An Introduction to Consumer Credit

Posted: 21 May 2009

See all articles by Peter Tufano

Peter Tufano

University of Oxford - Said Business School

Andrea Ryan

affiliation not provided to SSRN

Daniel Schneider

Princeton University

Date Written: February 20, 2009

Abstract

This note reviews a variety of shorter-term consumer credit products in the U.S. with an emphasis on the types of products that low and moderate-income consumers use. Included here are the following: credit cards, bank overdraft products, payday lending, personal loans and peer-to-peer lending, home-equity lending, rent-to-own contracts, auto-title lending, pawnbroking, refund-anticipation loans, informal lending.

Suggested Citation

Tufano, Peter and Ryan, Andrea and Schneider, Daniel J., An Introduction to Consumer Credit (February 20, 2009). HBS Note No. 209-107, Harvard Business School Finance Unit, Available at SSRN: https://ssrn.com/abstract=1407703

Peter Tufano (Contact Author)

University of Oxford - Said Business School ( email )

Park End Street
Oxford, OX1 1HP
Great Britain
+44 (0) 1865 288551 (Phone)

Andrea Ryan

affiliation not provided to SSRN ( email )

Daniel J. Schneider

Princeton University

284 Wallace Hall
Office of Population Research
Princeton, NJ 08544
United States

HOME PAGE: http://www.princeton.edu/~djschnei

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