How Do the State Medical Malpractice Laws Affect the Access to Health Care?

22 Pages Posted: 27 Aug 2007  

Jiafeng Sun

University of Wisconsin - Madison - Department of Actuarial Science, Risk Management and Insurance

Joan T. Schmit

University of Wisconsin - Madison - Department of Actuarial Science, Risk Management and Insurance

Date Written: April 11, 2007

Abstract

With 15 percent of the population in the United States lacking health insurance, significant effort is being made to identify solutions. A variety of responses have been implemented, ranging from changes to the insurance regulatory requirements to tax code revisions to legal system modifications. While a large body of literature addresses the effect of legal system modifications on medical malpractice claims and insurance as well as physician availability, we know of no prior research to investigate the effect on rates of uninsured. We test this relationship and discover that caps on non-economic damages are associated with decreasing rates of uninsured.

Suggested Citation

Sun, Jiafeng and Schmit, Joan T., How Do the State Medical Malpractice Laws Affect the Access to Health Care? (April 11, 2007). Available at SSRN: https://ssrn.com/abstract=1007022 or http://dx.doi.org/10.2139/ssrn.1007022

Jiafeng Sun

University of Wisconsin - Madison - Department of Actuarial Science, Risk Management and Insurance ( email )

Madison, WI
United States

Joan T. Schmit (Contact Author)

University of Wisconsin - Madison - Department of Actuarial Science, Risk Management and Insurance ( email )

Madison, WI
United States
608-262-4240 (Phone)

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