Earnings and Women's Retirement Security

41 Pages Posted: 12 Dec 2008

See all articles by Alicia H. Munnell

Alicia H. Munnell

Boston College - Center for Retirement Research

Natalia Zhivan

Boston College - Center for Retirement Research

Date Written: June 2006

Abstract

As the U.S. population ages, traditional sources of retirement income will likely fall short of what is needed to maintain pre-retirement living standards for many individuals. The issue of retirement security is especially important for women, because even today nearly 30 percent of single women, who represent a majority of households at older ages, are classified as poor or near-poor. One solution to the retirement security challenge is for women to work more during their lifetimes and to stay in the workforce longer as they age. By and large, those who continue to work until their mid-60s or beyond do not end up poor. The question is explored in this study is what determines women's labor force activity at older ages and what determines when they retire. Only by understanding these levers is it possible to make changes that are likely to encourage stronger labor force participation, and thus greater retirement security, for women.

Suggested Citation

Munnell, Alicia and Zhivan, Natalia, Earnings and Women's Retirement Security (June 2006). Available at SSRN: https://ssrn.com/abstract=1313333 or http://dx.doi.org/10.2139/ssrn.1313333

Alicia Munnell (Contact Author)

Boston College - Center for Retirement Research ( email )

Fulton Hall 550
Chestnut Hill, MA 02467
United States
617-552-1762 (Phone)

Natalia Zhivan

Boston College - Center for Retirement Research ( email )

Fulton Hall 550
Chestnut Hill, MA 02467
United States

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