Growth Patterns and Regime Change in Nationally Shared Electronic Banking Networks: an Econometric Analysis of Cirrus and Plus

56 Pages Posted: 31 Oct 2008

See all articles by Robert J. Kauffman

Robert J. Kauffman

Singapore Management University; Singapore Management University - School of Information Systems

Yu-Ming Wang

Independent

Date Written: 1992

Abstract

Does adoption of shared electronic banking network technology in the financialservices industry exhibit S-curve growth patterns as other technologies do? This paperexamines this issue in the context of an econometric analysis of the national networks,CIRRUS and PLUS. When the size of the CIRRUS and PLUS networks grew into therange of market saturation, network operators decided in favor of "duality", a move toshare their assets, while maintaining separate corporate identities. This research offersempirical evidence that it may be necessary to formulate more sophisticated models todescribe the process of adoption and diffusion of an innovation in the presence of marketcompetition

Suggested Citation

Kauffman, Robert J. and Wang, Yu-Ming, Growth Patterns and Regime Change in Nationally Shared Electronic Banking Networks: an Econometric Analysis of Cirrus and Plus (1992). NYU Stern School of Business Research Paper Series, Forthcoming, Available at SSRN: https://ssrn.com/abstract=1289016

Robert J. Kauffman (Contact Author)

Singapore Management University ( email )

Li Ka Shing Library
70 Stamford Road
Singapore 178901, 178899
Singapore
65-6828-929 (Phone)

Singapore Management University - School of Information Systems ( email )

80 Stamford Road
Singapore, 178902
Singapore

Yu-Ming Wang

Independent

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