International Deposit Insurance

2 Pages Posted: 8 Oct 2009

See all articles by Max Gillman

Max Gillman

Central European University (CEU) - Department of Economics


The current banking crisis has highlighted the fragility of the international finance system and the extent to which current system safeguards such as IMF action fall short. Envisioning a fuller banking security system leads naturally to the proposal for an international deposit insurance system based on risk-based premiums. This proposal is outlined here as a replacement for ad hoc action by national governments and the IMF that is designed to avoid moral hazard while providing an efficient means to international banking security as part of our global financial architecture.

Suggested Citation

Gillman, Max, International Deposit Insurance. Economic Affairs, Vol. 29, Issue 3, pp. 103-104, September 2009, Available at SSRN: or

Max Gillman (Contact Author)

Central European University (CEU) - Department of Economics ( email )

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Budapest H-1051
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+36 1 327 3232 (Fax)

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