Litigation Patterns in Automobile Bodily Injury Claims 1977-1997: Effects of Time and Tort Reforms

18 Pages Posted: 10 Mar 2008

See all articles by Mark J. Browne

Mark J. Browne

St. John's University - Peter J. Tobin College of Business

Joan T. Schmit

University of Wisconsin - Madison - Department of Actuarial Science, Risk Management and Insurance

Abstract

This study uses data from the Insurance Research Council to investigate changes in the use of attorneys and in the filing of legal claims to resolve automobile third-party bodily injury claims between 1977 and 1997. We find results consistent with the general public perception that the use of attorneys and the filing of legal claims have increased over the study period. In addition, we find evidence that tort reforms enacted by the states have slowed the rates of increase in the use of attorneys and in the filing of legal claims to resolve automobile insurance claim disputes.

Suggested Citation

Browne, Mark J. and Schmit, Joan T., Litigation Patterns in Automobile Bodily Injury Claims 1977-1997: Effects of Time and Tort Reforms. Journal of Risk & Insurance, Vol. 75, Issue 1, pp. 83-100, March 2008. Available at SSRN: https://ssrn.com/abstract=1103700 or http://dx.doi.org/10.1111/j.1539-6975.2007.00249.x

Mark J. Browne (Contact Author)

St. John's University - Peter J. Tobin College of Business ( email )

New York, NY
United States

Joan T. Schmit

University of Wisconsin - Madison - Department of Actuarial Science, Risk Management and Insurance ( email )

Madison, WI
United States
608-262-4240 (Phone)

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