An Introduction to Consumer Credit
Posted: 21 May 2009
Date Written: February 20, 2009
Abstract
This note reviews a variety of shorter-term consumer credit products in the U.S. with an emphasis on the types of products that low and moderate-income consumers use. Included here are the following: credit cards, bank overdraft products, payday lending, personal loans and peer-to-peer lending, home-equity lending, rent-to-own contracts, auto-title lending, pawnbroking, refund-anticipation loans, informal lending.
Suggested Citation: Suggested Citation
Tufano, Peter and Ryan, Andrea and Schneider, Daniel J., An Introduction to Consumer Credit (February 20, 2009). HBS Note No. 209-107, Harvard Business School Finance Unit, Available at SSRN: https://ssrn.com/abstract=1407703
Do you have a job opening that you would like to promote on SSRN?
Feedback
Feedback to SSRN
If you need immediate assistance, call 877-SSRNHelp (877 777 6435) in the United States, or +1 212 448 2500 outside of the United States, 8:30AM to 6:00PM U.S. Eastern, Monday - Friday.