Mortgage Players and Products

18 Pages Posted: 22 Mar 2009

See all articles by Peter M. Zorn

Peter M. Zorn

affiliation not provided to SSRN

Marsha Courchane

Charles River Associates (CRA)

Date Written: March 19, 2009

Abstract

In this paper, we examine the changes in underwriting standards over the past decade. Our focus is on the substitutability among mortgage players and products, with an emphasis on how standards have tightened in response to the subprime crisis.

Keywords: Underwriting, Mortgages, Subprime Lending, HMDA

JEL Classification: G21, G28

Suggested Citation

Zorn, Peter M. and Courchane, Marsha, Mortgage Players and Products (March 19, 2009). Available at SSRN: https://ssrn.com/abstract=1340584 or http://dx.doi.org/10.2139/ssrn.1340584

Peter M. Zorn

affiliation not provided to SSRN

Marsha Courchane (Contact Author)

Charles River Associates (CRA) ( email )

1201 F Street, NW
Suite 700
Washington, DC 20004
United States

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