Michal Polasik

Nicolaus Copernicus University

Gagarina 13A

Torun, 87-100

Poland

  • Nicolaus Copernicus University

    • Email
    • Tel: (0048) 56 611 4634
SCHOLARLY PAPERS

13

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SSRN CITATIONS
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in Total Papers Citations

54

CROSSREF CITATIONS

12

Ideas:
“  I'm currently working on the PayTechImpact.EU project - The impact of the development of FinTech and legal regulations on innovations in the payment services market of the European Union: Strategies of the financial sector and consumer needs.  ”

  • Nicolaus Copernicus University

    • Email
    • Tel: (0048) 56 611 4634

Scholarly Papers (13)

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1.

Switching from Cash to Cashless Payments during the COVID-19 Pandemic and Beyond

Number of pages: 41 Posted: 02 Mar 2021
Tomasz Piotr Wisniewski, Michal Polasik, Radoslaw Kotkowski and Andrea Moro
Open University, UK, Nicolaus Copernicus University, Nicolaus Copernicus University in Toruń and Cranfield University - School of Management
Downloads 3,483 (6,569)

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COVID-19, SARS-CoV-2, Cash, Cashless payments, Payment behavior, Habit change, Fear

2.

Price Fluctuations and the Use of Bitcoin: An Empirical Inquiry

International Journal of Electronic Commerce 20(1), pp. 9-49, 2015
Number of pages: 60 Posted: 01 Nov 2014 Last Revised: 13 Nov 2017
Michal Polasik, Anna Piotrowska, Tomasz Piotr Wisniewski, Radoslaw Kotkowski and Geoff Lightfoot
Nicolaus Copernicus University, Nicolaus Copernicus University, Open University, UK, Nicolaus Copernicus University in Toruń and University of Leicester School of Management
Downloads 2,040 (15,302)
Citation 45

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Bitcoin, cryptocurrency, online payments, technology adoption, electronic commerce, electronic money, empirical research, emerging technology, financial services

3.

Empirical Analysis of Internet Banking Adoption in Poland

Number of pages: 37 Posted: 05 Apr 2008 Last Revised: 05 Oct 2014
Michal Polasik and Tomasz Piotr Wisniewski
Nicolaus Copernicus University and Open University, UK
Downloads 1,974 (16,138)

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Internet Banking, Adoption of Innovations, Electronic Commerce, Poland

4.

Time Efficiency of Point-of-Sale Payment Methods: The Empirical Results for Cash, Cards and Mobile Payments

Lecture Notes in Business Information Processing vol. 141
Number of pages: 15 Posted: 27 Feb 2011 Last Revised: 13 Dec 2022
Michal Polasik, Jakub Górka, Gracjan Wilczewski, Janusz Kunkowski, Karolina Przenajkowska and Natalia Tetkowska
Nicolaus Copernicus University, Warsaw University, Management Faculty, Nicolaus Copernicus University, Nicolaus Copernicus University, Nicolaus Copernicus University and Nicolaus Copernicus University
Downloads 1,001 (44,440)
Citation 6

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retail payments, tender time, credit & debit cards, contactless cards, NFC, mobile payments

5.

Factors Determining the Acceptance of Payment Methods by Online Shops in Poland

Number of pages: 39 Posted: 26 Jan 2010 Last Revised: 31 Jan 2014
Michal Polasik and Piotr Fiszeder
Nicolaus Copernicus University and Nicolaus Copernicus University
Downloads 802 (60,289)
Citation 4

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Payment acceptance, Online shops, Electronic Commerce, Non-bank payments, Online auctions

6.

The Open Banking Adoption Among Consumers in Europe: The Role of Privacy, Trust, and Digital Financial Inclusion

Number of pages: 46 Posted: 11 May 2022
Michal Polasik and Radoslaw Kotkowski
Nicolaus Copernicus University and Nicolaus Copernicus University in Toruń
Downloads 779 (62,802)
Citation 1

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open banking, PSD2, payment innovation, privacy, trust

7.

Challenger Bank as a New Digital Form of Providing Financial Services to Retail Consumers in the EU Internal Market: The Case of Revolut

Chapter 10 of the book 'The Digitalization of Financial Markets. The Socioeconomic Impact of Financial Technologies' (pp. 175-193, 2021; doi: 10.4324/9781003095354-10)
Number of pages: 20 Posted: 27 Jan 2022 Last Revised: 11 Mar 2022
Michal Polasik, Paweł Widawski and Andrzej Lis
Nicolaus Copernicus University, University of Warsaw and Uniwersytet Mikolaja Kopernika w Toruniu
Downloads 567 (93,999)

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digital transformation, business model innovation, challenger bank, Revolut, case study

8.

Modeling Customers’ Intentions to Use Contactless Cards

Number of pages: 45 Posted: 08 Nov 2010 Last Revised: 31 Aug 2015
Michal Polasik, Tomasz Piotr Wisniewski and Geoff Lightfoot
Nicolaus Copernicus University, Open University, UK and University of Leicester School of Management
Downloads 518 (105,095)
Citation 3

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Contactless cards, debit cards, RFID, technology acceptance model, retail payments, Polish banking

9.

COVID-19 Pandemic Increases the Divide Between Cash and Cashless Payment Users in Europe

Economics Letters, Vol. 209, December 2021, p. 110139
Number of pages: 6 Posted: 08 Jul 2021 Last Revised: 12 May 2022
Radoslaw Kotkowski and Michal Polasik
Nicolaus Copernicus University in Toruń and Nicolaus Copernicus University
Downloads 178 (321,821)
Citation 8

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COVID-19 pandemic, Cash, Cashless payments, Change in payment behaviour

10.

The impact of Payment Services Directive 2 on the PayTech sector development in Europe

Journal of Economic Behavior and Organization, Vol. 178, 2020
Number of pages: 17 Posted: 25 Oct 2021
Michal Polasik, Agnieszka Huterska, Rehan Iftikhar and Štepán Mikula
Nicolaus Copernicus University, Nicolaus Copernicus University, National University of Ireland, Maynooth (NUI Maynooth) and Masaryk University
Downloads 135 (404,786)

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PSD2, Financial regulation, Payment innovation, Payment services, FinTech, PayTech

11.

The Institutionalization of „Cashless Poland”. Values, Norms, Sanctions and Grand Narrations in the SMEs’ Perspective on the Adoption of Cashless Payments

Number of pages: 33 Posted: 22 Mar 2021
Joanna Szalacha-Jarmużek, Michal Polasik and Marta Jakubowska
Nicolaus Copernicus University, Nicolaus Copernicus University and Nicolaus Copernicus University
Downloads 94 (526,779)

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economic sociology, institutionalism, entrepreneurship, firms, social norms, values

12.

Carrot and Stick: Impact of Regulations, Subsidies, and Obligations on the Development of Cashless Payments in Poland

Number of pages: 41 Posted: 16 Apr 2024
Michal Polasik, Radoslaw Kotkowski, Arkadiusz Manikowski, Leo Van Hove, Agnieszka Huterska and Marta Jakubowska
Nicolaus Copernicus University, Nicolaus Copernicus University in Toruń, University of Warsaw - Faculty of Management, Vrije Universiteit Brussel (VUB), Nicolaus Copernicus University and Nicolaus Copernicus University
Downloads 42 (826,416)

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payment cards; payment terminals; interchange fees; cashless instruments acceptance obligations; subsidies

13.

Balanced Mortgage – A Response to Current Challenges Faced by the Polish Economy

mBank-CASE Seminar Proceedings No. 176 / Zeszyt mBank-CASE Nr 176
Number of pages: 20 Posted: 30 May 2024
Michal Polasik
Nicolaus Copernicus University
Downloads 6 (1,130,653)

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Balanced Mortgage; Mortgage; Interest Rates