How Does Geographic Distance Affect Credit Market Access in Niger?

24 Pages Posted: 20 Apr 2016

See all articles by Jose Pedrosa

Jose Pedrosa

Yale University

Quy-Toan Do

World Bank - Development Research Group (DECRG)

Date Written: November 1, 2008

Abstract

Distances involved in accessing basic services can constitute a major barrier to development. This paper analyzes the relationship between the distance separating households from microfinance institutions' offices in Niger, and the low levels of development and performance of the microfinance sector in the country. To cope with the effects of geographical distance, microfinance institutions adapt their policies through more restrictive loan conditions, higher interest rates, and more intensive screening. The authors to discuss the tension between access and sustainability in the context of financial services for the poor.

Suggested Citation

Pedrosa, Jose and Do, Quy Toan, How Does Geographic Distance Affect Credit Market Access in Niger? (November 1, 2008). World Bank Policy Research Working Paper No. 4772. Available at SSRN: https://ssrn.com/abstract=1297811

Jose Pedrosa (Contact Author)

Yale University ( email )

New Haven, CT 06520
United States

Quy Toan Do

World Bank - Development Research Group (DECRG) ( email )

1818 H. Street, N.W.
MSN3-311
Washington, DC 20433
United States

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