The CRA within a Changing Financial Landscape

17 Pages Posted: 8 Apr 2009

See all articles by Robert B. Avery

Robert B. Avery

Board of Governors of the Federal Reserve System

Marsha Courchane

Charles River Associates (CRA)

Peter M. Zorn

Freddie Mac

Date Written: February 1, 2009

Abstract

In this paper we provide an overview of how these changes have affected the coverage of the CRA, the structure of CRA-regulated institutions, and the effectiveness of those institutions in meeting the goals of the CRA. In taking a broad approach, we hope to provide a useful context for the other articles in this volume that offer a more detailed focus on changes in the CRA's implementing regulations and more specific aspects of the CRA's coverage and effectiveness.

Keywords: Community Reinvestment Act, Mortgages

Suggested Citation

Avery, Robert B. and Courchane, Marsha and Zorn, Peter M., The CRA within a Changing Financial Landscape (February 1, 2009). Available at SSRN: https://ssrn.com/abstract=1374873 or http://dx.doi.org/10.2139/ssrn.1374873

Robert B. Avery

Board of Governors of the Federal Reserve System ( email )

20th Street and Constitution Avenue NW
Washington, DC 20551
United States
202-452-2906 (Phone)
202-452-5295 (Fax)

Marsha Courchane (Contact Author)

Charles River Associates (CRA) ( email )

1201 F Street, NW
Suite 700
Washington, DC 20004
United States

Peter M. Zorn

Freddie Mac ( email )

1551 Park Run Drive
MS D3F
McLean, VA 22102
United States
(571) 382-3220 (Phone)
(571) 382-5074 (Fax)

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