Health Insurance for the Poor: Myths and Realities

4 Pages Posted: 27 Sep 2007 Last revised: 22 Apr 2008

See all articles by David M. Dror

David M. Dror

Micro Insurance Academy (MIA)


Based on a survey in seven locations, this article finds that most Indians are willing to pay 1.35 per cent of income or more for health insurance and most people prefer a holistic benefit package at basic coverage over high coverage of only rare events. The needs of the poor, and their demand for health insurance, depend on local conditions.

Keywords: micro health insurance, social insurance, insurance for the poor, community based health insurance, health financing

Suggested Citation

Dror, David M., Health Insurance for the Poor: Myths and Realities. Available at SSRN:

David M. Dror (Contact Author)

Micro Insurance Academy (MIA) ( email )

New Delhi, NCR
+41 78 790 6789 (Phone)

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