Have People Delayed Claiming Retirement Benefits? Responses to Changes in Social Security Rules
Social Security Bulletin, Vol. 67, No. 2, pp. 1-23
23 Pages Posted: 1 Jul 2008 Last revised: 9 Aug 2008
Date Written: 2007
Abstract
Using a 1 percent sample of Social Security Administration data, this article documents and analyzes responses in the entitlement age for old-age benefits following the recent changes in Social Security rules. Both rules, the removal of the retirement earnings test (RET) for persons who are at the full retirement age (FRA) through age 69 in 2000 or later and a gradual increase in the FRA for those who reach age 62 in 2000 or later, are expected to affect the age at which people claim Social Security retirement benefits (or entitlement age) and the work behavior of older Americans.
Keywords: old-age retirement benefits, retirement earnings test
JEL Classification: H55
Suggested Citation: Suggested Citation
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