M. Carson
University of Mississippi - School of Business Administration, Florida State University - College of Business and University of Georgia
Downloads 145 (199,725)

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internal capital markets, leverage, reinsurance

12.

Deciding Whether to Invest in Mitigation Measures: Evidence from Florida

Downloads 130 (218,014)
Citation 1

Deciding Whether to Invest in Mitigation Measures: Evidence from Florida

The Journal of Risk and Insurance, Forthcoming
Number of pages: 30 Posted: 18 Nov 2010 Last Revised: 08 Oct 2012
James M. Carson, Kathleen A. McCullough and David Pooser
University of Georgia, Florida State University - College of Business and St. John’s University
Downloads 130 (218,749)

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Mitigation, Risk Aversion, Natural Disasters

Deciding Whether to Invest in Mitigation Measures: Evidence from Florida

Journal of Risk and Insurance, Vol. 80, Issue 2, pp. 309-327, 2013
Number of pages: 19 Posted: 22 May 2013
James M. Carson, Kathleen A. McCullough and David Pooser
University of Georgia, Florida State University - College of Business and St. John’s University
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13.

Demographic Factors and Price Distortions in Insurance

Downloads 130 (218,014)

Demographic Factors and Price Distortions in Insurance

Risk Management and Insurance Review, Forthcoming
Number of pages: 42 Posted: 21 Oct 2010 Last Revised: 26 Feb 2014
Ron Cheung, Cassandra R. Cole, David A. MacPherson, Kathleen A. McCullough and Charles Nyce
Oberlin College, Florida State University - College of Business, Trinity University, Florida State University - College of Business and Florida State University
Downloads 129 (220,070)

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mispricing, property insurance, demographics, spatial-autocorrelation

Demographic Factors and Price Distortions in Insurance

Risk Management and Insurance Review, Vol. 18, Issue 1, pp. 1-28, 2015
Number of pages: 28 Posted: 27 Mar 2015
Ron Cheung, Cassandra R. Cole, David A. MacPherson, Kathleen A. McCullough and Charles Nyce
Oberlin College, Florida State University - College of Business, Trinity University, Florida State University - College of Business and Florida State University
Downloads 1 (680,350)
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14.

The Use of Post-Loss Financing of Catastrophic Risk

Risk Management and Insurance Review, Forthcoming
Number of pages: 56 Posted: 04 Feb 2010 Last Revised: 26 Feb 2014
Cassandra R. Cole, Patrick F. Maroney, David A. MacPherson, Kathleen A. McCullough, James W. (Jay) Newman, Jr and Charles Nyce
Florida State University - College of Business, Florida State University - Risk Management Center, Trinity University, Florida State University - College of Business, Florida State University - Risk Management Center and Florida State University
Downloads 122 (228,803)

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subsidy, property insurance, catastrophe financing

15.

The Impact of Hurricane Mitigation Features and Inspection Information on House Prices

Downloads 68 (332,525)
Citation 1

The Impact of Hurricane Mitigation Features and Inspection Information on House Prices

Number of pages: 30 Posted: 02 Apr 2015
Dean H. Gatzlaff, Kathleen A. McCullough, Lorilee Medders and Charles Nyce
Florida State University, Florida State University - College of Business, Florida State University - College of Business and Florida State University
Downloads 68 (336,478)
Citation 1

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House prices; asymmetric information; information disclosure

The Impact of Hurricane Mitigation Features and Inspection Information on House Prices

Journal of Real Estate Finance and Economics, Vol. 57, No. 4, 2018
Posted: 16 Nov 2018
Dean H. Gatzlaff, Kathleen A. McCullough, Lorilee Medders and Charles Nyce
Florida State University, Florida State University - College of Business, Florida State University - College of Business and Florida State University

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House prices; Asymmetric information; Information disclosure

16.

Does a Persistent Defense Strategy Pay Off? An Analysis of Insurance Company Defense Expenditures

Number of pages: 30 Posted: 04 Oct 2012
Patricia Born, Karen Epermanis and Kathleen A. McCullough
Florida State University - College of Business, Appalachian State University - Finance, Banking & Insurance and Florida State University - College of Business
Downloads 54 (372,997)

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defense costs, property-casualty insurance

17.

Exposure Triggers and Allocation Methods: Learning Lessons from Prior Court Rulings

Risk Management and Insurance Review, Vol. 7, No. 1, pp. 73-87, March 2004
Number of pages: 15 Posted: 07 Jul 2004
Charles R. McGuire, Kathleen A. McCullough and George B. Flanigan
Illinois State University - Department of Finance, Insurance and Law, Florida State University - College of Business and Illinois State University - Katie Insurance School
Downloads 15 (547,895)
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18.

Risk Management Case Project

Risk Management and Insurance Review, Vol. 13, Issue 1, pp. 147-159, 2010
Number of pages: 13 Posted: 09 Apr 2012
Robert E. Hoyt, Randy E. Dumm and Kathleen A. McCullough
University of Georgia - C. Herman and Mary Virginia Terry College of Business, Florida State University - Department of Risk Management/Insurance, Real Estate and Business Law and Florida State University - College of Business
Downloads 3 (625,684)
Citation 1
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19.

Internationalization in the Reinsurance Industry: An Analysis of the Net Financial Position of U.S. Reinsurers

Journal of Risk and Insurance, Vol. 79, Issue 4, pp. 897-930, 2012
Number of pages: 34 Posted: 22 Nov 2012
Cassandra R. Cole, William L. Ferguson, Ryan B. Lee and Kathleen A. McCullough
Florida State University - College of Business, University of Louisiana at Lafayette - Department of Economics and Finance, Royal Roads University and Florida State University - College of Business
Downloads 2 (635,562)
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20.

The Use of Postloss Financing of Catastrophic Risk

Downloads 2 (635,562)
Citation 1

The Use of Postloss Financing of Catastrophic Risk

Risk Management and Insurance Review, Vol. 14, Issue 2, pp. 265-298, 2011
Number of pages: 34 Posted: 09 Apr 2012
Cassandra R. Cole, David A. MacPherson, Patrick F. Maroney, Kathleen A. McCullough, James W. (Jay) Newman, Jr and Charles Nyce
Florida State University - College of Business, Trinity University, Florida State University - Risk Management Center, Florida State University - College of Business, Florida State University - Risk Management Center and Florida State University
Downloads 2 (665,901)
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The Use of Postloss Financing of Catastrophic Risk

Risk Management and Insurance Review, Vol. 14, Issue 2, pp. 265-298, 2011
Number of pages: 34 Posted: 12 Sep 2014
Cassandra R. Cole, David A. MacPherson, Patrick F. Maroney, Kathleen A. McCullough, James W. (Jay) Newman, Jr and Charles Nyce
Florida State University - College of Business, Trinity University, Florida State University - Risk Management Center, Florida State University - College of Business, Florida State University - Risk Management Center and Florida State University
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21.

The Insurance Industry's Talent Gap and Where We Go from Here

Risk Management and Insurance Review, Vol. 15, Issue 1, pp. 107-116, 2012
Number of pages: 10 Posted: 28 Mar 2012
Cassandra R. Cole and Kathleen A. McCullough
Florida State University - College of Business and Florida State University - College of Business
Downloads 2 (635,562)
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22.

An Empirical Examination of Stakeholder Groups as Monitoring Sources in Corporate Governance

Journal of Risk and Insurance, Vol. 78, Issue 3, pp. 703-730, 2011
Number of pages: 28 Posted: 27 Aug 2011
Cassandra R. Cole, Enya He, Kathleen A. McCullough, Anastasia Semykina and David W. Sommer
Florida State University - College of Business, Independent, Florida State University - College of Business, Florida State University and St. Mary's University
Downloads 2 (635,562)
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23.

Automobile Insurance Vehicle Repair Practices: Politics, Economics, and Consumer Interests

Risk Management and Insurance Review, Vol. 18, Issue 1, pp. 101-128, 2015
Number of pages: 28 Posted: 27 Mar 2015
Cassandra R. Cole, Patrick F. Maroney, Kathleen A. McCullough and Lawrence Powell
Florida State University - College of Business, Florida State University - Risk Management Center, Florida State University - College of Business and University of Alabama - Culverhouse College of Commerce & Business Administration
Downloads 1 (648,213)
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24.

An Analysis of Contingent Commission Use by Property–Liability Insurers

Risk Management and Insurance Review, Vol. 14, Issue 2, pp. 157-171, 2011
Number of pages: 15 Posted: 12 Sep 2014
L. Lee Colquitt, Kathleen A. McCullough and David W. Sommer
Auburn University - Harbert College of Business, Florida State University - College of Business and St. Mary's University
Downloads 1 (648,213)
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25.

Educational Insights: A Hybrid Course in Risk Management and Insurance

Risk Management and Insurance Review, Vol. 13, Issue 2, pp. 303-322, 2010
Number of pages: 20 Posted: 09 Apr 2012
James M. Carson, Cassandra R. Cole, Kevin Gatzlaff, Patrick F. Maroney and Kathleen A. McCullough
University of Georgia, Florida State University - College of Business, Florida State University - Department of Risk Management/Insurance, Real Estate and Business Law, Florida State University - Risk Management Center and Florida State University - College of Business
Downloads 1 (648,213)
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26.

Separation of Ownership and Management: Implications for Risk‐Taking Behavior

Risk Management and Insurance Review, Vol. 14, Issue 1, pp. 49-71, 2011
Number of pages: 23 Posted: 09 Apr 2012
Cassandra R. Cole, Enya He, Kathleen A. McCullough and David W. Sommer
Florida State University - College of Business, University of North Texas, Florida State University - College of Business and St. Mary's University
Downloads 1 (648,213)
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27.

An Analysis of Contingent Commission Use by Property–Liability Insurers

Risk Management and Insurance Review, Vol. 14, Issue 2, pp. 157-171, 2011
Number of pages: 15 Posted: 09 Apr 2012
L. Lee Colquitt, Kathleen A. McCullough and David W. Sommer
Auburn University - Harbert College of Business, Florida State University - College of Business and St. Mary's University
Downloads 1 (648,213)
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28.

A Comparative Analysis of U.S. Property and Casualty Reinsurers and Insurers

Risk Management and Insurance Review, Vol. 11, Issue 1, pp. 179-207, 2008
Number of pages: 29 Posted: 09 Apr 2012
Cassandra R. Cole and Kathleen A. McCullough
Florida State University - College of Business and Florida State University - College of Business
Downloads 1 (648,213)
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29.

Postclaim Underwriting and the Verification of Insured Information: Evidence from the Life Insurance Industry

Journal of Risk and Insurance, Vol. 86, Issue 1, pp. 7-38, 2019
Number of pages: 32 Posted: 12 Feb 2019
Jill M Bisco, Kathleen A. McCullough and Charles Nyce
University of Akron - Department of Finance, Florida State University - College of Business and Florida State University
Downloads 0 (666,167)
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30.

Retained Asset Accounts and Creditor Reactions to an A.M. Best Change

Risk Management and Insurance Review, Vol. 20, Issue 3, pp. 277-307, 2017
Number of pages: 31 Posted: 17 Dec 2017
Jill M Bisco and Kathleen A. McCullough
University of Akron - Department of Finance and Florida State University - College of Business
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31.

A Comparative Analysis of U.S. Property and Casualty Reinsurers and Insurers

Risk Management and Insurance Review, Volume 11, Issue 1, pp. 179-207, Spring 2008
Posted: 26 Feb 2014
Cassandra R. Cole and Kathleen A. McCullough
Florida State University - College of Business and Florida State University - College of Business

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32.

An Empirical Examination of Stakeholder Groups as Monitoring Sources in Corporate Governance

Journal of Risk and Insurance, Vol. 78, July 2011
Posted: 26 Feb 2014
Cassandra R. Cole, Enya He, Kathleen A. McCullough, Anastasia Semykina and David W. Sommer
Florida State University - College of Business, Independent, Florida State University - College of Business, Florida State University and St. Mary's University

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33.

Separation of Ownership and Management: Implications for Risk Taking Behavior

Posted: 26 Feb 2014
Cassandra R. Cole, Enya He, Kathleen A. McCullough and David W. Sommer
Florida State University - College of Business, Independent, Florida State University - College of Business and St. Mary's University

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34.

The Impact of No-Fault Legislation on Automobile Insurance

North American Actuarial Journal, Volume 16, Issue 3, 2012
Posted: 26 Feb 2014
Cassandra R. Cole, Kevin Eastman, Patrick F. Maroney, Kathleen A. McCullough and David A. MacPherson
Florida State University - College of Business, Independent, Florida State University - Risk Management Center, Florida State University - College of Business and Trinity University

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