Capital from an Insurance Company Perspective

3 Pages Posted: 15 Nov 2007

See all articles by Robert E. Lewis

Robert E. Lewis

affiliation not provided to SSRN

Date Written: October 1998


The author provides a few practical comments on capital adequacy from an insurance company perspective. In doing so, he presents two views on capital adequacy and capital allocation in the insurance industry. The first view is the regulatory perspective, that is, the motivations behind regulatory capital requirements in the insurance industry, the structure of those requirements, and the relationship between regulatory capital amounts and the actual risks facing insurance companies. The second view is an insurance company perspective, in particular, the approach taken by the American International Group to determine adequate capital allocations for its various businesses and for the firm overall.

Keywords: capital regulation

JEL Classification: G2, G3

Suggested Citation

Lewis, Robert E., Capital from an Insurance Company Perspective (October 1998). Economic Policy Review, Vol. 4, No. 3, October 1998. Available at SSRN: or

Robert E. Lewis (Contact Author)

affiliation not provided to SSRN ( email )

No Address Available

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