Kathleen Johnson

Board of Governors of the Federal Reserve System

20th Street and Constitution Avenue NW

Washington, DC 20551

United States

SCHOLARLY PAPERS

8

DOWNLOADS

1,429

SSRN CITATIONS
Rank 19,956

SSRN RANKINGS

Top 19,956

in Total Papers Citations

29

CROSSREF CITATIONS

22

Scholarly Papers (8)

1.

Convenience or Necessity? Understanding the Recent Rise in Credit Card Debt

Number of pages: 29 Posted: 20 Dec 2004
Kathleen Johnson
Board of Governors of the Federal Reserve System
Downloads 411 (108,972)
Citation 3

Abstract:

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Household debt, credit cards, credit aggregates

2.

Sponsor Risk and the Performance of Asset-Backed Securities

Columbia Business School Research Paper No. 11-6
Number of pages: 44 Posted: 25 Aug 2011
Columbia University - Columbia Business School, Finance, Board of Governors of the Federal Reserve System and Columbia University - Columbia Business School
Downloads 290 (159,453)
Citation 1

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3.

Do High Debt Payments Hinder Household Consumption Smoothing?

FEDS Working Paper No. 2007-52
Number of pages: 41 Posted: 05 Dec 2007
Kathleen Johnson and Geng Li
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 228 (202,641)
Citation 7

Abstract:

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household debt, consumer finance, consumer spending

4.

The Debt Payment to Income Ratio as an Indicator of Borrowing Constraints: Evidence from Two Household Surveys

Number of pages: 32 Posted: 03 Apr 2009 Last Revised: 12 Jul 2010
Kathleen Johnson and Geng Li
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 198 (230,909)
Citation 21

Abstract:

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Debt service ratio, Consumption Smoothing, Borrowing constraints

5.

Auto Sales and Credit Supply

FEDS Working Paper No. 2014-82
Number of pages: 42 Posted: 08 Nov 2014
Kathleen Johnson, Karen M. Pence and Daniel J. Vine
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 140 (309,649)
Citation 3

Abstract:

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Auto loans, auto sales, credit constraints, Michigan Survey of Consumers

End of the Line: Behavior of Heloc Borrowers Facing Payment Changes

FEDS Working Paper No. 2015-73
Posted: 09 Jul 2021
Kathleen Johnson and Robert F. Sarama
Board of Governors of the Federal Reserve System and affiliation not provided to SSRN

Abstract:

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End of the Line: Behavior of HELOC Borrowers Facing Payment Changes

FEDS Working Paper No. 2015-073, http://dx.doi.org/10.17016/FEDS.2015.073
Number of pages: 33 Posted: 21 Sep 2015
Kathleen Johnson and Robert Sarama
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 78 (464,910)
Citation 2

Abstract:

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HELOC, consumer credit, end of draw, home equity, payment changes

7.

Discovering the Universe: Measuring the Role of Finance Companies in the U.S. Economy

FEDS Working Paper No. 2013-13
Number of pages: 38 Posted: 06 Apr 2013
Lisa Chen, Kathleen Johnson and Arthur B. Kennickell
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Federal Reserve Board - Department of Research & Statistics
Downloads 46 (594,117)

Abstract:

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Survey redesign, coverage error, frame error, non-response error, population estimation

Are Adjustable-Rate Mortgage Borrowers Borrowing Constrained?

FEDS Working Paper No. 2011-21
Number of pages: 19 Posted: 20 May 2011 Last Revised: 15 Nov 2011
Kathleen Johnson and Geng Li
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 35 (673,973)
Citation 7

Abstract:

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Adjustable-rate mortgages, consumption, borrowing constraints

Are Adjustable‐Rate Mortgage Borrowers Borrowing Constrained?

Real Estate Economics, Vol. 42, Issue 2, pp. 457-471, 2014
Number of pages: 15 Posted: 20 May 2014
Kathleen Johnson and Geng Li
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 3 (973,303)
Citation 2

Abstract:

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Are Adjustable-Rate Mortgage Borrowers Borrowing Constrained?

Real Estate Economics, Forthcoming
Posted: 27 Nov 2012
Kathleen Johnson and Geng Li
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

Abstract:

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Adjustable-Rate Mortgage, Credit Constraints, Consumption Smoothing