Consumer Over-Indebtedness: A U.S. Perspective

24 Pages Posted: 30 Oct 2009

Date Written: October 2, 2008


This article discusses overall consumer over-indebtedness, with a focus on credit card and mortgage debt, in the United States and contrasts the US approach to over-indebtedness to the approaches used in other countries. The article suggests that other countries consider the failures and successes of the U.S. Bankruptcy Code’s approach to consumer over-indebtedness when those countries ponder how (or whether) to adopt a comprehensive consumer insolvency regime.

Suggested Citation

Dickerson, A. Mechele, Consumer Over-Indebtedness: A U.S. Perspective (October 2, 2008). Texas International Law Journal, Vol. 43, p. 135, 2008, U of Texas Law, Law and Econ Research Paper No. 157, Available at SSRN:

A. Mechele Dickerson (Contact Author)

University of Texas School of Law ( email )

727 East Dean Keeton Street
Austin, TX 78705
United States
512-232-1311 (Phone)
512-471-6988 (Fax)

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