Richard Christopher Whalen

Economic Advisory Committee of FINRA

Member

1735 K Street NW

Washington, DC 20006

United States

http://tinyurl.com/2bne6p

Indiana State University - Networks Financial Institute

Fellow

Terre Haute, IN 47809

United States

http://tinyurl.com/4ckcoxo

Association of Private Enterprise Education (APEE)

Member

313 Fletcher Hall, Dept. 6106

615 McCallie Avenue

Chattanooga, TN 37403-2598

United States

http://https://www.apee.org/

National Association of Business Economists (NABE)

Member

1920 L St. NW, Suite 300

Washington, DC 20036

United States

http://www.nabe.com

SCHOLARLY PAPERS

23

DOWNLOADS
Rank 765

SSRN RANKINGS

Top 765

in Total Papers Downloads

29,214

CITATIONS
Rank 20,921

SSRN RANKINGS

Top 20,921

in Total Papers Citations

14

Scholarly Papers (23)

1.

The Subprime Crisis: Cause, Effect and Consequences

Networks Financial Institute Policy Brief No. 2008-PB-04
Number of pages: 17 Posted: 02 Apr 2008 Last Revised: 17 Jun 2008
Richard Christopher Whalen
Economic Advisory Committee of FINRA
Downloads 25,279 (76)
Citation 13

Abstract:

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Subprime crisis, affordable housing OTC derivatives, fair value accounting, structured assets

2.

Abuse of Power: The CFPB and Ocwen Financial Corp

Number of pages: 16 Posted: 24 May 2017
Richard Christopher Whalen
Economic Advisory Committee of FINRA
Downloads 550 (47,967)

Abstract:

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Altisource, Ocwen, CFPB, Cordray, Mortgage, Dodd-Frank, Regulation, ResCap, GMAC, Congress

3.

Financial Regulation in the Era of Donald Trump

Networks Financial Networks Policy Brief 2017-PB-01
Number of pages: 9 Posted: 20 Mar 2017
Richard Christopher Whalen
Economic Advisory Committee of FINRA
Downloads 512 (52,512)

Abstract:

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Dodd-Frank Act; financial regulation; reform

4.

Increasing Capital & Liquidity for GNMA Mortgage Servicing Rights

Number of pages: 73 Posted: 23 May 2018 Last Revised: 26 Jun 2018
Richard Christopher Whalen
Economic Advisory Committee of FINRA
Downloads 337 (86,783)

Abstract:

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mortgage, mortgage servicing rights, MSR, federal housing administration, ginnie mae, HUD, non-banks, lending, servicing, funding

5.

Assessing Involuntary Termination Risk on Residential Mortgage Servicing Rights

Number of pages: 10 Posted: 21 Mar 2017 Last Revised: 02 Jan 2018
Richard Christopher Whalen
Economic Advisory Committee of FINRA
Downloads 319 (92,217)

Abstract:

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Residential Mortgage, Morgage Servicing Rights, MSR, Fannie Mae, Freddie Mac, Ginnie Mae, Federal Housing Finance Authority, Federal Housing Adminsitration, Taylor Bean Whittaker, FDIC, Involuntary Transfer, Termination

6.

Dodd-Frank and the Great Debate: Regulation vs. Growth

Networks Financial Institute Policy Brief No. 2014-PB-01
Number of pages: 30 Posted: 23 Feb 2014 Last Revised: 20 May 2014
Richard Christopher Whalen
Economic Advisory Committee of FINRA
Downloads 275 (108,225)
Citation 1

Abstract:

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Dodd-Frank Act, Financial Regulation, Progressive, Louis Brandeis, Benedict v. Ratner, fraud

7.

Good Banks, Bad Banks

Number of pages: 31 Posted: 29 Sep 2017
Richard Christopher Whalen
Economic Advisory Committee of FINRA
Downloads 240 (124,574)

Abstract:

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Banks, Federal Reserve, True Sale, Capital, Fraud, off-balance sheet, crony capitalism, regulation, Louis Brandeis, JP Morgan, Walker Todd

8.

Rebuilding the U.S. Banking System: Back to Basics in Financial Markets and Institutions

Networks Financial Institute Policy Brief No. 2009-PB-04
Number of pages: 37 Posted: 03 Jul 2009
Richard Christopher Whalen
Economic Advisory Committee of FINRA
Downloads 216 (138,144)

Abstract:

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Financial services, Financial regulation, Risk management, Derivatives, Banking

9.

Capital Requirements for Non-Bank Mortgage Companies

Number of pages: 13 Posted: 09 Jun 2014
Richard Christopher Whalen and Marjan Riggi
Economic Advisory Committee of FINRA and Kroll Bond Rating Agency
Downloads 191 (155,010)

Abstract:

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Capital Requirements, Non-bank, Mortgage Servicer, Lender, True Sale, Fraud

10.

What is a Core Deposit and Why Does it Matter? Legislative and Regulatory Actions Regarding FDIC-Insured Bank Deposits Pursuant to the Dodd-Frank Act

Networks Financial Institute Working Paper No. 2011-WP-14
Number of pages: 18 Posted: 04 Jun 2011 Last Revised: 19 Jul 2011
Richard Christopher Whalen
Economic Advisory Committee of FINRA
Downloads 190 (155,783)

Abstract:

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FDIC, Dodd-Frank, deposit insurance, brokered deposits

11.

The Financial Repression Index: U.S Banking System Since 1984

Number of pages: 10 Posted: 17 Apr 2018
Richard Christopher Whalen
Economic Advisory Committee of FINRA
Downloads 138 (204,615)

Abstract:

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Financial Repression, Reinhart, McKinnon, Rogoff, Volcker, Banking, Net Interest Margin, Interest Income

12.

Can the Credit Default Swap Market Be Salvaged? Issues for Borrowers and Investors

Number of pages: 12 Posted: 12 Dec 2015 Last Revised: 16 Feb 2016
Richard Christopher Whalen and Joe Scott
Economic Advisory Committee of FINRA and Kroll Bond Rating Agency
Downloads 119 (229,451)

Abstract:

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Credit Default Swaps, Fraud, Market Structure, Credit Spreads, Regulation, Federal Reserve Board, Commodity Futures Trading Commission, Conflict of Interest, Bankruptcy, Receivership

13.

Participation in Leveraged Loans: It's Not Just About Credit Risk

Number of pages: 6 Posted: 18 Dec 2014
Richard Christopher Whalen
Economic Advisory Committee of FINRA
Downloads 119 (229,451)

Abstract:

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Leveraged loans, loan participation, leveraged lending, true sale, energy loans, banks, FDIC, Receiver, bankruptcy

14.

Thinking About 'Shadow Banking'

Number of pages: 7 Posted: 20 May 2015 Last Revised: 09 May 2016
Richard Christopher Whalen
Economic Advisory Committee of FINRA
Downloads 113 (238,386)

Abstract:

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Banks, nonbanks, shadow banking, leverage, fraud, off-balance sheet, fiduciary, systemic risk

15.

Why Fixing the 'Shadow Banking' Sector Is Essential for the U.S. Housing Market

Networks Financial Institute Policy Brief No. 2013-PB-01
Number of pages: 32 Posted: 16 Mar 2013 Last Revised: 25 Mar 2013
Richard Christopher Whalen
Economic Advisory Committee of FINRA
Downloads 99 (261,247)

Abstract:

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shadow banking, financial crisis, mortgage finance, true sale

16.

Is it Possible to Re-Privatize the U.S. Financial System?

Networks Financial Institute Policy Brief 2009-PB-11, December 2009
Number of pages: 37 Posted: 20 Dec 2009
Richard Christopher Whalen
Economic Advisory Committee of FINRA
Downloads 98 (262,993)

Abstract:

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Banking, Currency, Inflation, Regulation, Crisis

17.

I am Superman: The Federal Reserve Board and the Neverending Crisis

Networks Financial Institute Policy Brief 2010-PB-03
Number of pages: 40 Posted: 25 Aug 2010 Last Revised: 27 Sep 2010
Richard Christopher Whalen
Economic Advisory Committee of FINRA
Downloads 91 (275,783)

Abstract:

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Federal Reserve, Monetary Policy, Bank Supervision, Systemic Risk, Federal Deposit Insurance, Credit Default Swaps, Over the Counter, Derivatives

18.

Fixing the Fed

Number of pages: 13 Posted: 07 Apr 2016
Richard Christopher Whalen
Economic Advisory Committee of FINRA
Downloads 80 (298,447)

Abstract:

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Federal Reserve, Federal Open Market Committee, Volcker, Bernanke, Yellen, financial repression, negative interest rates, quantitative easing, monetary policy, rules based, Reconstruction Finance Corporation, full employment, Humphrey Hawkins

19.

A New Deal for the 21st Century: Less Entitlement, More Accountability

Networks Financial Institute Working Paper No. 2011-WP-05
Number of pages: 23 Posted: 07 Apr 2011
Richard Christopher Whalen
Economic Advisory Committee of FINRA
Downloads 76 (307,643)

Abstract:

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New Deal, Federal Reserve, dollar, taxes, debt

20.

Financial Stability Oversight Council Reform or Abolition?

Number of pages: 10 Posted: 05 Apr 2016 Last Revised: 09 Apr 2016
Richard Christopher Whalen
Economic Advisory Committee of FINRA
Downloads 52 (373,192)

Abstract:

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Dodd-Frank, Financial Stability Oversight Council, Federal Reserve, General Electric, MetLife, Prudential Financial, Financial Stability, Systemic Risk, SIFI, FSOC

21.

Navigating an Uncertain Global Economy in the Age of Financial Repression

Number of pages: 5 Posted: 18 Oct 2016
Richard Christopher Whalen
Economic Advisory Committee of FINRA
Downloads 44 (400,164)

Abstract:

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Federal Reserve, financial repression, full employment, income inequality, single mandate, Humphrey-Hawkins, European Central Bank, Ford Moto Co, General Motors, Alfred Sloan, Henry Ford

22.

Mortgage Finance & Housing Reform: A Historical Context

Networks Financial Institute Policy Brief 2018-PB-01
Number of pages: 16 Posted: 01 Mar 2018
Richard Christopher Whalen
Economic Advisory Committee of FINRA
Downloads 39 (418,731)

Abstract:

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housing market, reform, mortgage finance

23.

Sovereign Risk and the 'Macroprudential' Illusion

Number of pages: 5 Posted: 01 Dec 2014
Richard Christopher Whalen
Economic Advisory Committee of FINRA
Downloads 37 (426,808)

Abstract:

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Macroprudential, sovereign debt, debt reduction, Bank of Japan, ECB, Fed