Financial Inclusion Opportunities for Micro Health Insurance in Nepal

154 Pages Posted: 31 Mar 2010 Last revised: 21 Jun 2010

See all articles by David M. Dror

David M. Dror

Micro Insurance Academy (MIA)

Ralf Radermacher

Micro Insurance Academy e.V.

Date Written: February 6, 2010

Abstract

This report is based on information collected in two districts of Nepal (Banke and Dhading) in early 2009 and concerns the launch of community-based micro health insurance units for members of Nirdhan and DEPROSC, two grassroots microfinance NGOs. The study entailed a household survey of 2,008 households, 40 focus group discussions (with potential beneficiaries), in addition to 51 key informant interviews with healthcare providers. The purpose of the study was to collect the data needed for designing and pricing an insurance plan. These data covered the socioeconomic status of the target population, incidence of illness and health-seeking behavior, cost of healthcare, and willingness to pay for health insurance.

The report contains 156 Tables plus 95 Figures.

Keywords: Nepal, micro health insurance, community-based health insurance

Suggested Citation

Dror, David M. and Radermacher, Ralf, Financial Inclusion Opportunities for Micro Health Insurance in Nepal (February 6, 2010). Available at SSRN: https://ssrn.com/abstract=1548870 or http://dx.doi.org/10.2139/ssrn.1548870

David M. Dror (Contact Author)

Micro Insurance Academy (MIA) ( email )

New Delhi, NCR
India
+41 78 790 6789 (Phone)

HOME PAGE: http://https://en.everybodywiki.com/

Ralf Radermacher

Micro Insurance Academy e.V. ( email )

Colmantstr. 5
Bonn, 53115
Germany

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