1.
Day Trading for a Living?
Number of pages: 9
Posted: 22 Jul 2019
Last Revised: 15 Jun 2020
Working Paper Series
Getulio Vargas Foundation (FGV) - Sao Paulo School of Economics, University of São Paulo (USP) - Department of Economics and Getulio Vargas Foundation (FGV) - Sao Paulo School of Economics
Downloads
29,003
2.
Safe Withdrawal Rates: A Guide for Early Retirees
Number of pages: 47
Posted: 11 Mar 2017
Working Paper Series
Independent
Downloads
16,553
3.
Making Sense Out of Variable Spending Strategies for Retirees
Number of pages: 18
Posted: 17 Mar 2015
Working Paper Series
The American College for Financial Services
Downloads
10,164
4.
The 4 Percent Rule is Not Safe in a Low-Yield World
Number of pages: 15
Posted: 16 Jan 2013
Last Revised: 17 Jan 2013
Working Paper Series
The American College, The American College for Financial Services and PGIM
Downloads
9,956
5.
The Market for Financial Adviser Misconduct
Journal of Political Economy, Forthcoming
Number of pages: 78
Posted: 29 Feb 2016
Last Revised: 29 Aug 2018
Accepted Paper Series
Harvard University - Business School (HBS), Northwestern University - Kellogg School of Management and Stanford University
There are 2 versions of this paper
The Market for Financial Adviser Misconduct
Journal of Political Economy, Forthcoming
Number of pages: 78
Posted: 29 Feb 2016
Last Revised: 29 Aug 2018
Downloads
9,731
The Market for Financial Adviser Misconduct
NBER Working Paper No. w22050
Number of pages: 79
Posted: 01 Mar 2016
Last Revised: 02 Apr 2023
Downloads
112
Downloads
9,731
6.
An Efficient Frontier for Retirement Income
Number of pages: 12
Posted: 25 Sep 2012
Working Paper Series
The American College for Financial Services
Downloads
8,768
7.
Different Choices Maximize the RRSP Net Benefit
Number of pages: 33
Posted: 22 Sep 2018
Last Revised: 05 May 2023
Working Paper Series
Independent
Downloads
8,147
8.
The Dividend Disconnect
7th Miami Behavioral Finance Conference 2016
Number of pages: 56
Posted: 29 Nov 2016
Last Revised: 30 Aug 2018
Working Paper Series
Boston College - Carroll School of Management and Boston College - Carroll School of Management
Downloads
5,700
9.
The Efficacy of Publicly-Available Retirement Planning Tools
Number of pages: 45
Posted: 18 Feb 2016
Last Revised: 14 Jan 2019
Working Paper Series
Texas Tech University, University of Akron - Department of Finance, Utah Valley University and Texas Tech University
Downloads
4,938
10.
Old Age and the Decline in Financial Literacy
Forthcoming in Management Science
Number of pages: 40
Posted: 24 Oct 2011
Last Revised: 30 Oct 2015
Working Paper Series
The American College, University of Missouri at Columbia - Department of Finance and Texas Tech University
Downloads
4,565
11.
Rethinking the RRSP's Benefits
Number of pages: 20
Posted: 28 Jul 2015
Last Revised: 05 May 2023
Working Paper Series
Independent
Downloads
4,247
12.
Abusing ETFs
Forthcoming in the Review of Finance
Number of pages: 55
Posted: 15 Mar 2012
Last Revised: 13 Sep 2017
Accepted Paper Series
HKUST Business School, UNSW, Aarhus University - Department of Finance and Goethe University Frankfurt - Faculty of Economics and Business Administration
Downloads
3,903
13.
IQ and Stock Market Participation
AEA 2010 Atlanta Meetings Paper, CRSP Working Paper, Western Finance Association 2010 Meetings Paper, Journal of Finance, Forthcoming, Chicago Booth Research Paper No. 09-27
Number of pages: 56
Posted: 02 Aug 2009
Last Revised: 23 Jan 2011
Accepted Paper Series
University of California, Los Angeles (UCLA) - Finance Area, Aalto University - School of Business and Dartmouth College - Tuck School of Business
Downloads
3,777
14.
Incorporating Home Equity into a Retirement Income Strategy
Number of pages: 17
Posted: 04 Nov 2015
Working Paper Series
The American College for Financial Services
Downloads
3,736
15.
The Misguided Beliefs of Financial Advisors
Journal of Finance, Forthcoming, Kelley School of Business Research Paper No. 18-9
Number of pages: 66
Posted: 20 Jan 2018
Last Revised: 22 Mar 2021
Accepted Paper Series
Dartmouth College - Tuck School of Business, Dartmouth College - Tuck School of Business and Indiana University - Kelley School of Business - Department of Finance
Downloads
3,633
16.
Financial Advice and Individual Investors' Portfolios
Number of pages: 40
Posted: 06 Mar 2007
Last Revised: 01 Mar 2015
Working Paper Series
EBS Universität für Wirtschaft und Recht - EBS Business School, JPMorgan, Goethe University Frankfurt - Faculty of Economics and Business Administration and EBS Universität für Wirtschaft und Recht - EBS Business School
Downloads
3,563
17.
A Literature Review on the Effectiveness of Financial Education
FRB Richmond Working Paper No. 07-03
Number of pages: 27
Posted: 09 Dec 2012
Working Paper Series
Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads
3,528
18.
A Model Approach to Selecting a Personalized Retirement Income Strategy
Number of pages: 31
Posted: 24 Mar 2021
Working Paper Series
Retirement Researcher and The American College for Financial Services
Downloads
3,412
19.
Do Older Investors Make Better Investment Decisions?
Review of Economics and Statistics, Forthcoming
Number of pages: 65
Posted: 20 Mar 2006
Last Revised: 11 Jul 2009
Accepted Paper Series
University of Miami - Department of Finance and University of Miami - Miami Herbert Business School
Downloads
3,381
20.
The Real Impact of FinTech: Evidence from Mobile Payment Technology
Number of pages: 55
Posted: 13 Apr 2020
Last Revised: 29 Sep 2022
Working Paper Series
National University of Singapore, National University of Singapore - NUS Business School, Zhejiang University, National University of Singapore (NUS), Department of Economics and National University of Singapore - Business School
Downloads
3,338
21.
Financial Management Practices of College Students
Global Journal of Business Research, Vol. 3, No. 1, pp. 105-116, 2009
Number of pages: 12
Posted: 27 Feb 2010
Accepted Paper Series
Southeastern Louisiana University and Southeastern Louisiana University
Downloads
3,222
22.
Who Pays For Your Rewards? Redistribution in the Credit Card Market
Number of pages: 69
Posted: 07 Jun 2022
Last Revised: 06 Dec 2022
Working Paper Series
National University of Singapore, International Monetary Fund (IMF), Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
There are 2 versions of this paper
Who Pays For Your Rewards? Redistribution in the Credit Card Market
Number of pages: 69
Posted: 07 Jun 2022
Last Revised: 06 Dec 2022
Downloads
3,150
Who Pays for Your Rewards? Redistribution in the Credit Card Market
FEDS Working Paper No. 2023-7
Number of pages: 70
Posted: 04 Feb 2023
Downloads
90
Downloads
3,150
23.
Regulating Consumer Financial Products: Evidence from Credit Cards
Number of pages: 67
Posted: 26 Sep 2013
Last Revised: 28 Aug 2014
Working Paper Series
National University of Singapore, Government of the United States of America - Office of the Comptroller of the Currency (OCC), University of Chicago Booth School of Business and New York University (NYU) - Leonard N. Stern School of Business
There are 2 versions of this paper
Regulating Consumer Financial Products: Evidence from Credit Cards
Number of pages: 67
Posted: 26 Sep 2013
Last Revised: 28 Aug 2014
Downloads
3,089
Regulating Consumer Financial Products: Evidence from Credit Cards
NBER Working Paper No. w19484
Number of pages: 70
Posted: 28 Sep 2013
Last Revised: 29 Mar 2023
Downloads
80
Downloads
3,089
24.
The True Impact of Immediate Annuities on Retirement Sustainability: A Total Wealth Perspective
Number of pages: 18
Posted: 23 Jul 2013
Working Paper Series
The Kitces Report & Nerd's Eye View and The American College for Financial Services
Downloads
3,034
25.
The Theory of Life-Cycle Saving and Investing
FRB of Boston Public Policy Discussion Paper No. 07-3
Number of pages: 27
Posted: 27 Jul 2007
Working Paper Series
Boston University, Treussard Capital Management LLC and Federal Reserve Bank of Boston - Research Department
Downloads
2,973
26.
Do Financial Education Programs Work?
FRB of Cleveland Working Paper No. 08-03
Number of pages: 29
Posted: 10 Apr 2008
Working Paper Series
Frontier Economics and International Labour Organization (ILO)
Downloads
2,944
27.
Why do Investors Buy Structured Products?
EFA 2009 Bergen Meetings Paper
Number of pages: 31
Posted: 16 Feb 2009
Last Revised: 18 Aug 2011
Working Paper Series
University of Zurich - Department of Banking and Finance and University of Trier
Downloads
2,766
28.
The Law & Economics of Subprime Lending
George Mason Law & Economics Research Paper No. 08-17, University of Colorado Law Review, Vol. 80, No. 1, Winter 2009, pp. 1-86
Number of pages: 87
Posted: 16 Mar 2008
Last Revised: 05 Dec 2008
Accepted Paper Series
George Mason University - Antonin Scalia Law School and Independent
Downloads
2,698
29.
Household Debt Sustainability: What Explains Household Non-Performing Loans? An Empirical Analysis
ECB Working Paper No. 570
Number of pages: 45
Posted: 10 Jan 2006
Working Paper Series
KU Leuven - Center for Economic Studies and Banco de España
Downloads
2,688
30.
Lifetime Expected Income Breakeven Comparison between SPIAs and Managed Portfolios
Number of pages: 65
Posted: 30 Aug 2013
Last Revised: 25 Apr 2015
Working Paper Series
Better Financial EducationAcademy of Financial Services, Central Michigan University - Department of Finance and Law and The American College for Financial Services
Downloads
2,478
31.
Do Payday Loans Cause Bankruptcy?
Vanderbilt Law and Economics Research Paper No. 11-13
Number of pages: 52
Posted: 12 Sep 2008
Last Revised: 01 Dec 2011
Working Paper Series
Vanderbilt University - Law School and Alfred Lerner College of Business and Economics, University of Delaware
Downloads
2,459
32.
FinTech Lending and Bank Credit Access for Consumers
Rotman School of Management Working Paper No. 2802220
Number of pages: 42
Posted: 30 Jun 2016
Last Revised: 08 Nov 2021
Working Paper Series
Emory University - Goizueta Business School
Downloads
2,354
33.
Investing for Retirement Income: A Comparison of Asset Allocations and Spending Strategies
Number of pages: 38
Posted: 06 Jul 2021
Working Paper Series
Dimensional Fund Advisors
Downloads
2,332
34.
The Ticket to Easy Street? The Financial Consequences of Winning the Lottery
Vanderbilt Law and Economics Research Paper No. 10-12
Number of pages: 28
Posted: 09 Jan 2009
Last Revised: 24 Jun 2010
Working Paper Series
University of Kentucky, University of Pittsburgh - Department of Economics and Vanderbilt University - Law School
There are 2 versions of this paper
The Ticket to Easy Street? The Financial Consequences of Winning the Lottery
Vanderbilt Law and Economics Research Paper No. 10-12
Number of pages: 28
Posted: 09 Jan 2009
Last Revised: 24 Jun 2010
Downloads
2,157
The Ticket to Easy Street? The Financial Consequences of Winning the Lottery
3rd Annual Conference on Empirical Legal Studies Papers
Number of pages: 27
Posted: 16 May 2008
Last Revised: 26 Aug 2010
Downloads
117
Downloads
2,157
35.
Role of FinTech in Accelerating Financial Inclusion in India
Paper presented at the 3rd International Conference on Economics and Finance organised by the Nepal Rastra Bank at Kathmandu, Nepal during February 28-29, 2020
Number of pages: 28
Posted: 29 May 2020
Working Paper Series
Reserve Bank of India and affiliation not provided to SSRN
Downloads
2,145
36.
Financial Literacy Among Working Young in Urban India
Indian Institute of Management Ahmedabad, W.P. No. 2013-10-02
Number of pages: 27
Posted: 12 Oct 2013
Working Paper Series
Indian Institute of Management (IIM) Ahmedabad, Indian Institute of Management Ahmedabad, Indian Institute of Management Ahmedabad and Indian Institute of Management (IIM), Ahmedabad
Downloads
2,104
37.
Rules of Thumb in Household Savings Decisions: Estimation Using Threshold Regression
Number of pages: 47
Posted: 06 Nov 2019
Working Paper Series
Universidad Andres Bello and University of Colorado at Boulder - Department of Finance
Downloads
2,079
38.
Investment Mistakes of Individual Investors and the Impact of Financial Advice
20th Australasian Finance & Banking Conference 2007 Paper
Number of pages: 33
Posted: 27 Aug 2007
Working Paper Series
EBS Universität für Wirtschaft und Recht - EBS Business School - Department of Finance and Accounting and Goethe University Frankfurt - Department of Finance
Downloads
2,067
39.
FinTechs and the Market for Financial Analysis
Journal of Financial and Quantitative Analysis
Number of pages: 54
Posted: 12 Mar 2018
Last Revised: 06 Aug 2020
Accepted Paper Series
University of California, Berkeley, Haas School of Business, Institue for Business and Social Impact and The University of Hong Kong
Downloads
2,033
40.
Macroprudential Regulation and Policy
BIS Paper No. 60
Number of pages: 155
Posted: 14 Feb 2012
Accepted Paper Series
Bank for International Settlements (BIS)
Downloads
2,020
41.
The Regulation of Consumer Financial Products: An Introductory Essay with Four Case Studies
HKS Working Paper No. RWP10-40
Number of pages: 52
Posted: 27 Jul 2010
Last Revised: 16 Dec 2010
Working Paper Series
Harvard University - Department of Economics, Harvard Law School, Brigham Young University Marriott School of Business and Harvard Business School
Downloads
1,994
42.
Household Debt: Implications for Monetary Policy and Financial Stability
BIS Paper No. 46
Number of pages: 171
Posted: 28 Jun 2009
Accepted Paper Series
Bank for International Settlements (BIS)
Downloads
1,993
43.
The Promises and Pitfalls of Robo-Advising
8th Miami Behavioral Finance Conference 2017
Number of pages: 44
Posted: 22 Feb 2018
Working Paper Series
Georgetown University, The Johns Hopkins Carey Business School and Georgetown University
There are 2 versions of this paper
The Promises and Pitfalls of Robo-Advising
8th Miami Behavioral Finance Conference 2017
Number of pages: 44
Posted: 22 Feb 2018
Downloads
1,925
The Promises and Pitfalls of Robo-Advising
CESifo Working Paper Series No. 6907
Number of pages: 46
Posted: 20 Apr 2018
Downloads
309
Downloads
1,925
44.
The Effect of Language on Economic Behavior: Evidence from Savings Rates, Health Behaviors, and Retirement Assets
Cowles Foundation Discussion Paper No. 1820
Number of pages: 57
Posted: 22 Aug 2011
Last Revised: 13 Dec 2012
Working Paper Series
University of California, Los Angeles (UCLA) - Anderson School of Management
Downloads
1,882
45.
Individual Investor Sentiment and Stock Returns - What Do We Learn from Warrant Traders?
Number of pages: 34
Posted: 25 Mar 2005
Last Revised: 07 Oct 2009
Working Paper Series
Ludwig Maximilian University of Munich (LMU) - Faculty of Business Administration (Munich School of Management), University of Applied Sciences Aachen and University of Mannheim - Department of Banking and Finance
Downloads
1,859
46.
Retirement Income Beliefs and Financial Advice Seeking Behaviors
Number of pages: 33
Posted: 24 Mar 2021
Working Paper Series
Retirement Researcher and The American College for Financial Services
Downloads
1,769
47.
Debt, Jobs, or Housing: What's Keeping Millennials at Home?
FRB of New York Staff Report No. 700
Number of pages: 49
Posted: 26 Nov 2014
Working Paper Series
Yale School of Management, Federal Reserve Bank of New York, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads
1,755
48.
Quantifying the Economic Benefits of Personal Financial Planning
Financial Services Review, Vol. 19, No. 2, 2010
Number of pages: 18
Posted: 18 Jul 2011
Last Revised: 24 Feb 2013
Accepted Paper Series
Ohio State University (OSU) and Independent
Downloads
1,750
49.
Is Unbiased Financial Advice To Retail Investors Sufficient? Answers from a Large Field Study
Number of pages: 70
Posted: 20 May 2011
Last Revised: 12 May 2014
Working Paper Series
HKUST Business School, Goethe University Frankfurt - Faculty of Economics and Business Administration, Goethe University Frankfurt - Department of Finance, UNSW and Aarhus University - Department of Finance
There are 2 versions of this paper
Is Unbiased Financial Advice To Retail Investors Sufficient? Answers from a Large Field Study
Number of pages: 70
Posted: 20 May 2011
Last Revised: 12 May 2014
Downloads
1,715
Is Unbiased Financial Advice to Retail Investors Sufficient? Answers from a Large Field Study
Review of Financial Studies, Forthcoming
Number of pages: 70
Posted: 24 Sep 2011
Downloads
408
Downloads
1,715
50.
The Perfect Withdrawal Amount: A Methodology for Creating Retirement Account Distribution Strategies
Number of pages: 25
Posted: 19 Jan 2015
Last Revised: 18 Aug 2015
Working Paper Series
Trinity University, Independent and Trinity University
Downloads
1,696
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