Kathleen Johnson

Board of Governors of the Federal Reserve - Division of Research and Statistics

20th and C Streets, NW

Washington, DC 20551

United States

SCHOLARLY PAPERS

8

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1,128

CITATIONS
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Top 21,004

in Total Papers Citations

31

Scholarly Papers (8)

1.

Convenience or Necessity? Understanding the Recent Rise in Credit Card Debt

FEDS Working Paper No. 2004-47
Number of pages: 29 Posted: 20 Dec 2004
Kathleen Johnson
Board of Governors of the Federal Reserve - Division of Research and Statistics
Downloads 363 (80,905)
Citation 2

Abstract:

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Household debt, credit cards, credit aggregates

2.

Sponsor Risk and the Performance of Asset-Backed Securities

Columbia Business School Research Paper No. 11-6
Number of pages: 44 Posted: 25 Aug 2011
Columbia Business School - Finance and Economics, Board of Governors of the Federal Reserve - Division of Research and Statistics and Columbia University - Columbia Business School
Downloads 247 (122,858)

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3.

Do High Debt Payments Hinder Household Consumption Smoothing?

FEDS Working Paper No. 2007-52
Number of pages: 41 Posted: 05 Dec 2007
Kathleen Johnson and Geng Li
Board of Governors of the Federal Reserve - Division of Research and Statistics and Federal Reserve Board
Downloads 177 (168,597)
Citation 7

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household debt, consumer finance, consumer spending

4.

The Debt Payment to Income Ratio as an Indicator of Borrowing Constraints: Evidence from Two Household Surveys

Number of pages: 32 Posted: 03 Apr 2009 Last Revised: 12 Jul 2010
Kathleen Johnson and Geng Li
Board of Governors of the Federal Reserve - Division of Research and Statistics and Federal Reserve Board
Downloads 157 (186,969)
Citation 1

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Debt service ratio, Consumption Smoothing, Borrowing constraints

5.

Auto Sales and Credit Supply

FEDS Working Paper No. 2014-82
Number of pages: 42 Posted: 08 Nov 2014
Kathleen Johnson, Karen M. Pence and Daniel J. Vine
Board of Governors of the Federal Reserve - Division of Research and Statistics, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 89 (283,958)
Citation 2

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Auto loans, auto sales, credit constraints, Michigan Survey of Consumers

6.

End of the Line: Behavior of HELOC Borrowers Facing Payment Changes

FEDS Working Paper No. 2015-073, http://dx.doi.org/10.17016/FEDS.2015.073
Number of pages: 33 Posted: 21 Sep 2015
Kathleen Johnson and Robert Sarama
Board of Governors of the Federal Reserve - Division of Research and Statistics and Board of Governors of the Federal Reserve System
Downloads 41 (417,943)
Citation 1

Abstract:

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HELOC, consumer credit, end of draw, home equity, payment changes

7.

Discovering the Universe: Measuring the Role of Finance Companies in the U.S. Economy

FEDS Working Paper No. 2013-13
Number of pages: 38 Posted: 06 Apr 2013
Lisa Chen, Kathleen Johnson and Arthur B. Kennickell
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve - Division of Research and Statistics and Federal Reserve Board - Department of Research & Statistics
Downloads 34 (446,366)

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Survey redesign, coverage error, frame error, non-response error, population estimation

Are Adjustable-Rate Mortgage Borrowers Borrowing Constrained?

FEDS Working Paper No. 2011-21
Number of pages: 19 Posted: 20 May 2011 Last Revised: 15 Nov 2011
Kathleen Johnson and Geng Li
Board of Governors of the Federal Reserve - Division of Research and Statistics and Federal Reserve Board
Downloads 20 (536,566)
Citation 3

Abstract:

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Adjustable-rate mortgages, consumption, borrowing constraints

Are Adjustable‐Rate Mortgage Borrowers Borrowing Constrained?

Real Estate Economics, Vol. 42, Issue 2, pp. 457-471, 2014
Number of pages: 15 Posted: 20 May 2014
Kathleen Johnson and Geng Li
Board of Governors of the Federal Reserve - Division of Research and Statistics and Federal Reserve Board
Downloads 0
Citation 1
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Are Adjustable-Rate Mortgage Borrowers Borrowing Constrained?

Real Estate Economics, Forthcoming
Posted: 27 Nov 2012
Kathleen Johnson and Geng Li
Board of Governors of the Federal Reserve - Division of Research and Statistics and Federal Reserve Board

Abstract:

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Adjustable-Rate Mortgage, Credit Constraints, Consumption Smoothing