Nicolaus Copernicus University
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Internet Banking, Adoption of Innovations, Electronic Commerce, Poland
Bitcoin, cryptocurrency, online payments, technology adoption, electronic commerce, electronic money, empirical research, emerging technology, financial services
retail payments, tender time, credit & debit cards, contactless cards, NFC, mobile payments
Payment acceptance, Online shops, Electronic Commerce, Non-bank payments, Online auctions
Contactless cards, debit cards, RFID, technology acceptance model, retail payments, Polish banking
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