The Effect of Removing Geographic Restrictions on Banking in the United States: Lessons for Europe

14 Pages Posted: 30 Jan 2008

See all articles by Randall Kroszner

Randall Kroszner

University of Chicago - Booth School of Business; National Bureau of Economic Research (NBER)

Abstract

In this paper the author argues that cross-border, intra-European bank mergers are likely to generate benefits similar to those enjoyed in the United States when interstate banking restrictions were removed. These benefits include greater banking efficiency, higher economic and employment growth, more entrepreneurial activity, and reduced economic volatility.

Suggested Citation

Kroszner, Randall, The Effect of Removing Geographic Restrictions on Banking in the United States: Lessons for Europe. Financial Markets, Institutions & Instruments, Vol. 17, Issue 1, pp. 5-18, February 2008, Available at SSRN: https://ssrn.com/abstract=1088509 or http://dx.doi.org/10.1111/j.1468-0416.2007.00128.x

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