The Origins of Fair Lending Litigation
159 Pages Posted: 3 Dec 2008
This paper describes the origins of fair lending litigation in the 1970s. It documents two litigation strategies, one aimed at discriminatory lenders in local communities and a second at the federal lending regulators. Together, these two litigation strategies helped to establish the basic anti-lending discrimination framework that remains in place today. Rather than view these two strategies as distinct, however, this paper argues that they represented complementary efforts to establish an effective anti-discrimination strategy at local and national levels.
The research for this paper was conducted in a law school seminar at Washington University taught by Professor Margo Schlanger. The research for this paper drew on dozens of fair lending cases from the 1970s to the present; summaries for all of these cases can be found at the Civil Rights Litigation Clearinghouse, located on the Washington University School of Law's website.
Keywords: Civil Rights, Litigation, Fair Lending, Bill Taylor, Housing, Injunctions
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