Eliciting Health Insurance Benefit Choices of Low Income Groups

Economic and Political Weekly (Mumbai), Vol. 42, No. 32, pp. 3331-3339, August 11-17, 2007

9 Pages Posted: 25 Sep 2007 Last revised: 1 May 2008

See all articles by Marion Danis

Marion Danis

Head Section on Ethics and Health Policy

Erika Binnendijk

Erasmus University Rotterdam (EUR)

Sukumar Vellakkal

Public Health foundation of India (PHFI)

Alexander Ost

affiliation not provided to SSRN

Ruth Koren

Tel Aviv University - Professor Sackler Faculty of Medicine

David M. Dror

Micro Insurance Academy (MIA)

Abstract

An appropriate scheme of health insurance must respond to clients' priorities, yet cover a finite and affordable benefit package. A variety of methods have been developed so far to engage the public in prioritising services. This paper deals with a plan that allows variably educated populations who are inexperienced with health insurance to pick health benefits. The decision exercise reported here enhances popular understanding (1) that even within a limited premium there is a choice of different package compositions; and (2) that the level of the premium determines the expectation of coverage by health insurance.

Keywords: micro health insurance, social insurance, insurance for the poor, community based health insurance, health financing

Suggested Citation

Danis, Marion and Binnendijk, Erika and Vellakkal, Sukumar and Ost, Alexander and Koren, Ruth and Dror, David M., Eliciting Health Insurance Benefit Choices of Low Income Groups. Economic and Political Weekly (Mumbai), Vol. 42, No. 32, pp. 3331-3339, August 11-17, 2007. Available at SSRN: https://ssrn.com/abstract=1016667

Marion Danis

Head Section on Ethics and Health Policy ( email )

Warren G. Magnuson Clinical Center
Bethesda, MD 20895-1156
United States

Erika Binnendijk

Erasmus University Rotterdam (EUR) ( email )

Burgemeester Oudlaan 50
3000 DR Rotterdam, Zuid-Holland 3062PA
Netherlands

Sukumar Vellakkal

Public Health foundation of India (PHFI) ( email )

4 Institutional Area
Vasant Kunj
New Delhi, Delhi 110070
India

HOME PAGE: http://www.phfi.org

Alexander Ost

affiliation not provided to SSRN ( email )

No Address Available

Ruth Koren

Tel Aviv University - Professor Sackler Faculty of Medicine ( email )

Ramat Aviv
Tel-Aviv, 6997801
Israel

David M. Dror (Contact Author)

Micro Insurance Academy (MIA) ( email )

New Delhi, NCR
India
+41 78 790 6789 (Phone)

HOME PAGE: http://https://en.everybodywiki.com/

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