Micro-Insurance in the Context of Social Protection

14 Pages Posted: 9 Nov 2008

See all articles by Thankom Gopinath Arun

Thankom Gopinath Arun

University of Central Lancashire

Susan Steiner

Institut für Iberoamerika-Kunde

Date Written: October 2008


This paper aims to understand the role of micro-insurance as an element of social protection. It outlines the current status of micro-insurance provision in Ghana and Sri Lanka, two countries with very different socio-cultural backgrounds. It concludes that both countries are unlikely to extend their social security systems to the entire population in the short to medium term, making private micro-insurance initiatives essential mechanisms to help people reduce their vulnerability.

Keywords: Micro-insurance, Social protection, Ghana, Sri Lanka

Suggested Citation

Arun, Thankom Gopinath and Steiner, Susan, Micro-Insurance in the Context of Social Protection (October 2008). Brooks World Poverty Institute Working Paper No. 55. Available at SSRN: https://ssrn.com/abstract=1297192 or http://dx.doi.org/10.2139/ssrn.1297192

Thankom Gopinath Arun (Contact Author)

University of Central Lancashire ( email )

United Kingdom

Susan Steiner

Institut für Iberoamerika-Kunde ( email )

Prol. Paseo de la Reforma, #880
Lomas de Santa Fe
Mexico, Distrito Federal 01210

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