Eliciting Health Insurance Benefit Choices of Low Income Groups
Economic and Political Weekly (Mumbai), Vol. 42, No. 32, pp. 3331-3339, August 11-17, 2007
9 Pages Posted: 25 Sep 2007 Last revised: 1 May 2008
An appropriate scheme of health insurance must respond to clients' priorities, yet cover a finite and affordable benefit package. A variety of methods have been developed so far to engage the public in prioritising services. This paper deals with a plan that allows variably educated populations who are inexperienced with health insurance to pick health benefits. The decision exercise reported here enhances popular understanding (1) that even within a limited premium there is a choice of different package compositions; and (2) that the level of the premium determines the expectation of coverage by health insurance.
Keywords: micro health insurance, social insurance, insurance for the poor, community based health insurance, health financing
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