Foreclosures in Ohio: Does Lender Type Matter?

45 Pages Posted: 24 Jul 2008

Date Written: December 1, 2007

Abstract

Whether mortgages are originated mostly by depository institutions regulated by the Federal agencies or by less-regulated lenders does not seem to affect the foreclosure filing rate in Ohio's counties. What seems to matter is whether the lenders have a physical presence in the market, in which case, foreclosure rates are lower.

Keywords: foreclosure, regulation, and mortgage lenders

JEL Classification: G21, L15, L50

Suggested Citation

Ergungor, Ozgur Emre, Foreclosures in Ohio: Does Lender Type Matter? (December 1, 2007). FRB of Cleveland Working Paper No. 07-24. Available at SSRN: https://ssrn.com/abstract=1171242 or http://dx.doi.org/10.2139/ssrn.1171242

Ozgur Emre Ergungor (Contact Author)

affiliation not provided to SSRN

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