Bank Risk Regulation and the Credit Crunch

15 Pages Posted: 3 Oct 2008

Date Written: June 17, 2008


This paper aims at analysing the direct and indirect causes of the American lead sub-prime credit crisis. The first part of the paper looks at the way the banking system has reacted to this crisis in its critical areas. Then, upon the findings of the first part, the second part studies the effects of the credit crunch in the area of risk management in the Western banking system. Eventually the paper's conclusions regard several key areas for risk management improvement by endorsing a tighter regulatory and supervising risk control mechanism while foreseeing the next move in these banks' financial strategy.

Keywords: Basel II implementation, risk management, banking industry, bank strategy

JEL Classification: F34, G15, G21, G24

Suggested Citation

Mihai Yiannaki, Simona, Bank Risk Regulation and the Credit Crunch (June 17, 2008). Available at SSRN: or

Simona Mihai Yiannaki (Contact Author)

European University Cyprus ( email )

6 Diogenes Str., Engomi
P.O. Box 22006
Nicosia, 1516
0035722713197 (Phone)
0035722590539 (Fax)


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