Joanne W. Hsu

Board of Governors of the Federal Reserve System

Principal Economist

20th Street and Constitution Avenue NW

Washington, DC 20551

United States

  • Board of Governors of the Federal Reserve System

SCHOLARLY PAPERS

10

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Scholarly Papers (10)

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1.

Unemployment Insurance as a Housing Market Stabilizer

Downloads 1,031 ( 20,214)

Unemployment Insurance as a Housing Market Stabilizer

American Economic Review, Forthcoming
Number of pages: 57 Posted: 05 Dec 2012 Last Revised: 21 Nov 2017
Joanne W. Hsu, David A. Matsa and Brian Melzer
Board of Governors of the Federal Reserve System, Northwestern University - Kellogg School of Management and Federal Reserve Bank of Chicago
Downloads 1,011 (20,475)

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Positive Externalities of Social Insurance: Unemployment Insurance and Consumer Credit

NBER Working Paper No. w20353
Number of pages: 61 Posted: 04 Aug 2014
Joanne W. Hsu, David A. Matsa and Brian Melzer
Board of Governors of the Federal Reserve System, Northwestern University - Kellogg School of Management and Federal Reserve Bank of Chicago
Downloads 20 (529,832)

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2.

Aging and Strategic Learning: The Impact of Spousal Incentives on Financial Literacy

Downloads 202 (147,844)

Aging and Strategic Learning: The Impact of Spousal Incentives on Financial Literacy

Networks Financial Institute Working Paper 2011-WP-06
Number of pages: 70 Posted: 30 Apr 2011
Joanne W. Hsu
Board of Governors of the Federal Reserve System
Downloads 162 (180,381)

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Aging and Strategic Learning: The Impact of Spousal Incentives on Financial Literacy

FEDS Working Paper No. 2011-53
Number of pages: 46 Posted: 07 Dec 2011
Joanne W. Hsu
Board of Governors of the Federal Reserve System
Downloads 40 (425,746)

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Financial literacy, cognitive abilities, human capital, surveys, aging

3.

Returning to the Nest: Debt and Parental Co-Residence Among Young Adults

FEDS Working Paper No. 2014-80
Number of pages: 53 Posted: 19 Oct 2014
Lisa J. Dettling and Joanne W. Hsu
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 124 (223,609)

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Consumer debt, household formation, delinquency, boomerang generation

4.

Minimum Wages and Consumer Credit: Impacts on Access to Credit and Traditional and High-Cost Borrowing

FEDS Working Paper No. 2017-010
Number of pages: 39 Posted: 05 Feb 2017 Last Revised: 07 Nov 2017
Lisa J. Dettling and Joanne W. Hsu
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 77 (306,797)

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Consumer debt, Credit cards, Credit constraints, Credit limit, Credit supply, Delinquency, Minimum wages, Payday loans

5.

Dementia Risk and Financial Decision Making by Older Households: The Impact of Information

FEDS Working Paper No. 2013-45
Number of pages: 45 Posted: 12 Oct 2013
Joanne W. Hsu and Robert J. Willis
Board of Governors of the Federal Reserve System and University of Michigan at Ann Arbor - Department of Economics
Downloads 58 (356,464)

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Household finance, cognition

6.

Mode Effects in Mixed-Mode Economic Surveys: Insights from a Randomized Experiment

FEDS Working Paper No. 2015-008, http://dx.doi.org/10.17016/FEDS.2015.008
Number of pages: 36 Posted: 06 Mar 2015
Joanne W. Hsu and Brooke Helppie-McFall
Board of Governors of the Federal Reserve System and University of Michigan, Survey Research Center
Downloads 30 (459,081)

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data quality, household surveys, mode effects, response rates

7.

Analysis of Wealth Using Micro and Macro Data: A Comparison of the Survey of Consumer Finances and Flow of Funds Accounts

FEDS Working Paper No. 2013-46
Number of pages: 41 Posted: 16 Oct 2013
Alice Henriques and Joanne W. Hsu
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 29 (463,861)

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Wealth distribution, Flow of Funds Accounts, Survey of Consumer Finances

8.

Heaping at Round Numbers on Financial Questions: The Role of Satisficing

FEDS Working Paper No. 2017-006
Number of pages: 56 Posted: 26 Jan 2017
Michae Gideon, Brooke Helppie-McFall and Joanne W. Hsu
Government of the United States of America - Bureau of the Census, University of Michigan, Survey Research Center and Board of Governors of the Federal Reserve System
Downloads 19 (518,188)

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Consumer surveys, Data collection and estimation, Satisficing

9.

A Wealthless Recovery? Asset Ownership and the Uneven Recovery from the Great Recession

FED Notes No. 2018-09-13
Posted: 21 Sep 2018 Last Revised: 21 Feb 2019
Lisa J. Dettling, Joanne W. Hsu and Elizabeth Llanes
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

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10.

Where’S the Money Going? The Importance of Accounting for Rent Payments in Measuring a Household's Financial Obligations

FED Notes No. 2018-06-20
Posted: 28 Jun 2018 Last Revised: 21 Feb 2019
Andrew C. Chang, Joanne W. Hsu, Sarah Pack and Michael Palumbo
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve - Flow of Funds Section

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