Cohort Changes in the Retirement Resources of Older Women

Social Security Bulletin, Vol. 68, No. 4, pp. 1-13, 2008

13 Pages Posted: 14 Mar 2009 Last revised: 24 Jul 2009

See all articles by Howard Iams

Howard Iams

U.S. Social Security Administration

John W. R. Phillips

National Institutes on Aging

Kristen Robinson

affiliation not provided to SSRN

Lionel P Deang

Social Security Administration

Irena Dushi

U.S. Social Security Administration

Date Written: March 13, 2008

Abstract

Dramatic changes in life expectancy, women's roles in the labor market, the structure of the workforce, and pension systems have occurred in recent decades, all influencing the well-being of future retirees. This article uses different sources of United States data to focus on the retirement resources of women aged 55-64. By comparing the resources for this age group in 2004 to their counterparts in 1994 and 1984, this analysis provides some indication of changes in the retirement preparedness of three different cohorts of women. Our findings indicate that notable changes have occurred with women's pathways into retirement that are due to increased education and lifetime work experience. As a consequence, there are marked differences in potential retirement outcomes. We find that women aged 55-64 today are better prepared in several respects than their counterparts of the same age 10 or 20 years ago.

Keywords: women, aged, retirement

JEL Classification: J11, J14, J19

Suggested Citation

Iams, Howard and Phillips, John W. R. and Robinson, Kristen and Deang, Lionel P and Dushi, Irena, Cohort Changes in the Retirement Resources of Older Women (March 13, 2008). Social Security Bulletin, Vol. 68, No. 4, pp. 1-13, 2008. Available at SSRN: https://ssrn.com/abstract=1359082

Howard Iams (Contact Author)

U.S. Social Security Administration ( email )

Washington, DC 20254
United States

John W. R. Phillips

National Institutes on Aging ( email )

Building 31, Room 5C27
31 Center Drive, MSC 2292
Bethesda, MD 20892
United States

Kristen Robinson

affiliation not provided to SSRN

Lionel P Deang

Social Security Administration ( email )

Washington, DC 20254
United States

Irena Dushi

U.S. Social Security Administration ( email )

Washington, DC 20254
United States

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