Depositors' Assessment of Bank Riskiness in the Russian Federation

24 Pages Posted: 8 Feb 2008

See all articles by Ayse Ece Ungan

Ayse Ece Ungan

Bilkent University - Faculty of Business Administration

Selcuk Caner

Bilkent University - Faculty of Business Administration

Suheyla Ozyildirim

Bilkent University - Faculty of Business Administration

Abstract

In the period after the crises in the late 1990s, the banking industries in most emerging markets have undergone significant restructuring consistent with the Basel II Accord. The Central Bank of Russia's efforts since 2000 have contributed to the consolidation and improvement of the banking industry. To measure the extent of market discipline in the Russian banking industry, we study the reaction of Russian depositors to excessive risk taking by large banks between 2000:1 and 2005:1. We find that during our analysis period, well-capitalized, more liquid banks significantly increase their deposits.

Keywords: Market discipline, Bank risk, Emerging markets, Russian Federation

JEL Classification: G20, G21

Suggested Citation

Ungan, Ayse Ece and Caner, Selcuk and Ozyildirim, Suheyla, Depositors' Assessment of Bank Riskiness in the Russian Federation. Journal of Financial Services Research, Forthcoming. Available at SSRN: https://ssrn.com/abstract=1091386

Ayse Ece Ungan

Bilkent University - Faculty of Business Administration ( email )

06533 Bilkent, Ankara
Turkey
0 312 442 21 40 (Phone)
0 312 442 41 61 (Fax)

Selcuk Caner (Contact Author)

Bilkent University - Faculty of Business Administration ( email )

06533 Bilkent, Ankara
Turkey
0 312 290 18 60 (Phone)
0 312 266 49 58 (Fax)

Suheyla Ozyildirim

Bilkent University - Faculty of Business Administration ( email )

06800 Bilkent, Ankara
Turkey

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